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 Credit Card v9, RM50 GST dilemma

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SUSDavid83
post Dec 30 2009, 03:14 PM

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QUOTE(cute_boboi @ Dec 30 2009, 02:18 PM)
For MBB TP, can redeem RM100 Jusco voucher with 16,700 points only at MBB centre at 1U.

If submit through normal procedure, then I remember is about RM100 = 21k TP
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I just redeemed 5x RM 10 vouchers on the spot at Carrefour. 2000 TP for RM 10 voucher.
zcatz
post Dec 30 2009, 04:31 PM

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QUOTE(jack2 @ Dec 30 2009, 09:24 AM)
Just login to CIMB Clicks and noticed there is one new Platinum MasterCard shown in the account summary.... ZZZ.. I did not apply it but they give me... I gonna cancel their Gold liao, lagi give me Platinum for what.
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why i don't get the card?
anyway..credit limit being increase double last week.
think to cut also..
zenquix
post Dec 30 2009, 04:50 PM

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RM50 Parkson voucher only 8000 MBB TP.

CIMB gave me a 50% credit limit increase. However likely going to cancel my DA Visa as there is zero promotions on it. No more grocery discounts

DA MC is a KIV
1) 5% petrol rebate on 1st day of the month no more according to Contact Centre (no memo from HQ)
2) Only 2% petrol rebate on all days will continue.

I don't drive a 3L guzzler, so I don't think I can pump RM2500 of petrol in a year just to offset the tax (means zero gain)

Some discounts are nice though.
1) Grocery discounts etc.
2) Guardian
3) Starbucks

CIMB is a really a Mastercard driven business...
jep
post Dec 30 2009, 05:10 PM

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Anyone know whether maybank have the ability to convert payment into flexi payment like citibank? how much is the interest and duration available?
muscaa
post Dec 30 2009, 05:34 PM

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QUOTE(zenquix @ Dec 30 2009, 04:50 PM)
RM50 Parkson voucher only 8000 MBB TP.

CIMB gave me a 50% credit limit increase. However likely going to cancel my DA Visa as there is zero promotions on it. No more grocery discounts

DA MC is a KIV
1) 5% petrol rebate on 1st day of the month no more according to Contact Centre (no memo from HQ)
2) Only 2% petrol rebate on all days will continue.

I don't drive a 3L guzzler, so I don't think I can pump RM2500 of petrol in a year just to offset the tax (means zero gain)

Some discounts are nice though.
1) Grocery discounts etc.
2) Guardian
3) Starbucks

CIMB is a really a Mastercard driven business...
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I wonder DA mastercard give discount for starbuck purchases like CIMB master?
DarReNz
post Dec 30 2009, 07:00 PM

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i still think merchant power is greater than the bank so u can call the merchants and tell them u want them to charge to another cc instead and you don't have to pay any fees to the current cc attached to it

This post has been edited by DarReNz: Dec 30 2009, 07:01 PM
zenquix
post Dec 30 2009, 07:11 PM

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QUOTE(muscaa @ Dec 30 2009, 05:34 PM)
I wonder DA mastercard give discount for starbuck purchases like CIMB master?
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Yes it does. The flyer states CIMB and Direct Access Mastercards. Direct Access's flyer also states so.
Source

This post has been edited by zenquix: Dec 30 2009, 07:12 PM
SUSDavid83
post Dec 30 2009, 07:38 PM

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QUOTE(jep @ Dec 30 2009, 05:10 PM)
Anyone know whether maybank have the ability to convert payment into flexi payment like citibank? how much is the interest and duration available?
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No such facility for Maybank CC.
cantona7
post Dec 30 2009, 08:04 PM

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Does anyone apply maybank cc recently?
I applied for AMEX gold...but i received those AMEX classic green color charge card..
I check my maybank2u...the card number is different from the card i received.

Any ppl faced these before?

This post has been edited by cantona7: Dec 30 2009, 08:37 PM
SUSDavid83
post Dec 30 2009, 09:31 PM

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QUOTE(zcatz @ Dec 30 2009, 04:31 PM)
why i don't get the card?
anyway..credit limit being increase double last week.
think to cut also..
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I called DA Platinum CS for confirmation. They said that the new issued DA Platinum has been sent out on 24th December but till today I still haven't receive it.
eddievh
post Dec 30 2009, 09:46 PM

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QUOTE(cantona7 @ Dec 30 2009, 08:04 PM)
Does anyone apply maybank cc recently?
I applied for AMEX gold...but i received those AMEX classic green color charge card..
I check my maybank2u...the card number is different from the card i received.

Any ppl faced these before?
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Give them a call and tell them your problem,maybank 0378443696 .
roy918
post Dec 30 2009, 10:16 PM

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QUOTE(David83 @ Dec 30 2009, 09:31 PM)
I called DA Platinum CS for confirmation. They said that the new issued DA Platinum has been sent out on 24th December but till today I still haven't receive it.
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Samething here. I guess it should arrived by tomorrow or next Monday since there are a lot holidays in this 2 weeks.

SUSbtr999
post Dec 30 2009, 10:20 PM

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whats Form J/EA? i saw this in the document required to apply HSBC credit card. Must i have this if i want to apply cc from HSBC?
lara_
post Dec 30 2009, 11:05 PM

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Today I also received CIMB letter stated my CL has been increased by 50%. The platinum card also appear in my online account.
CIMB seems desperate... rclxms.gif
epalbee3
post Dec 30 2009, 11:40 PM

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QUOTE(lara_ @ Dec 30 2009, 11:05 PM)
Today I also received CIMB letter stated my CL has been increased by 50%. The platinum card also appear in my online account.
CIMB seems desperate...  rclxms.gif
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me too.. now i am Citibank platinum credit card holder. wink.gif


Gen-X
post Dec 30 2009, 11:44 PM

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QUOTE(winner @ Dec 30 2009, 07:50 AM)
Today's Chinese newspaper Sin Chew reported that for HLB cardholders who possess their cards before 2008,you need 7,000 points only to waive the RM50 service tax. On the contrary, those having their cards after 2008 would require 12,000 points for the trade-off.
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thanks for info, must check with HLB on the 7000 points


QUOTE(sco @ Dec 30 2009, 10:03 AM)
Yes, why? I am not excited to these types of gimmicks. Definitely I won't be swiping RM15,000 just to get a CHANCE to win the watch. I guess I won't be the first 50 to qualify as the "contest" starts at 12.01 am on 1 Jan 2010. By that time, how many New Year celebrators have already swiped their cards at the pubs etc (hmmmm..... are they classify as retailers?)!
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Thanks for the reply.

Reason I asked is because when I called them to clarify if the winner is based on time the card is swipe or based on posting date, the CS rep told me based on posting date and the contest is for qualified customer only.

Since it is based on transaction date guess I won't charge the card and on 12.01am as posting date can be up to 2 days later.


QUOTE(epalbee3 @ Dec 30 2009, 11:40 PM)
me too.. now i am Citibank platinum credit card holder. wink.gif
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haha, now you can own 2 plat cards.
epalbee3
post Dec 30 2009, 11:47 PM

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In fact, I discover that we have higher credit power despite the 50 ringgit.


Added on December 30, 2009, 11:48 pmIn fact, I discover that we have higher credit power despite the 50 ringgit.



This post has been edited by epalbee3: Dec 30 2009, 11:48 PM
lara_
post Dec 30 2009, 11:49 PM

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Actually what is the main benefit of having platinum card?
If not significant one, I will keep my gold since the CL is the same as platinum.
epalbee3
post Dec 30 2009, 11:51 PM

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QUOTE(lara_ @ Dec 30 2009, 11:49 PM)
Actually what is the main benefit of having platinum card?
If not significant one, I will keep my gold since the CL is the same as platinum.
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special hotline, airport lounge, insurance on tickets and purchase, get better service when you pay using plat (waiter will look at you differently) ++
Shinichi
post Dec 31 2009, 12:04 AM

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To waive RM50 gov tax, I think the cheapest option available now is Amex Gold CC, just need to spend RM2k on petrol and groceries OR spend RM5k on other purchases to get 10k MR points.
Hope other banks will offer better card next year that gives more rebates... also hope SCB will reinstate JustOne and lower annual income requirements from previous 40k to 30k so I'm eligible to apply tongue.gif

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