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Credit Card v10
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fauzistt
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Jun 15 2010, 04:16 PM
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Getting Started

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QUOTE(afizudin @ Jun 15 2010, 04:01 PM) Just received CIMB Gold MasterCard, My income more than 30k per year, and 50k/year including bonus, commissen etc. But my Credit limit is 2x from my salary. What is the minimum credit limit for gold card actually? i am very dissapointed.. have to pay gold card fee per year, but credit limit just like classic/silver card. afizudin, your card should be free for life.. you pay only gst now... and if you're new, it takes time to built credit worthiness...
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fauzistt
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Jun 18 2010, 12:30 AM
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Getting Started

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QUOTE(afiqn9 @ Jun 18 2010, 12:18 AM) oic..is need any charge if i used my cc to pay stuff/food below rm50?sorry if asking stupid question coz really new to cc..  i think theoretically we can pay any amount below rm50, but ofcourse certain shop set minimum of say rm30 or rm50, for payment with cc.. (but i think that restriction is illegal.. someday i hope someone would initiate class action suit against such traders) one fine example is self service petrol station, 1 ringgit also can.. hehe...
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fauzistt
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Jun 21 2010, 01:42 PM
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Getting Started

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QUOTE(winner @ Jun 21 2010, 11:11 AM) It is not abnormal if the bank is MBB. yeahh.. agree, i have a personal experience on this.. amex cc, anyway the card is worth it lah, so far...
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fauzistt
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Jun 28 2010, 06:29 PM
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Getting Started

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QUOTE(whojen @ Jun 28 2010, 05:44 PM) Woot! I just received Rm100 Cash back for my Public Bank CC. Loving it! wahhh... so soon? for may is it? i'll check mine too... ehhh, my one, not yet lah... even the april one, was credited on 7th june... This post has been edited by fauzistt: Jun 28 2010, 06:31 PM
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fauzistt
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Jun 29 2010, 06:46 AM
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Getting Started

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QUOTE(whojen @ Jun 29 2010, 12:09 AM) Well I dun know which month But it says Cash Back Month 1 . Rm 100.00 That all that is important  ooo.. month 1 is april lah.. got another two months to expect the cash backs.. hehehe...
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fauzistt
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Jul 1 2010, 01:01 PM
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Getting Started

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QUOTE(roy918 @ Jul 1 2010, 12:55 PM) New balance transfer promotion for DA (better than current PBB balance transfer). 12 months - 1% interest wahhh... they extend the 0% BT another more time.. from Sep '10 to Dec '10... wah DA so generous.. sweet.. hihi...
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fauzistt
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Jul 6 2010, 02:48 PM
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Getting Started

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QUOTE(hebe87 @ Jul 6 2010, 01:37 PM) Planning to apply for public bank CC.. Mainly use for payment of utilities (government, tenaga, telcos) Amount around RM5000++ per month any recommendation? .. i would suggest you apply alliance bank platinum cash back cc; if you really consistently charged rm5k per month, you could get about rm68 cash back per month, plus bonus points some more...
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fauzistt
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Jul 7 2010, 10:22 AM
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Getting Started

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QUOTE(alexwsk @ Jul 7 2010, 10:01 AM) except the promo is not permanent .. and the cash is limited, and with strict t&c.. and dont forget to sms too...
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fauzistt
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Jul 7 2010, 11:02 AM
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Getting Started

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QUOTE(alexwsk @ Jul 7 2010, 10:31 AM) well, can't complain too much, as I'm also holding the PBB MU card  Added on July 7, 2010, 10:32 amyea, must go thru some trouble to get the rewards, but still  yea so far so good.. but due to folly on my side or is it technicality, i totally missed on the cash back of month of march, the 8x one... btw, your mu cc already a visa right? when are they canceling our mu master actually?
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fauzistt
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Jul 7 2010, 12:00 PM
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Getting Started

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QUOTE(winner @ Jul 7 2010, 11:51 AM) It looks like the sleeping giant, PBB is offering the BEST cash back promotion in town. My hands are a bit itchy now. Does PBB give any incentives for reimbursement of the RM50 service tax? yes, sort of, for online application.. you can get max rm80 cash back...
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fauzistt
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Jul 7 2010, 01:09 PM
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Getting Started

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wow, so it's 2 promotions for new to bank cc applicants to look up to...
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fauzistt
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Aug 7 2010, 12:11 PM
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Getting Started

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QUOTE(alexwsk @ Aug 7 2010, 12:00 PM) the RM150 is for 15% cash back July? what's mega bonus for? i believe the cash back for month 2 and 3 under previous promotion; the mega bonus, coz they have decided to credit us monthly from july onward...
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fauzistt
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Aug 7 2010, 02:23 PM
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Getting Started

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QUOTE(rockefeller @ Aug 7 2010, 02:13 PM) im curious, how would i end up with additional 700 enrich miles in addition to the 2800 enrich miles from mas? i thought onling booking with mas ualifies me for RM 1 = 1 enrich mile? i guess 700 from the cimb the card...
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fauzistt
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Aug 8 2010, 10:48 PM
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Getting Started

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huhuhu.. canceled my DA Visa already...
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