guys, maybes, some banks are desperate for customers. My car loan with tiger bank was approved last two week ago and when i check with maybank2u today, there was additional 2 cc account in my account. Maybank Ikhwan Visa and Ikhwan Amex cc. LOL

yeah, just they have called me to pick it up.

maybe, i want visa only as backup

Nope, i didn't signed any forms aside then car loan agreement. Perhaps, due to my salary was credited to tiger bank. i guess it was pre-approved card.
FYI, i'm non-muslim. I wonder why they give me islamic cc.

Maybe, due to some limitation of Islamic card, it was not popular. the good thing is separate credit limit for these.
just aware of some shop' terminal can't accept Islamic card. so be ready with backup card. LOL

Will raise the cashier' eyebrow if someone did present his or her islamic cc in that case

anyway, be informed, don't like in such case that in Malay Mail' letter that complaining my HSBC Amanah was declined in one of restaurant or something.

for show,maybe. did anyone have try to pay with Visa Wave before?

My Tiger Bank Ikhwan Visa, from it appears on M2U till they called me to collect the card at my nearby branch, it took around 7 working days.

Not exactly called statement since i never receive any card statement from maybank but when i checked M2U , the cards account appears just days before they called me to come and collect at the branch. In fact, i don't get any call from them offering pre-approval card. aside then, many moons ago they have called me to offer Amex Gold Card. . It's simply appeared on my M2U after my car loan with Tiger Bank was approved.

Plus, they have given 2 card , Visa and Amex Ikhwan to me.

Just in time for Amex promo 15% cashback for Christmas. LOL.

This post has been edited by johnnyc: Nov 18 2010, 01:05 AM

and use the Esso Smile Driver Reward Card together too to earn points
if i'm not mistaken, 1000 points can get RM10 worth of fuel

This post has been edited by johnnyc: Nov 18 2010, 02:01 AM

I see, thanks for correction and the smile points will not expired with minimum transaction per year if i'm not mistaken. not like Petronas Mesra point, will expire. Do petronas' own mesra point do have on the spot fuel redemption?

Exactly, I already switched to esso/mobil . If i'm not mistaken, maybankard petronas card holder will get 10x of TP for pumping on every Tuesday. there was a posting mentioning this in this thread

This post has been edited by johnnyc: Nov 18 2010, 03:57 PM

I'm waiting for more wars to be wage especially, during Christmas and CNY times

if they knows your personal login, wouldn't you call the bank to block off your internet account if really unfortunate case did happen to you and me

Should get CCRIS report annually even without unknown credit facilities to check your credit heatlh. Just a simple 30 min task, i believe

That's correct, just slot your MyKad into the provided computer terminal and print it out. All self service, if you have any query regrading your CCRIS, can approach the BNM officer and explain what is your CCRIS current status.

yes, refer to this address, can be found in BNM website.

BNM Pulau Pinang
No.27 Lebuh Light
10200 Pulau Pinang
Telephone: 04 262 7125 / 7126 / 7127 / 7128 / 263 3371
Facsimile: 04 261 1223

That's is known account with your known bank for credit card, loan. what if unknown credit account in your name?
IHMO, Pay a visit to BNM annually to get CCRIS reports is best choice. It doesn't waste so much time.

OT, after that, can go to sogo with CIMB or Amex card after getting the report. it's year end. i believe there got promo in sogo

Especially, those GLC banks won't waive the tax when you firstly applied for CC because it will go against the Big boss(Govt)

Do they grant it for new applicant? perhaps, they do that to attracts new customer.
maybe, this is new cc war being waged after SCB, HLB starts doing it.

This post has been edited by johnnyc: Nov 21 2010, 10:47 AM

Exactly, for first applicant for cc, very seldom will get any rebate or waiver from GLC bank.

IHMO, i think they wants to retain user and perhaps, it's just they decide on case by case status.

Indeed, just think it as annual fee.

the interest is calculated daily basis until you finish paying the cash advance. Bear in mind, it got cash advance fee of 5% imposed first.