Guys, I have a couple of questions here. Quite new to the CC scene, so forgive me.
Maybank gave me three cards, with combined credit limit. Visa Petronas, Maybankard Mastercard Gold and Maybankard American Express Gold.
1. Is there any difference between American Express Gold and Maybankard American Express Gold? The two cards look different also.
2. I have Maybankard Mastercard Gold and Maybankard American Express Gold. How many years I am excempted from paying the annual fee? I just got the cards last month. I know that the Petronas card is free for life.
I've emailed them asking about this, but I thought of asking the sifus here too about it. Thanks in advance!

This post has been edited by spikey2506: Oct 11 2009, 06:05 PM

Thanks for the clarification bro. Will clear the annual fee thingy with them and if confirmed no waiver, I'll just cancel the two cards. I have the Petronas card as my main CC. When picking up the cards, the officer actually told me 2 years of fee waiver, but that needs to be confirmed. But I want to apply for another card as backup after the cancellation, and the AMEX Gold looks pretty enticing. Free for life, 5x points for petrol, books, etc. The DA Mastercard looks ok too. Which one is better?

This post has been edited by spikey2506: Oct 11 2009, 07:26 PM

AMEX Gold. I have the Maybankard one, TP is great, but the AF turned me off. Thanks for the reply bro. Now deciding between AMEX Gold and DA MC.

After deliberating, I've decided to convert my MBB MC and MBB Amex Gold to both the Ikhwan cards, Petronas and Amex, as I want to focus only on one points system, both on TP. Backup card will be DA MC. Sending the app tomorrow. Thanks guys!

This post has been edited by spikey2506: Oct 13 2009, 09:46 PM

Guys, how long does MBB take to process a conversion? I'm converting my MBB MC and MBB Amex to Ikhwan Petronas and Amex. Sent the form to Maybankard Centre last Monday. Conversion shouldn't take long right?

This post has been edited by spikey2506: Oct 15 2009, 08:14 PM

It's two weeks now since I submitted my conversion form to Ikhwan Amex. Will start bugging them next week for prompt action.

This post has been edited by spikey2506: Oct 22 2009, 10:15 PM

Maybank gave me three cards. So the question now is, which card by Maybank is the best and should be the one I keep? So far, the Ikhwan Petronas looks to be the one..
BTW !@#$ and double mid finger to Najib!

Yea. That is the language style, to be polite, because during the presentation, he is actually presenting to the Yang Dipertua Dewan. Hence the term, "mencadangkan". Rest assured, that it will be implemented.

Like on cue, just a day after the announcement by Najib, my conversion to Ikhwan is approved. Both the Ikhwan cards (Visa and AMEX) appeared in my M2U already. I will hold on to them first, pending further details from Maybank regarding the RM50 fee. Worst case senario, I'll just keep my Ikhwan Petronas Gold, and probably CIMB MC Gold. More than enough for me.

Ahah, we have the same combo, hehe. I'm just waiting for both my Ikhwan cards to arrive. My conversion is done, and the cards already appeared in M2U. Will hold on to both first, coz I don't wanna miss out on Ikhwan Amex's 5X TP on fuel, as Shell's RON97 is my favourite. Their RON95 sucks though. The Petronas one better. Will probably hold on to both, no matter what MBB decides to do with Najis' order.

Submitted my conversion from thru snail mail. After about two weeks, the cards appeared in my M2U. Your present cards can still be used until you get the new cards.

I'm still worried about that, coz it doesn't get migrated in M2U. Will clear it up with them later.

An update. Yupsie, TP got migrated too. Got my Ikhwan cards just now.

When I collected my Ikhwan cards today:
Officer: Eh, you don't have to cancel the other cards you know. You can keep them. Different cards different benefits.
Me: No point to keep too many, as the credit limit is combined. Besides, I have another reason..
Officer: And what is that sir?
Me: Najib.
Officer: Hahahaha. (Straightaway signed on the cancellation form, no more questions)

No. I found out through M2U. They will also send a letter to you informing you of the approval. But thanks to the excellent service by Pos Malaysia, I got the cards before the letter arrived.

BTW, should Najis go on with the plan, I really2 hope that they will only charge per customer per bank. So you can have combined limit cards from one bank, and charged only RM50. Can take advantage of different benefits. The Star made a huge noise about the service tax. Front page some more! Bravo!

M2U is down since morning. As of now, it is still down. I wonder why...

Yes, you can load the main page. But try logging in. Service Unavailable.

I think they will still approve a Gold card for you, especially if your salary uses Maybank. They will adjust ur CL accordingly.

Any comments on Affinbank's cc? They have the lowest finance charge, at 9.99%, with some cashback for retail purchases.

This post has been edited by spikey2506: Dec 5 2009, 12:33 PM

How about the Ikhwan cards under Maybank Islamic? Can qualify for the contest also? Coz they say there only for Maybankard customers. Should be eligible also right?