Anyone know whether maybank have the ability to convert payment into flexi payment like citibank? how much is the interest and duration available?

Guys...i got a situation here..need some advice...On hand i got 5K in cash...and i got 2 CC..each having 5K more or less outstanding so total around 10K..and currently i use only 1 CC as i tried to finish off the other one slowly. Both on good term so still at 13.5% p.a. I got an offer to turn my CC outstanding into installment (458/mth for 12 mths) with lower interest < 10% (the one i'm not using). So is it wise for me to use the 5K cash on my current card (the one i'm using) and turn the other CC balance into installment?