Yes, i accidently pay late last time, because i was out of the office.
When I look at the statement, I can see there is late payment charge being put in. Fine. 3 days later there is finance charge pulak.
Well, Im too lazy too call them so im cancelling it.

Off course its not their problem. But again I dont want it to be my problem. There are plenty of card offers no annual fees without need to call them every time i want waiver.

Another question, I look at CIMB website, it says World Mastercard need 200K income per annum. But when I look at DA from CIMB, it says 180K. Are they 2 different card? I thought DA is from CIMB.

Currently new to CC, which one should i apply? hmm..

U can try this, AMEX Gold cc, it can get 5x point for groceries and petrol, 2x point for others, free for life, and if u dont want the point, u can use the point to make cash rebate.

UOB used to be good but now it's getting worst .... the only good thing is they call u to verify the online transactions but now they slowly push forward the payment due date each date for each month without u realizing and u would get the late payment/finance charges however u can still call them to waive it ... i did try to call them to push back the dates however they say they can't .... so they can move forward automatically but can't push it backwards ? last time u just have to call one time to get the waivers for anything but now u have to call few times as they reply is there is no logs or application that you have called to waive it .... come on i even take down the names of the cs person and u still say i cannot ask about that person and the waiver don't exist ? damn stupid

hi guys..
i just applied for a CC with CIMB Bank..
I just received it last saturday.
Here's the thing, don' really understand about the CCs and stuff but..
If i make a urchase of RM100 today.. when is the latest date i have to pay back to bank?
If statement comes on 25th of October means i have until 9th of november to pay only?

one more Q is what if the postman lost the CC statement.. then not my fault right.

THanks!

Why do you prefer Credit Card over Debit Card? Better benefits?
For me, the whole exercise of cutting down the number of CC I have and switching to DC is to minimize the RM50 service charge.

Most people like to spend money that they have yet to earn.

just now went to lowyat to buy some things.. after survey around, I decided to buy from ALLIT Hypermarket..when i proceed to payment counter, i check around the counter table, and realize their notice about additioncal charge for CC are gone.. then I ask the cashier, can I pay using CC without additional charge? she said yes, and I repeat the Q again to double confirm it.. she answered it with YES.. then I paid the item billed RM200++ with my AMEX CC with NO additional charge.. after this, I can happily shopping in Lowyat using CC with NO additional charge!!

is someone reported this thing to Bank, or because the recent announcement from Bank that no shop can charge additional fees to their customer??