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 Credit Card v11

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samquah
post Sep 17 2010, 05:55 PM

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i got a citibank gold card for a few yers already
credit limit is 30k

can request them upgrade my card to platinum?
samquah
post Sep 17 2010, 06:25 PM

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[quote=de.crystal,Sep 17 2010, 06:00 PM]
of course u can. plat credit limit is 20k
*

[/quote





so low
samquah
post Sep 17 2010, 06:40 PM

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platinum is a higher status card compared to gold?
samquah
post Sep 17 2010, 06:44 PM

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anyone upgrade citibank gold to platinum?
samquah
post Sep 20 2010, 03:56 PM

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QUOTE(michaelho @ Sep 20 2010, 11:29 AM)
Just for info purposes, StandChart Business Platinum offers 0.5% cash rebates on all purchases and ALSO RM1 = 1 bonus point as their rewards . Anyway, OCBC Titanium still rocks. I used to own one but cancelled it due to its curved design which some merchants have trouble reading. I see that they have slightly changed their design to a one-sided curve which is great, and with the new attractive rebates , I will return as an OCBC cardholder again smile.gif They are certainly out to KILL all other cards.
*
wat is the credit limit offered by this ocbc titanium? if my citibank is 30k cl, will ocbc titanium offer the same?
samquah
post Sep 22 2010, 04:16 PM

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QUOTE(de.crystal @ Sep 22 2010, 02:31 PM)
haha give me 5 bro, i applied cz of that.  But i wil not cancel it as it wil give me unlimited access to KLIA lounge, i travel by flight quite often.

if u like cash rebate, try hsbc too, RM150 for plat.


Added on September 22, 2010, 2:32 pm

cz DA is for the grads and professional smile.gif
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want to ask about the unlimited access to KLIA lounge

i read the fine prints for the ocbc titanium and it say the flight charge must be billed to the cc.... how if we wbook thru tour agency or matta fair? still can enjoy the access to klia lounge?

and it also stated 50% discount for travelling companion...meaning if wife also masuk must pay 50%? not free
citibank platinum both can masuk rite?
samquah
post Sep 23 2010, 08:56 PM

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looks like you guys enjoying a lot of rebates from your credit card

cry.gif i using the citibnk gold card but never get any rebates also... any current charge more than 20K

cibank cc no good?

shall i jump ship to another bank?
samquah
post Sep 24 2010, 04:52 PM

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for ocbc titanium, what is the cl like? can they match my citibank cl if i have rm30k?
can just walk in the branch and apply?

i a bit fedup with PB cc because the limit is only 10k and calling the cs so many times cannot get thru.

This post has been edited by samquah: Sep 24 2010, 04:56 PM
samquah
post Sep 24 2010, 05:18 PM

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will the offer a good cl? or match the citibank cl i have??

what about cimb? can they give a good cl?

why i am asking? because i have a credit of almost 28K which i want to transfer to other cc and do installment plan instead of taking personal loan to pay up.
samquah
post Sep 24 2010, 05:47 PM

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QUOTE(tgeoklin @ Sep 24 2010, 05:28 PM)
You mean you have outstanding of RM28K, right?
*
yes

so care to advise?


samquah
post Sep 24 2010, 06:26 PM

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but still can take balance transfer for 24 months wat
and like for pb, the upfront interest if bt for 24 month is only 5%. very much cheaper than taking personal loan@9.6% interest
samquah
post Sep 24 2010, 08:57 PM

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ok now lets say i apply for a few cc now.
then i see which one can approve and give me the highest rate CL

can i then reject the ones with lower CL?
will i still kena the govn tax?

samquah
post Sep 24 2010, 09:31 PM

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QUOTE
yes, each card approved will be taxed



but if i never accept the card?

samquah
post Sep 24 2010, 10:01 PM

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going thru ocbc websitebut only can see 0% balance transfer but no form or no way to apply

meaning how to apply the balance transfer after car approved?

other cars like PB got a form that can print out and fax for balance transfer
samquah
post Sep 25 2010, 12:02 AM

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anyone got upgrade their gold car to platinum?

how to upgrade my citibank gold to platinum? cl is 30k
samquah
post Sep 25 2010, 12:08 AM

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QUOTE(chemistry @ Sep 25 2010, 12:05 AM)
Mine was automatically upgraded in December last year, just before implementation of credit card GST.
*
oic

wat was your CL?

for platinum, citibank can waive the annual fee too?
samquah
post Sep 25 2010, 12:20 AM

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thank u
samquah
post Sep 26 2010, 08:23 PM

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which cc shall i apply to transfer my existing balance in citibank?
which cc will give the similar CL as my citibank which is rm30K

wanna transfer as can save some interest
samquah
post Sep 26 2010, 10:53 PM

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for cimb cc,
how to waive the annual fees? i noticed they have set some charges on certain min amount must be used in order to waive the fees...

other cc like citibank just use 12 times can already waive
samquah
post Sep 26 2010, 11:04 PM

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QUOTE(chemistry @ Sep 26 2010, 10:55 PM)
which cimb cc are u holding? i thot most of them are free for life without condition.
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i dont have a cimb cc. plan to apply to do BT

i checked the cimb website but only those high leve card like platinum n world card is free for life

gold card got annual fee sad.gif

and at cimb website..i cannot find any details on the balance transfer
and they say cimb need income documents...cannot apply using other cc as reference?

This post has been edited by samquah: Sep 26 2010, 11:10 PM

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