oh i'm a very poor customer to ocbc
but maybank seems like 'begging' me to continue their card, offered free 3 years annual fee and TP for gst

some1 here have more than me, but still able to get ocbc titanium. i dont feel want to apply for ocbc anymore

tell me about it. my limit is more than 4x than u also ocbc rejected. but nvm. no more ocbc!

pls, dont spam here!

This post has been edited by erry-: Dec 3 2010, 06:22 AM

UOB just rejected me for their CC

I wonder if Alliance bank will be kind ?

I doubt it. They did say it was not recognized. His income is probably over 80k but it is not around 200k. Otherwise, he would have applied direct right? I think he is lucky he applied at the time when GST was introduced. Many canceled their cards so they probably see this new guy and take this as an opportunity to bind him. I guess the annual requirement is not as strict as the degree requirement.

One of the entry requirement is a degree but there is some leniency...that makes it higher than a degree. It like doing an MBA. You don't need a degree either, they only look at your GMAT scores.

This post has been edited by soitsuagain: Dec 3 2010, 08:38 AM

last yr tactic increase limit and upgrade to plat, so cimb holders, brace urself for free upgrade to visa infinite / mastercard world

Because of this easy entry from CIMB, many banks including OCBC don't really recognise CL given by CIMB. That's why there were cases where CIMB Platinum cardholders were rejected by OCBC for a lower range product like OCBC Titanium MC.

My application for ocbc Ti using DA Plat was successful. In the form I even put my AnnualIncome below the requirement.

There's one possible method coz I too encountered this problem.
At the point of your TI application, just don't be greedy and ask OCBC to grant you a much lower CL than your reference card. As for myself, I asked for a fraction of my limit to be granted to my OCBC TI.

And yes ... my OCBC TI is approved.

Which Cash-Back card is 2nd to the OCBC Titanium ?

lol

I just got my card upgraded to Gold card within 3 months usage.. and they didn't charge me any fees for the upgrading to Gold Card...

but my Credit Limit stays the same

This post has been edited by persistence85: Dec 3 2010, 10:59 AM

how to tell them?

I already call the helpline and they don't know what reason they are rejected me

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Added on December 3, 2010, 2:13 pmIs that too much cc in your hands?

This post has been edited by bingozero: Dec 3 2010, 02:13 PM

Ask the agent or the bank officer to put a remark on your OCBC TI application regarding your CL request.
Perhaps not many asked this question coz when I ask the bank officer to do it he was rather shocked as he expected me to match or increase CL like 99.99% of the applicants would do.

ICIC. Direct Access also have paypass function.Ok thanks for the info.

If application fail, need to wait another 6 month??

preferably YES

I emailed Ambank for service tax waiver but they disallow as they mentioned those tax is payable to Gov.

They asked me to use 10k points to redeem for offset.

I would rather opt to terminate their credit card service.

Unfortunately, Yes

Hopefully in future years they can waive it. Anyway, it is a move in the right direction by the Gov. There are more free for life credit cards. Even now for those who still have a swipe min for auto fee waiver, swipe xx times a year is so much better and it isn't as restrictive as having to swipe twice a month for a year. Beats not having to call to waive.

Well congrats, looks like OCBC not that "strict". I have read here that many people got rejected when applying for OCBC Titanum. Well guess it makes it kind of exclusive card

For those of you that got rejected, you would roughly have an idea why you got rejected e.g. have record of late payment for loans, or don't have adequate credit history for them to evaluate, over committed with housing plus car loan, total combined credit limit given by other banks higher than annual income etc. If you feel strongly that your application should have been approved by OCBC, then appeal to them stating reason(s) - make life easier for the processing officer to recommend to boss.

No need to wait 6 month. My first application to OCBC also being rejected. My salary is above the requirement. So I write official letter to OCBC to appeal. Now approved already