how long would it takes for Maybank to review the card application?
submitted the form on 12 Nov, they said only received it few days ago

then need to take about 5-14 working days to process

seriously wtf take them so long, even car loan also never take that long

1st, not sure if CIMB still offer classic card. 2nd, CIMB with Petronas logo confirm free for life (both principal and supp) w/o any terms.

i'm wondering, is it minimum amount already included the installment plan amount?

u mean if ur minimum is 260 and got installment 100 so u want to pay 160 only? bank wont take it as u not paying the installment, but not paying the minimum. u wont get 20 days interest-free period (of coz) and all the remaining balance will have finance charges

i paid at TMPoint and yes get 5%. not sure with TAD, sorry.


maybe the branch delay to submit ur form. next time, apply online (certain banks). or maybank, call 0358914777 to get pre-approved card (referred to their website)

In order to get RM88 or RM188 cash, you first need to activate and swipe your card as the cash will only be credited to your account upon first usage.

I can confirm that CIMB Enrich MC is not free for life, as my colleague had just paid the AF. Perhaps he did not request for AF waiver. Unlike other CIMB/DA CCs, AFs are automatically waived without sending a request.

Oh right. I forgot about the CIMB Enrich MasterCard.

I totally agree with you. I wonder why so many so-called vulnerable people like to apply for CCs for "fun" but are only worried about the service tax when their cards are approved. If they do not have the intention to pay the tax, in the first place they should not apply for those cards which do not give incentive to offset the tax.


Both promotions will be ending on 31/12. FYI, if you opt for Smart i.Pay, you will be charged an upfront interest of 2% to 5% depending on the transaction amount.

MBB within 14 days would be the norm. But sometimes it takes longer if the person you submitted the form delay in forwarding to card centre or your documentation not in order. Actually for MBB, you can call the card centre (get the number from MBB website), speak to a marketing person where he will fax the form to you and you fax back the form to him and follow up with him.

I reapply for MBB Petronas Plat Visa at branch and it took less than a week to be approved (but to note MBB have my records as I use to have the Petronas MBB cards and now have AMEX Gold CC), the card was approved on 16th Nov and received it by poslaju on the 20th.

Also reapply RHB Plat Visa (cancelled few years back and I do banking with them) and took 4 working days to be approved from date of submitting the application. Submitted on 19th Nov and card ready on 24th Nov, picked up the card yesterday.

My Dad upgraded his DA Plat to World yesterday. All done by fax. Called Sunway Piramid Card Centre at 10am, they fax over application form, fax back the form and after lunch got a call from them to collect card. My mum supp card also automatically upgraded without her signing anything.

As for my Eon Card application, submitted form last Tuesday, as of yesterday not in system yet. And the CS who promised to check on my application failed to call me back. Not too happy with EON Bank as was made to hold pretty long eventho called the Signature Line. The general line worst, just wait and wait and wait like the old MBB. But MBB now answer calle pretty fast for Plat line.

Me not into watches and got a shocked yesterday, was at Watatime and saw than not many Rolex watches below RM20K and many above RM100K. My Dad was saying his new DAWMC also not enough to swipe for a watch and the first Omega watch he bought was only RM310 40 years back.

Not really.
When I received my statement just 1 day after getting the card, the bonus has already been credited into the account. I just need to spend the remaining balance. lol

RM38 extra cash to be spent?

for each Gold card approved, cash bonus RM88
for each Platinum card approved, cash bonus RM188
That means, if you get both Visa & Mastercard approved, you get double the bnus.

wow, RM176 - RM100 = RM76 extra?

seems like a good deal

i have read previously that Jusco is not eligible for 5% rebate for OBCB TI. Has anyone managed to try other Jusco outlets and got their 5% rebate?

The cash back RM88/188 will be credited into your account even BEFORE you activate the card. I called the customer service to confirm there is a CREDIT balance in my account before start swiping them (I have applied two Platinum cards lately)...

The cards are now in my "safe" once I fully enjoyed the net RM138 cash amount... Hahahah

That's a good deal indeed.

hahaha
just check online with my Ambank cc statement & found that they had debited RM80 into my account for the 20% cash back program.
will shop again next week Saturday to enjoy the cash back which will last on December...
Hope they will extend this rogram so that can shop more for coming CNY...

This post has been edited by rickkywong: Nov 27 2010, 02:00 PM

My SCB business plat just approved 3 days ago. Yesterday the account is appear to my scb online banking. the transaction of RM188 and RM50 is already there. the outstanding balance is RM138cr now i'm waiting the card.

just call the Maybank CS today for a pre-approved Amex Gold cc. they require 3 months bank statement from my Maybank current a/c & company ROC to be fax to them. (Dun understand why they still need the statement as they can see everything in their system liao...)
No need fill any form & no signature needed. Will fax over the document later & see how long it takes to get the card...

FYI, the CS said that most of the restaurant & departmental stores also entitle to 5x reward point for amex gold cc.
she advised me to spend 2k in first 3 mths & get 10k rewards point to offset the GST...and will think about it since amex is running 15% cash rebate now.

Amex = American express card??

Yes. He's referring to AMEX Gold CC.

Amex card 5x points in restaurants and dept stores? that's new..