hi guys..
i just applied for a CC with CIMB Bank..
I just received it last saturday.
Here's the thing, don' really understand about the CCs and stuff but..
If i make a urchase of RM100 today.. when is the latest date i have to pay back to bank?
If statement comes on 25th of October means i have until 9th of november to pay only?

one more Q is what if the postman lost the CC statement.. then not my fault right.

THanks!

hi guys..
i just applied for a CC with CIMB Bank..
I just received it last saturday.
Here's the thing, don' really understand about the CCs and stuff but..
If i make a urchase of RM100 today.. when is the latest date i have to pay back to bank?
If statement comes on 25th of October means i have until 9th of november to pay only?

one more Q is what if the postman lost the CC statement.. then not my fault right.

THanks!

Hello guys. I'm 14 years old this year and i decided to get a prepaid credit card because i want to do a spot of online shopping. My parents refuse to order things for me ( guess they're too paranoid...   ) and i don't qualify for a credit card. Somehow, MOL Freedom prepaid card came to my favour. I have surfed the net for some information and i hope i can get help here  . Besides, i also have a few queries which i would like to ask after reading several forums such as MOL Forum.

Here are my questions :

1) Where can i apply for / buy the prepaid CC if it isn't available in the 7-11 outlet in my area?

2) After posting the application form, how long have i have to wait for it to be activated and for the PIN code to be sent to me?

3) Some are complaining that MOL Freedom fails to be verified with PayPaL. Is this true? If so, how to verify it?

4) Do all 7-11 outlets have the starter pack of MOL Freedom Prepaid CC for sale? Some are complaining that the outlets in their area do not have it.

Hope to get some answers soon. Thanks   

So it's no more min use 12x per year?

if the statement is lost, its not your fault but u will still be charged late payment if u dont pay.
but u can call to bank and request for waiver.

u could ask the bank to 'adjust' ur cc statement date earlier or later.
let's say u didn't received ur statement in 5 days after the statement date, call up ur bank to ask to resend, u can always check ur cc on internet & pay b4 the due date

You can always check your e-statement and monitor your unbilled transactions and spending online. It shouldn't be an excuse for not making payment promptly.

Well not everyone is tech savvy, so it can be a valid reason. I would know, I've seen ppl write in to request for interest waiver with the excuse of statements always arriving late

Thanks for the clarification bro. Will clear the annual fee thingy with them and if confirmed no waiver, I'll just cancel the two cards. I have the Petronas card as my main CC. When picking up the cards, the officer actually told me 2 years of fee waiver, but that needs to be confirmed.  But I want to apply for another card as backup after the cancellation, and the AMEX Gold looks pretty enticing. Free for life, 5x points for petrol, books, etc. The DA Mastercard looks ok too. Which one is better?

After deliberating, I've decided to convert my MBB MC and MBB Amex Gold to both the Ikhwan cards, Petronas and Amex, as I want to focus only on one points system, both on TP. Backup card will be DA MC. Sending the app tomorrow. Thanks guys!

"Statements Arriving Late" is definitely not an acceptable excuse. Bank has already given you 20-day interest free plus another 3-day grace period. The statement shouldn't take more than 20 days to reach your house. On the other hand, "Statement Never Arrived" could be accepted once but not many times.

How long does it take from approval till receival of card if i apply by walk in?

Hello guys. I'm 14 years old this year and i decided to get a prepaid credit card because i want to do a spot of online shopping. My parents refuse to order things for me ( guess they're too paranoid...    ) and i don't qualify for a credit card. Somehow, MOL Freedom prepaid card came to my favour. I have surfed the net for some information and i hope i can get help here  . Besides, i also have a few queries which i would like to ask after reading several forums such as MOL Forum.

Here are my questions :

1) Where can i apply for / buy the prepaid CC if it isn't available in the 7-11 outlet in my area?

2) After posting the application form, how long have i have to wait for it to be activated and for the PIN code to be sent to me?

3) Some are complaining that MOL Freedom fails to be verified with PayPaL. Is this true? If so, how to verify it?

4) Do all 7-11 outlets have the starter pack of MOL Freedom Prepaid CC for sale? Some are complaining that the outlets in their area do not have it.

Hope to get some answers soon. Thanks    

Ambank cc cash rebate 10% on Wednesday is still on?

Is anyone using the Youth card from Citibank?

hi guys,

I have 20K+ treatpoints with my MBB Classic Master card
And some on my MBB Petronas Gold card.
I feel like terminating the Classic master card, so will the treatpoints be burnt?
PLease advice.
thanks