Hey guys... i am a noob with credit card ... need some help.

I got a maybankard ikhwan gold. I want to withdraw RM 1000 from my credit card.

What would the charges be ya ?

They say it is 5% up front and after that it is 18.5% per anumm on daily basis.

If i want to settle it within tht month how to calculate ya ?

You can get the list in the previous version of credit card thread. AMEX has high overseas admin charge at 2.5%. If my memory serves me correctly, HSBC is a bit lower compared to Citibank according to the data provided by GHz 

You will pay heavy price if you are not discipline and don't understand the concept of such scheme.

normally u peeps buy stuff online there is no 2% charge right but i found this website have charges 3% if you use cc to pay for road tax only however can still opt for cash

http://www.easyrenew.com.my/

It is not right to force customers using such ugly tactic. It was probably from those unethical cc sales agents or CS officers.
It looks like Citibank doesn't really appreciate you as a loyal customer of 10 years. Perhaps Citibank has huge customers base and can't really take care of every customer. Anyway, if you feel the cc doesn't give much benefit to you, you can cancel it as there are many other choices in the market.
If your friend is a Citigold or HSBC Premier customer in Malaysia, it is good to carry a cc from either Citibank or HSBC as deposit/transfer activities will be much convenient.
You will pay heavy price if you are not discipline and don't understand the concept of such scheme.

I emailed my credit card application form and relevant documents to CIMB Direct Access on the 18th September, but till today no updates at all from them, wondering how is my status of application..

Thx bro .. 
Let say i have owe 10k credit card now, what is the best option and plan to settle my debt?

If i choose 36months flexi payment plan for my 10k, and i prompt to pay every month.. Is this a smart move compare to traditional 18% interest p.a ?
Any can simply list down what is the pros and cons for Citibank Flexi Payment Plan... 

i applied for MBB Petronas visa in july.  they ask me to wait for 3 month. after that is it consider rejected. I haven't call or neither they did.

I emailed my credit card application form and relevant documents to CIMB Direct Access on the 18th September, but till today no updates at all from them, wondering how is my status of application..

Anyone can give me some advice?

Of course the best thing you can do now is look for a way to lock in the interest rate for a given period which can only be done via personal loan or balance transfer.

Just applied eon matta cc at tpm, b.jalil. got free gift on the spot XD

and as usual, after that. cancel the cc

I just applied for the EON Bank GSC credit card using my 2 months old existing credit card. 99.99% it won't be approved but the customer service staff told me to submit the form anyway and they will give me some free gifts. So i thought well why not 

some sales agent will only give u free gift after the cc is approved.
if I meet cc saler that give free gift on the spot. I'm sure applied then cancel it upon approval. hope that this habit won't make me blacklist 

Thx bro .. 
Let say i have owe 10k credit card now, what is the best option and plan to settle my debt?

If i choose 36months flexi payment plan for my 10k, and i prompt to pay every month.. Is this a smart move compare to traditional 18% interest p.a ?
Any can simply list down what is the pros and cons for Citibank Flexi Payment Plan...