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 Credit Card v11

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Phytrie
post Aug 27 2010, 10:11 AM

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QUOTE(bingozero @ Aug 27 2010, 09:48 AM)
user posted image
By the way this credit limit is not the minimum, you can decrease it later
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Citibank Credit Card Product Disclosure Sheet

Citibank offers various types of credit card that suits a customer’s need. Each Citibank credit card’s credit limit will be determined base on an applicant’s annual income and type of credit card applied. Subject to such variations as may be made at the sole discretion of Citibank, the credit limit for each card entitled by a Citibank Cardholder are as follows:-


No. Credit Card type Min Max
1 Platinum 20,000 450,000
2 Citibusiness 3,000 450,000
3 Gold 5,000 100,000
4 Cashback Gold 5,000 100,000
5 AirAsia Gold 5,000 80,000
6 Shell Gold 5,000 45,000
7 Choice 3,000 30,000
8 Clear 3,000 30,000
9 Cashback Silver 3,000 30,000
11 Giant 3,000 45,000
12 AirAsia Silver 3,000 15,000
13 Shell Silver 3,000 15,000

yhtan
post Aug 27 2010, 12:02 PM

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just asking, if i got business income around 20k per annum, plus my employment income around 21k per annum, is it enough for me to apply OCBC titanium card?

FYI, i got Borang B and tax receipt, payslip, employment letter and what else supporting document do i need to submit?
travelyew
post Aug 27 2010, 12:16 PM

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QUOTE(yhtan @ Aug 27 2010, 12:02 PM)
just asking, if i got business income around 20k per annum, plus my employment income around 21k per annum, is it enough for me to apply OCBC titanium card?

FYI, i got Borang B and tax receipt, payslip, employment letter and what else supporting document do i need to submit?
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I think is enough, however, better call ocbc.
Or just leave your phone no. on ocbc website, they will call u soon.

chemistry
post Aug 27 2010, 12:50 PM

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QUOTE(yhtan @ Aug 27 2010, 12:02 PM)
just asking, if i got business income around 20k per annum, plus my employment income around 21k per annum, is it enough for me to apply OCBC titanium card?

FYI, i got Borang B and tax receipt, payslip, employment letter and what else supporting document do i need to submit?
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If you have any other credit card which you have held more than a year, it can help a lot.
For long time already I never used my payslip to apply for cc.
travelyew
post Aug 27 2010, 01:08 PM

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QUOTE(chemistry @ Aug 27 2010, 12:50 PM)
If you have any other credit card which you have held more than a year, it can help a lot.
For long time already I never used my payslip to apply for cc.
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I'm the fist time apply the cc...
All documents needed.
chemistry
post Aug 27 2010, 01:19 PM

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QUOTE(travelyew @ Aug 27 2010, 01:08 PM)
I'm the fist time apply the cc...
All documents needed.
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Oh I see.
It is good to furnish complete set of documents smile.gif
Alec.Yong
post Aug 27 2010, 01:22 PM

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QUOTE(Phytrie @ Aug 27 2010, 10:11 AM)
Citibank Credit Card Product Disclosure Sheet

Citibank offers various types of credit card that suits a customer’s need. Each Citibank credit card’s credit limit will be determined base on an applicant’s annual income and type of credit card applied. Subject to such variations as may be made at the sole discretion of Citibank, the credit limit for each card entitled by a Citibank Cardholder are as follows:-
No. Credit Card type Min Max
1 Platinum              20,000 450,000
2 Citibusiness        3,000 450,000
3 Gold                      5,000 100,000
4 Cashback Gold      5,000 100,000
5 AirAsia Gold      5,000 80,000
6 Shell Gold              5,000 45,000
7 Choice              3,000 30,000
8 Clear                      3,000 30,000
9 Cashback Silver      3,000 30,000
11 Giant                      3,000 45,000
12 AirAsia Silver      3,000 15,000
13 Shell Silver        3,000 15,000
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How about PremierMiles VS Card? Any idea?
travelyew
post Aug 27 2010, 01:35 PM

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QUOTE(chemistry @ Aug 27 2010, 01:19 PM)
Oh I see.
It is good to furnish complete set of documents smile.gif
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However,I lost my last month pay slip.
But my EPF statement got show last month info.
The agent said ok for that.

chemistry
post Aug 27 2010, 01:45 PM

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QUOTE(travelyew @ Aug 27 2010, 01:35 PM)
However,I lost my last month pay slip.
But my EPF statement got show last month info.
The agent said ok for that.
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Don't worry, the bank is more desperate than you.
yhtan
post Aug 27 2010, 02:18 PM

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QUOTE(travelyew @ Aug 27 2010, 12:16 PM)
I think is enough, however, better call ocbc.
Or just leave your phone no. on ocbc website, they will call u soon.
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alright, i should check out with them

QUOTE(chemistry @ Aug 27 2010, 12:50 PM)
If you have any other credit card which you have held more than a year, it can help a lot.
For long time already I never used my payslip to apply for cc.
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didn't apply any CC before, now wanna try out

QUOTE(travelyew @ Aug 27 2010, 01:08 PM)
I'm the fist time apply the cc...
All documents needed.
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borang B along with tax receipt is sufficient? no need bank statement?
travelyew
post Aug 27 2010, 02:39 PM

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QUOTE(yhtan @ Aug 27 2010, 02:18 PM)
alright, i should check out with them
didn't apply any CC before, now wanna try out
borang B along with tax receipt is sufficient? no need bank statement?
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1st need apply need complete documents.
Just ask the agent, it will tell u clearly.

lara_
post Aug 27 2010, 04:39 PM

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I own DA Credit Card for 3+ year. End of last year CIMB upgrade to Platinum.
Does my card consider less than 1 year?
ck_tonny
post Aug 27 2010, 06:50 PM

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QUOTE(lara_ @ Aug 27 2010, 04:39 PM)
I own DA Credit Card for 3+ year. End of last year CIMB upgrade to Platinum.
Does my card consider less than 1 year?
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I don't think so, coz u have more than a year credit record. How much limit they offer u currently?
avengers88
post Aug 27 2010, 07:27 PM

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Guys , lets say i just starting working . Salary is bout 3k . It is my
first month. Am i illegible to apply for a CC ? And if i do , which
one should i apply ? Considering all situation to one that just started working. In need of transportation and stuffs.
travelyew
post Aug 27 2010, 07:41 PM

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QUOTE(avengers88 @ Aug 27 2010, 07:27 PM)
Guys , lets say i just starting working . Salary is bout 3k . It is my
first month. Am i illegible to apply for a CC ? And if i do , which
one should i apply ? Considering all situation to one that just started working. In need of transportation and stuffs.
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Just working already got 3k?
So good de.....

Normally apply cc need 3 months pay slip.

nothingz
post Aug 27 2010, 07:52 PM

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QUOTE(ghoss @ Aug 26 2010, 09:52 PM)
Beside CIMB / EON / Public / HSCB / Standard / Am Bank,

Anyone knows which bank accept people who has 1.7k salary monthly ??

Thanks.
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UOB
avengers88
post Aug 27 2010, 08:00 PM

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QUOTE(travelyew @ Aug 27 2010, 07:41 PM)
Just working already got 3k?
So good de.....

Normally apply cc need 3 months pay slip.
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Alright. So i have worked for 3 months and i have the payslip .
I can appply for any CC ?
s@ni
post Aug 27 2010, 08:42 PM

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QUOTE(ronnie @ Aug 27 2010, 01:18 AM)
Checked my OCBC status and it says pending documents... but didn't get any calls also. What documents they need since i faxed my IC and CC to them already ???
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salary slips?

QUOTE(zenquix @ Aug 27 2010, 03:43 AM)
4 working days from app submission to card in hand  thumbup.gif
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TQ wah so fast liao tongue.gif
lara_
post Aug 27 2010, 09:12 PM

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QUOTE(ck_tonny @ Aug 27 2010, 06:50 PM)
I don't think so, coz u have more than a year credit record. How much limit they offer u currently?
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Currently 20+K. I only have this card on hand. Hopefully OCBC accept it thumbup.gif .
hAnn
post Aug 27 2010, 09:16 PM

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hey guys which bank offer platinums for ppl with less than 60k per annum?

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