Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Credit Card v10

views
     
fauzistt
post Jun 15 2010, 04:16 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(afizudin @ Jun 15 2010, 04:01 PM)
Just received CIMB Gold MasterCard, My income more than 30k per year, and 50k/year including bonus, commissen etc. But my Credit limit is 2x from my salary. What is the minimum credit limit for gold card actually? i am very dissapointed.. have to pay gold card fee per year, but credit limit just like classic/silver card.
*
afizudin, your card should be free for life.. you pay only gst now... and if you're new, it takes time to built credit worthiness...

fauzistt
post Jun 18 2010, 12:30 AM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(afiqn9 @ Jun 18 2010, 12:18 AM)
oic..is need any charge if i used my cc to pay stuff/food below rm50?sorry if asking stupid question coz really new to cc.. tongue.gif
*
i think theoretically we can pay any amount below rm50, but ofcourse certain shop set minimum of say rm30 or rm50, for payment with cc.. (but i think that restriction is illegal.. someday i hope someone would initiate class action suit against such traders)

one fine example is self service petrol station, 1 ringgit also can.. hehe...
fauzistt
post Jun 21 2010, 01:42 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(winner @ Jun 21 2010, 11:11 AM)
It is not abnormal if the bank is MBB.
*
yeahh.. agree, i have a personal experience on this.. amex cc, anyway the card is worth it lah, so far...

fauzistt
post Jun 28 2010, 06:29 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(whojen @ Jun 28 2010, 05:44 PM)
Woot!
I just received Rm100 Cash back for my Public Bank CC. Loving it!
*
wahhh... so soon? for may is it? i'll check mine too...



ehhh, my one, not yet lah... even the april one, was credited on 7th june...

This post has been edited by fauzistt: Jun 28 2010, 06:31 PM
fauzistt
post Jun 29 2010, 06:46 AM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(whojen @ Jun 29 2010, 12:09 AM)
Well I dun know which month
But it says Cash Back Month 1 . Rm 100.00
That all that is important biggrin.gif
*
ooo.. month 1 is april lah.. got another two months to expect the cash backs.. hehehe...
fauzistt
post Jul 1 2010, 01:01 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(roy918 @ Jul 1 2010, 12:55 PM)
New balance transfer promotion for DA (better than current PBB balance transfer).

12 months - 1% interest
*
wahhh... they extend the 0% BT another more time.. from Sep '10 to Dec '10... wah DA so generous.. sweet.. hihi...
fauzistt
post Jul 6 2010, 02:48 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(hebe87 @ Jul 6 2010, 01:37 PM)
Planning to apply for public bank CC..

Mainly use for payment of utilities (government, tenaga, telcos)
Amount around RM5000++ per month

any recommendation?
*
.. i would suggest you apply alliance bank platinum cash back cc; if you really consistently charged rm5k per month, you could get about rm68 cash back per month, plus bonus points some more...




fauzistt
post Jul 7 2010, 10:22 AM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(alexwsk @ Jul 7 2010, 10:01 AM)
except the promo is not permanent
*
.. and the cash is limited, and with strict t&c.. and dont forget to sms too...


fauzistt
post Jul 7 2010, 11:02 AM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(alexwsk @ Jul 7 2010, 10:31 AM)
well, can't complain too much, as I'm also holding the PBB MU card biggrin.gif


Added on July 7, 2010, 10:32 am

yea, must go thru some trouble to get the rewards, but still  thumbup.gif
*
yea so far so good.. but due to folly on my side or is it technicality, i totally missed on the cash back of month of march, the 8x one...

btw, your mu cc already a visa right? when are they canceling our mu master actually?


fauzistt
post Jul 7 2010, 12:00 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(winner @ Jul 7 2010, 11:51 AM)
It looks like the sleeping giant, PBB is offering the BEST cash back promotion in town. My hands are a bit itchy now. Does PBB give any incentives for reimbursement of the RM50 service tax?
*
yes, sort of, for online application.. you can get max rm80 cash back...
fauzistt
post Jul 7 2010, 01:09 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
wow, so it's 2 promotions for new to bank cc applicants to look up to...
fauzistt
post Aug 7 2010, 12:11 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(alexwsk @ Aug 7 2010, 12:00 PM)
the RM150 is for 15% cash back July?
what's mega bonus for?
*
i believe the cash back for month 2 and 3 under previous promotion; the mega bonus, coz they have decided to credit us monthly from july onward...


fauzistt
post Aug 7 2010, 02:23 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
QUOTE(rockefeller @ Aug 7 2010, 02:13 PM)
im curious, how would i end up with additional 700 enrich miles in addition to the 2800 enrich miles from mas? i thought onling booking with mas ualifies me for RM 1 = 1 enrich mile?
*
i guess 700 from the cimb the card...


fauzistt
post Aug 8 2010, 10:48 PM

Getting Started
**
Junior Member
102 posts

Joined: Apr 2009
huhuhu.. canceled my DA Visa already...

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0187sec    0.43    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 07:16 PM