Ive been using Shell gold since its launched. Up to last year renewal, they waived my RM195 annual fee. When did you call them ?

Based on the RM50 Petronas petrol voucher = 11000 Maybank treat points, each treat point is worth the value of = RM0.0045454.
If pump RM100 petrol, you'll get 500 treat point. ( correct ?)
500 points x RM0.0045454 = RM2.27 in value or 2.27% rebate

Any other petrol card that can better Citibank Shell Gold Visa which give 2.5% cash rebate ?

what is the current PBB CC promotion ?

That's 10% cash back But I' doubt this is guaranteed rebate. Must compete with other card members to win it ?

Which means 3333 maxed up winners every month ? Very slim chance wor...

As far as I'm concern, I still can't find any other petrol card better than Citibak Shell Gold which gives 2.5% direct cash rebate (shell petrol only) + 0.75% rebate for other retail transactions credited to your account every month.


I definitely think so. I'm no longer a bachelor and I have to do Weekly grocery shopping for the family and the amount paid rarely below RM100. You can also see thousands of people with their full loaded shopping carts waiting in line to pay at the cashier every weekend nationwide.
I'm talking just grocery spending alone. For May last month, Malaysia have 24 million credit card transactions and RM5.73 billion spent by local card holders.

http://www.rhb.com.my/Whats_New/cards/petr...shback/faq.html
Walao, after reading it, very complicated TnC and a lot of catches. To the best of my understating, even if you pump RM600 petrol on 1st weekend but RM0 retail spending, you get zero rebate. But nevertheless, the campaign ended yesterday.

Are you refering to this card American Express Gold Credit Card ?
From Amex web site, I found RM100 Tesco or Carrefour vouchers = 20,000 reward's points. That's RM0.005/point. Hypermarket or petrol vouchers are the closest benchmarks to determine the value of the credit card's rewards point. Therefore, high profit margin Melium Group's RM100 voucher = 17,000 reward's points would not reflect the true value of the rewards point.
Based on x5 points on every ringgit spent and at the value of RM0.005 per membership rewards, it is exactly 2.5% and I would not want to interpret it as >2.5% even if I used the membership rewards in Melium Group.
Anyway, the x5 membership rewards on grocery spending is pretty interesting. But the unfortunately, Amex's website did not mention the Hypermarket's names.

How do we know for sure which one ? Is there a list ? The Store can ?

Mana list ?


Interesting, is there any other card irrespective of colour better than this card ?

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Added on July 4, 2010, 5:40 pmThanks. got it.

This post has been edited by aeiou228: Jul 4 2010, 05:40 PM

That's one good all rounder credit card. I think better than Amex Gold Credit Card liao. Amex actually very limited merchant base.

This post has been edited by aeiou228: Jul 4 2010, 10:02 PM

I really don't like stuffing too many cards into my wallet. a 2" thick wallet in the pocket is really uncomfortable. I want to carry just one all rounder discount/loyalty credit card. I think this citibank platinum cash back card suit my liking.

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Added on July 4, 2010, 10:30 pmHow come same annual fee as Shell Gold ? I thought platinum should be RM600 ?

This post has been edited by aeiou228: Jul 4 2010, 10:30 PM

Of course is Option A and that goes without saying.

My opinion on this is, nego is free and better than no nego.

Yesterday registered my contact number at Citibank website for Cash Back Platinum Visa.
Today afternoon at 2.40pm Citibank called me and email me the application form.
At 5.30pm I faxed the completed application form ( just the form. No other documents needed) back to the Internet Sales Executive who emailed me the form earlier.

Let's see how fast Citibank can process my application.

Wah..!! so fast ar ? The girl told me 14 days wor ? She said just fax over the duly signed application form to her will do, no need to give any income documents. CTB so terror, can trace all my financial records and status.

If still no news from EON bank CC after more than 1 month, better go BNM to check the CCRIS to ascertain no one intercept and alter your dad's application form.

Well, it's all very much depend on each individual. As for me, I will check CCRIS.
The fraudster just need to replace a fresh EON bank CC application form but only the address , contact number, signature are different.

Which CC offers the best rebate for paying TNB bill online ? Citibank got RM3000 daily limit, very leceh.

This post has been edited by aeiou228: Jul 6 2010, 03:30 PM

I called CTB last week to ask for RM195 annual fee waiver for my Shell Gold too. Immediately after keying in my card number, the Interactive Voice Recording (IVR) prompted me something like this " If you are calling with regards to annual fee waiver request, all you have to do is to enter your mobile phone number follow by the # key after this msg. We will revert to you on the status of your request via sms within 3 business day bla bla...."
Today, I received a sms from Citibank "Your annual fee for your credit card has been waived and it will be reflected in your next statement."
Good service CTB !! Clean and swift. No need cakap banyak banyak.

This post has been edited by aeiou228: Jul 7 2010, 02:43 PM

SCB JustOne card

Any sifu here can tell us more about SCB JustOne card ?

The SCb website did not explain clearly the "catches" like:
Capping limit, qualified transactions, etc etc