Planning to apply for public bank CC..

Mainly use for payment of utilities (government, tenaga, telcos)
Amount around RM5000++ per month

any recommendation?

my dad did call 2 time the branch 2 different guy check also say submitted le... not tipu gua... but after that eveytime call cs number they say no application one... so weird la this bank

what type of recommendation do you want?
afaik, all PBB cards are roughly the same, nothing much except when there are promotions like now

.. i would suggest you apply alliance bank platinum cash back cc; if you really consistently charged rm5k per month, you could get about rm68 cash back per month, plus bonus points some more...

Which CC offers the best rebate for paying TNB bill online ? Citibank got RM3000 daily limit, very leceh.

This post has been edited by aeiou228: Jul 6 2010, 03:30 PM

anyone here holdind SCB new Priority Banking VI? Can you share the experience. Did you guys really utilise the benefit?

public bank cc now got a lot of promotion. it seems for those who frequently use CC, public bank cc would definitely a good choice.

yupz....very good choice... i just apply waiting to be approve lolx

i still using my stupid alliance bank cc that so called 1% rebate

i used 1k but only give me back rm8.50 =_=

for this pbb 1k can give u back rm120....

still trying to collect 20k points to exchange voucher

For Alliance CCs, you need to spend around RM5k per month in order to fully enjoy the cash back.

huh u sure?

normally i spent till 2k, they still giving me back rm8.50

thats y i using 2 different card for my major spending....

What I meant was that, you would only get the MAXIMUM cash back if you could spend RM5k. It is to note that Alliance's cash back is based on tier rate. The more you spend (up to RM5k), the higher rebate rate you would get.

Hi, wats the difference between Credit Card and Charge Card?
For example, American Express charge card & American Express credit card

charge card is like debit card, but it doesn't link to any saving account, u need to top up and only u can swipe

aiyo

if u ask me spend
RM 5000 to receive 1%
and
Spend 1k to entitle for almost RM 150 cash back

which one u chooce:D
i still prefer my PBB:D hahaha

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Added on July 7, 2010, 12:01 amcharge card u have to pay the full amount of outstanding
no such thing as pay minumum payment:D

This post has been edited by whojen: Jul 7 2010, 12:01 AM

No. charge card is similar to credit card, with the concept that you use the money first, then pay after the statement comes to your doorstep. (use future money)

Difference between charge card and credit card is, credit card comes with credit limit, whereas charge card does not comes with predefined credit limit.

The amount you can charged on charge card depends on your spending habit. also, there is no minimum payment allowed for charge card. charge card users are expected to settle all the outstanding balance before the due date.

No. No such thing as top up before you can use it. Charge card is very much like credit card which its card users are using future money as hebe87 said.

btw, last time i went to alliance bank. they introduce me "payment card" which is similar to debit/credit card, but i not sure bout it?

anyone here knows?

Let's put it this way ... your application is not the only application in Malaysia that they received. They are also processing other people's application. If already at this stage the bank is already giving you problems, what make you think they would be better later once you get your card ?

except the promo is not permanent

totally agree. But don;t you think is better to have an on going promotion which has been occuring for one year than a standard boring cash rebate