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 Credit Card v9, RM50 GST dilemma

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lara_
post Dec 30 2009, 11:05 PM

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Today I also received CIMB letter stated my CL has been increased by 50%. The platinum card also appear in my online account.
CIMB seems desperate... rclxms.gif
lara_
post Dec 30 2009, 11:49 PM

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Actually what is the main benefit of having platinum card?
If not significant one, I will keep my gold since the CL is the same as platinum.
lara_
post Dec 31 2009, 10:01 AM

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QUOTE(epalbee3 @ Dec 30 2009, 11:51 PM)
special hotline, airport lounge, insurance on tickets and purchase, get better service when you pay using plat (waiter will look at you differently) ++
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About the airport lounge access, where can I get more information about it?
For example, which lounge we can access? which airport?

Any dress code? hmm.gif
lara_
post Dec 31 2009, 11:49 AM

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QUOTE(SnoWFisH @ Dec 31 2009, 11:27 AM)
I saw today's ad in newspaper that 5% rebate is still available for CIMB Islamic Cards until 31st March 2010. Does this apply to DA as well?
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This is the latest promotion from DA.

http://www.directaccess.com.my/index.php?c...569&tpt=cimb_da
lara_
post Jan 3 2010, 11:01 AM

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For younique card, how the cash rebate is calculated?

Is it by tier?
What is the rates?

URL below just show normal card, no younique card.

http://www.alliancebank.com.my/ccard_cashback.html
lara_
post Jan 4 2010, 11:50 PM

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Any idea when will Amex Gold 2x and 5x Point promotion end?
lara_
post Jan 5 2010, 12:15 AM

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As DA Visa is useless, I'm going to replace it.
Now still consider between Alliance Gold and Amex Gold.

Which one is recommended?


lara_
post Jan 5 2010, 09:48 AM

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QUOTE(winner @ Jan 5 2010, 09:38 AM)
My Dear ARSENAL,

See my statement as attached CLEARLY. Alliance Younique MC was shown as MasterCard Gold in the statement. In August, I spent on Shell petrol for RM64.62 and another retail transaction for RM5,000. In the end, I was given 5,000 timeless bonus points for that particular month.

WHAT SAY YOU? biggrin.gif
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Since your younique card is shown as mastercard gold.
Your rebate is calculated based on younique card percentage or gold card?
lara_
post Jan 5 2010, 10:08 AM

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QUOTE(SnoWFisH @ Jan 5 2010, 10:00 AM)
David83: Thanks for clarifying. Silly me!

Anyone actually received the Card yet? Its already 2 weeks!
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I also havent received my Platinum DA card yet. Perhaps there are TOO MANY peoples being upgraded, it may took a while.


QUOTE(winner @ Jan 5 2010, 10:02 AM)
Alliance Younique's rebate rate is similar to Alliance Plat's rate, which is MUCH HIGHER than Alliance Gold.
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It depends on monthly spending actually. For my range (1000-3000), alliance gold is the best.
I like the younique design very much. If younique card can give me gold rate, I will go for younique rclxms.gif .
lara_
post Jan 5 2010, 10:47 AM

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QUOTE(winner @ Jan 5 2010, 10:31 AM)
Younique card cash back rate is higher than Gold card rate.
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Yes, but HIGH rate is out of my reach sad.gif .
For the moment, gold can serve me better.
lara_
post Jan 5 2010, 11:39 AM

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QUOTE(winner @ Jan 5 2010, 11:00 AM)
I don't get what you mean. Since both Alliance Younique and Alliance Gold give cash back and Younique's rebate rate is higher, why don't you switch over to Younique? Income requirement for Younique is damn low - RM18,000 per annum.
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My understanding is Alliance Classic, Gold and Platinum (Younique) rebate rate are cater for different monthly spending rate.
For example,

1. Monthly Spending 1000, Classic Card is better
2. Monthly Spending 3000, Gold Card is better --> My Range icon_rolleyes.gif
3. Monthly Spending 5000, Platinum is better

Rebate Rate:

http://www.alliancebank.com.my/ccard_cashback.html

Note:
1. Classic start to give 0.8% at RM351 and 1.2% at RM651.
2. Gold start to give 0.8% at RM601 and 1.3% at RM951.
3. Platinum start to give 0.9% at RM1351 and 2% at RM2551. If you always spend below RM2551, the best rate is 0.9% which you can get when you spend RM351 with classic card.

Please correct me is my understanding is wrong.
lara_
post Jan 5 2010, 11:08 PM

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For not urgent matter, I normally call CS during midnight. Most of the time the waiting time is just 1-2 minutes.
lara_
post Jan 12 2010, 09:49 AM

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QUOTE(Shinichi @ Jan 11 2010, 10:31 PM)
What bank is this? I haven't see this on my card yet...

Anyone know which bank cc gives cash bonus for succesful new card application other than SCB?
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Alliance bank give 10000 points for online applicant.

This post has been edited by lara_: Jan 12 2010, 09:49 AM
lara_
post Jan 12 2010, 11:13 PM

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QUOTE(HMMaster @ Jan 12 2010, 07:40 PM)
called CIMB CS but no one pickup the call!  mad.gif
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This morning 230am, I call DA to activate card. No waiting time at all. You may want to try it. rclxms.gif

Btw, the CS not allow me to transfer my Gold Card point. I can only redeem it.
Anybody transfer point before?
lara_
post Jan 14 2010, 10:11 AM

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Anybody care to explain how enrich miles works?
What I can get with 1000 enrich miles?
lara_
post Jan 23 2010, 12:03 AM

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Does alliance bank has 24 hour customer service?

Anybody know what is the number?


lara_
post Jan 23 2010, 12:29 AM

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QUOTE(eddievh @ Jan 23 2010, 12:23 AM)
To report lost card,yes
For general enquiry,no
0355169988
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omg shocking.gif , what a lousy bank...
lara_
post Jan 23 2010, 09:44 AM

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QUOTE(bingozero @ Jan 23 2010, 09:08 AM)
What it the maximum rebate for alliance rebate card per month?
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RM 68.25 if you spend max RM5000 on it.
lara_
post Mar 3 2010, 10:58 PM

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Alliance CC department is dammmmmn slooooow. I applied Alliance Gold Card 2 months ago but until now it is still in process.
lara_
post Apr 10 2010, 09:57 AM

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CIMB has rebate program for Q2. Eating KFC still got 10% thumbup.gif .
This apply to direct access too.

http://www.cimbbank.com.my/index.php?ch=43...8&tpt=cimb_bank


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