QUOTE(MilesAndMore @ Sep 17 2010, 02:47 PM)
Must i have a company to be eligible for the Business VISA Platinum ?
you don't need toi used to hv one
Credit Card v11
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Sep 17 2010, 02:56 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ |
QUOTE(MilesAndMore @ Sep 17 2010, 02:47 PM) Must i have a company to be eligible for the Business VISA Platinum ? you don't need toi used to hv one |
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Sep 17 2010, 02:58 PM
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9,301 posts Joined: Mar 2008 |
QUOTE(alexwsk @ Sep 17 2010, 02:56 PM) you don't need to Awesome ! Might give it a go then i used to hv one |
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Sep 17 2010, 03:01 PM
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2,221 posts Joined: Apr 2008 |
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Sep 17 2010, 03:10 PM
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Junior Member
500 posts Joined: May 2007 From: Kuala Lumpur |
QUOTE(MilesAndMore @ Sep 17 2010, 02:47 PM) Don't be too surprised. Went to UOB Bank to open a Basic Savings Account but was advised to open the E-Account instead. This E-Account comes with minimum balance fee which i do not like. So i insisted on having the Basic Savings Account but they told me they usually only open this account for their existing customers such as those already have a mortgage, personal loan, bancassurance or credit card with them. They told me if i insist on opening the Basic Savings Account, they would need an approval from the branch manager. It was around CNY and they the branch manager was on leave. They told me to come back a week later which i did not. If a bank does not want to open any Basic account, you have the right to ask for a letter stating the reason why and with the letter, you can then file a complaint with the Financial Mediation Bureau.http://www.fmb.org.my/pc03.complaint.htm |
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Sep 17 2010, 03:13 PM
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208 posts Joined: Aug 2009 |
QUOTE(travelyew @ Sep 16 2010, 02:45 PM) next time when u go to LY Plaza, can check out this shop by ViewNethttp://www.thehub.com.my/ take note the bottom of the page next to cc logo stated No Extra Charges on Credit Card |
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Sep 17 2010, 03:14 PM
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Junior Member
62 posts Joined: Jun 2005 From: PJ |
Hi,
I'm planning to apply a credit card from Maybank. I'm a fresh grad and already started working for almost 3 month. Can any sifus advice me whether maybank is a good choice and how to apply. Other than that, what document should i provide other than my IC and salary slip? I read in the website, for fresh grad should provide employment offer letter and degree cert. Is it true? Thanks. |
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Sep 17 2010, 03:21 PM
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9,301 posts Joined: Mar 2008 |
QUOTE(charymsylyn @ Sep 17 2010, 03:10 PM) If a bank does not want to open any Basic account, you have the right to ask for a letter stating the reason why and with the letter, you can then file a complaint with the Financial Mediation Bureau. Does it really work ? I think many will complain Citibank. Many of you also know that Citibank won't open an account for you unless you have an existing relationship with them (credit card, loan etc.).http://www.fmb.org.my/pc03.complaint.htm |
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Sep 17 2010, 03:30 PM
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Junior Member
500 posts Joined: May 2007 From: Kuala Lumpur |
QUOTE(MilesAndMore @ Sep 17 2010, 03:21 PM) Does it really work ? I think many will complain Citibank. Many of you also know that Citibank won't open an account for you unless you have an existing relationship with them (credit card, loan etc.). This only applies to basic accounts because banks are required by BNM to open basic accounts for anyone who wants to have one. I think the bank can reject if you want to open more than one of the same type with them.Refer here: http://www.bankinginfo.com.my/_system/medi...ng_services.pdf This post has been edited by charymsylyn: Sep 17 2010, 03:33 PM |
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Sep 17 2010, 04:41 PM
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Senior Member
1,106 posts Joined: Apr 2009 |
i jz loged a complaint to bnm pertaining to a bank charging me GSt and issuing me the bank statement without me even receiving d cc and activating it.
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Sep 17 2010, 04:52 PM
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973 posts Joined: Jun 2008 |
QUOTE(anep @ Sep 17 2010, 12:01 PM) wanna ask u guys opinion. I marvel at such questions. btw I need a guarantor for a RM200K loan. If you are feeling particularly munificent maybe you can stand as guarantor for me. Absolutely zero risk...... for me that is. my keliq wants to use my name to apply for CC bcoz his name got blacklisted by BNM for being a guarantor for his fren. then his friend ffk n affects his name also. shud i help him or not? any risk? i dont hv CC yet Added on September 17, 2010, 4:56 pm QUOTE(de.crystal @ Sep 17 2010, 04:41 PM) i jz loged a complaint to bnm pertaining to a bank charging me GSt and issuing me the bank statement without me even receiving d cc and activating it. How can that happen? Maybe you applied for the cc and forgot all about it and somehow the cc got lost in the mail so they are now charging you for the GST. I thought some of the users here mentioned that the cc can be activated even if it is sent to a fake address! Maybe some scammer has activated the cc on your behalf.This post has been edited by wongpeter: Sep 17 2010, 04:56 PM |
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Sep 17 2010, 05:03 PM
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Senior Member
1,106 posts Joined: Apr 2009 |
QUOTE(wongpeter @ Sep 17 2010, 04:52 PM) How can that happen? Maybe you applied for the cc and forgot all about it and somehow the cc got lost in the mail so they are now charging you for the GST. I thought some of the users here mentioned that the cc can be activated even if it is sent to a fake address! Maybe some scammer has activated the cc on your behalf. haha u dont know the history. I myself did apply for that but have stil not gottern it as yet |
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Sep 17 2010, 05:39 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
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Sep 17 2010, 05:54 PM
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1,106 posts Joined: Apr 2009 |
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Sep 17 2010, 05:55 PM
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Senior Member
603 posts Joined: Aug 2005 |
i got a citibank gold card for a few yers already
credit limit is 30k can request them upgrade my card to platinum? |
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Sep 17 2010, 06:00 PM
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Senior Member
1,106 posts Joined: Apr 2009 |
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Sep 17 2010, 06:03 PM
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Junior Member
292 posts Joined: Oct 2007 |
QUOTE(smallz1907 @ Sep 17 2010, 03:14 PM) Hi, try to avoid maybank la bro, they dont really value their existing customers much, try cimb or public bank for 'long term relationship'I'm planning to apply a credit card from Maybank. I'm a fresh grad and already started working for almost 3 month. Can any sifus advice me whether maybank is a good choice and how to apply. Other than that, what document should i provide other than my IC and salary slip? I read in the website, for fresh grad should provide employment offer letter and degree cert. Is it true? Thanks. |
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Sep 17 2010, 06:25 PM
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603 posts Joined: Aug 2005 |
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Sep 17 2010, 06:29 PM
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1,206 posts Joined: Jan 2008 |
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Sep 17 2010, 06:31 PM
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973 posts Joined: Jun 2008 |
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Sep 17 2010, 06:40 PM
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Senior Member
603 posts Joined: Aug 2005 |
platinum is a higher status card compared to gold?
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