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 Credit Card v9, RM50 GST dilemma

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zergg
post Feb 13 2010, 06:57 PM

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how do you check the points you have accumulated-for a cimb islamic cc holder here
thanks
winner
post Feb 13 2010, 09:18 PM

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QUOTE(Faidzal @ Feb 11 2010, 10:37 AM)
If you want to apply for Mastercard, DA is the best Mastercard version IMO.
*
I don't really think so. Any particular reasons for your preference?


QUOTE(MilesAndMore @ Feb 11 2010, 01:56 PM)
And by the way, i was also informed that we can transfer our Rewards Points earned in VISA to our Mastercard account or vice versa (assume we have both HSBC VISA and Mastercard). Last time their call centre in Leboh Ampang told me it couldn't be done.
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For other banks, if you are holding both MC and VISA issued by the same bank under the same reward system, the reward points are always combined.
deeplyheartbroken
post Feb 13 2010, 10:21 PM

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Which is the best Mastercard then?
cenkudu
post Feb 14 2010, 08:11 AM

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question about upgrading gold to platinum card. the situation: we have a platinum card from other bank but our salary does not qualify for platinum at the bank that we plan to upgrade. I heard we can't using other bank card to upgrade unless we cancel current gold card and re-apply for new card using other platinum card from other bank. is it true?

so pay slip is the only solution, just to confirm.

happy new year to Chinese friends

This post has been edited by cenkudu: Feb 14 2010, 04:49 PM
hye
post Feb 14 2010, 10:24 AM

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To all the Chinese folks celebrating the Chinese New Year ...

Happy New Year and have a prosperous year ahead!
zenquix
post Feb 14 2010, 11:00 AM

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QUOTE(cenkudu @ Feb 14 2010, 08:11 AM)
question about upgrading gold to platinum card. the situation: we have a platinum card from other bank but our salary does not qualify for platinum at the bank that we plan to upgrade. I heard we can't using other bank card to upgrade unless we cancel current gold card and re-apply for new card using other platinum card from other bank. is it true?

so pay slip only the solution, just to confirm.
*
not true. got an upgrade just by attaching other cards. But the bank itself got problem. Treated the upgrade card as a new card. So have to manually canacel the old card (which is another headache).
alexwsk
post Feb 14 2010, 11:25 AM

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QUOTE(deeplyheartbroken @ Feb 13 2010, 10:21 PM)
Which is the best Mastercard then?
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of course it's the precious one - JustOne tongue.gif

Happy Chinese New Year to all celebrating it
Gong Xi Fa Cai
cannavaro
post Feb 14 2010, 04:28 PM

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Just experienced something weird.
I just bought something online using cimb cc and the item is worth around RM500. It's a virtual item for a game. laugh.gif
Less than 2 minutes later cimb cs called me to confirm whether I made the purchase. sweat.gif
It's not the first time that I use the card for online purchase. Moreover I've bought from this same vendor before.
Not complaining, just think that it's weird. hmm.gif
wufei
post Feb 14 2010, 06:11 PM

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this is a good sign...

I would says Direct Access / CIMB is the only card that call to check for suspicious transactions...

I am really happy if the banks called to confirm my transaction.
hye
post Feb 14 2010, 08:18 PM

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QUOTE(wufei @ Feb 14 2010, 06:11 PM)
this is a good sign...

I would says Direct Access / CIMB is the only card that call to check for suspicious transactions...

I am really happy if the banks called to confirm my transaction.
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It is ideal but really it's quite impossible for banks to confirm all of their customers transactions. Some banks invested on a fraud detection system which detects anomalies in your buying patterns. Any anomalies would need to be verified with the customer.

These patterns are built over time as the system analyses the customer historical spending. Otherwise the bank simply calls the customer who for example spends a certain RMxxx amount for verification or online transactions.
arafat
post Feb 14 2010, 09:20 PM

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to apply for DA Cards for Professionals needs how many month salary slip?

plus i dont have a business card yet because i am unconfirmed staff, am i eligible?
ronnie
post Feb 14 2010, 11:29 PM

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QUOTE(zenquix @ Feb 14 2010, 11:00 AM)
not true.  got an upgrade just by attaching other cards. But the bank itself got problem. Treated the upgrade card as a new card. So have to manually canacel the old card (which is another headache).
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Which bank allows such an upgrade method ?
zenquix
post Feb 14 2010, 11:43 PM

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tiger tongue.gif
cyc85
post Feb 15 2010, 02:12 AM

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which citibank card can use for Dell 0% installment plan?
wufei
post Feb 15 2010, 07:44 AM

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QUOTE(zenquix @ Feb 14 2010, 11:43 PM)
tiger tongue.gif
*
Congratulations. You have chosen bank paling lembab
hye
post Feb 15 2010, 08:12 AM

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QUOTE(cyc85 @ Feb 15 2010, 02:12 AM)
which citibank card can use for Dell 0% installment plan?
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All can use.
deeplyheartbroken
post Feb 15 2010, 08:50 AM

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QUOTE(zenquix @ Feb 14 2010, 11:43 PM)
tiger tongue.gif
*
Asked for such upgrade before at the card centre. The officer told me, there is no such thing as attaching other banks' card to upgrade your current card. The only other way is attaching your 2 months pay slips (or you have to spend significantly & constantly to get their notice, or so I believe). Was so disappointed with tiger bank on this. Planning to cancel the card when my EPP finished.
hye
post Feb 15 2010, 09:59 AM

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QUOTE(deeplyheartbroken @ Feb 15 2010, 08:50 AM)
Asked for such upgrade before at the card centre. The officer told me, there is no such thing as attaching other banks' card to upgrade your current card. The only other way is attaching your 2 months pay slips (or you have to spend significantly & constantly to get their notice, or so I believe). Was so disappointed with tiger bank on this. Planning to cancel the card when my EPP finished.
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Actually if I am not mistaken, it would be the same case if you went to other banks as well. (Not just 'tiger' bank)
zenquix
post Feb 15 2010, 10:14 AM

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QUOTE(deeplyheartbroken @ Feb 15 2010, 08:50 AM)
Asked for such upgrade before at the card centre. The officer told me, there is no such thing as attaching other banks' card to upgrade your current card. The only other way is attaching your 2 months pay slips (or you have to spend significantly & constantly to get their notice, or so I believe). Was so disappointed with tiger bank on this. Planning to cancel the card when my EPP finished.
*
QUOTE(hye @ Feb 15 2010, 09:59 AM)
Actually if I am not mistaken, it would be the same case if you went to other banks as well. (Not just 'tiger' bank)
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I believe their policy must have changed. Especially taking into account the fallout from the GST. If another bank gave you a Plat, then they must consider whether you are a worth keeping smile.gif

But then I submitted to their branch not their card centre. If the front end rejects you, no chance for the backend people to review right? Insist that they submit it and see whether they reject or not. The guy did say likely will get rejected if no payslip but I say try also since I am considering which to cancel tongue.gif
Faidzal
post Feb 15 2010, 01:48 PM

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QUOTE(winner @ Feb 13 2010, 09:18 PM)
I don't really think so. Any particular reasons for your preference?
For other banks, if you are holding both MC and VISA issued by the same bank under the same reward system, the reward points are always combined.
*
CIMB/DA has quite a lot of rebate programs right now.

But yeah, someone just mentioned SCB's JustOne, too bad it's no longer in the market. Those who applied before are lucky....

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