Correct, I just realize that both principal and supplementary card share the total cash back..

1 thing to note that after Dec 2010, max credit limit one should have for the card is rm5k. (before easy payment, balance transfer etc.).

Easy payment better use another card cause no points and no cashback.

if thats the case... a bit regret getting citi instead of ocbc liao

if calculate based on citi, i can get about rm30 per month

if calculate on ocbc, will get rm60 and above!, though capped at 50 later on.

I purposely submitted my application by hand to OCBC HQ at Jalan Tun Perak last Friday. Yesterday I called up OCBC hotline to check the application status, I was informed they were still processing my application. It's been 7 days already.


That's true. When I was still with CitiGold last time, my RM told me the highest CL for Citibank Malaysia was RM450k.


HLB has also recently joined the generous group by giving free 12,000 points annually for 3 years.

Alliance and MBB do not give service tax reimbursement. For them, they would rather lose customers than simpy giving free points.

That's peanut compared to my client with RM2 mil on his MBB Plat or even his AMEX

MBB promo, received via email


Attached thumbnail(s)

i mean the lowest hsbc give to plat card is rm30k which is highest miminum offer by banks to plat card.. you guys misunderstood le..hehe ,, my dad hsbc cl already 100k la..

maybe the banking hall staff only forwarded to the processing department on Monday? well yesterday chun chun 5 working days Friday to Friday, Call again now see approved or not. Still haven't got my card today tho. You asked for it to be collected at HQ or sent by courier. Zenquix's was fast as collect at branch.

for eon card, you need to swipe 36 times with minimum of rm5,000 worth of swipes (ie 36 swipes and they give you 1 percent cash rebates, max rm50, to be offset with rm50 gst)...

My application was fax in on last Wed 8/18. Check with CS, the status is "still in process". I have been told the approval process need 8-10 working days .

8/18 was the day I faxed to them too and that was after 5pm. CS informed me that my card was sent out via courier last Wednesday 25/8 but yet to receive the card. When you last check? you can check via phone menu by keying in your IC and no need to speak to CS if just want confirm if card approved.

I did not get my wife a supp OCBC card but thinking of asking her to apply on her own so that can get another RM50 cash back.

This post has been edited by Gen-X: Aug 28 2010, 11:49 PM

Everyone? I thought bingozero posted about reduced credit limit of 16k on a platinum and can even go lower?

I once lowered my CL to just RM5K on my Platinum card. CS told me (if I remember it correctly) the lowest possible is RM3K. (or was it RM1K?)
A couple of months later (just prior to card anniversary),the bank raise the CL to RM8K. It's rather funny coz the initial CL was RM30K.

This post has been edited by hye: Aug 29 2010, 03:14 AM

anybody know about Visa Black Card?

I too realized this only after asking the card agent.
Even though principal & supp share the rebate, I'm still gonna apply for a supp.
If the cash rebate is max out, the extra swiping can contribute to getting GST waiver perhaps.

SCB JustOne Titanium MC (no longer being issued) is better as cash rebates for both principle and supplementary cards are separated. Besides, principle cardholder can have up to 6 supplementary cards and each card can enjoy RM600 cash back per annum.

Just checked it through self-service system. The status is still in process .

It was Saturday yesterday and today is Sunday. If the card is not yet approved last Friday, then you should check again tomorrow not today.

My last check was friday morning.

But spend of principal and supplemental card are separate.
10k for principal and 5k for supplemental.