if they checked that i doesn't have any bad credit background (which i believe its clean), then 100% successful to get a card rite.

the important thing is to submit 3 months salary. what if the bank still ask for the BE form, bank statement. can i ignore just them?

regarding salary slip, my boss uses excel format and sign the slip. is it consider official?

This post has been edited by changjie83: Sep 26 2009, 12:39 PM

i applied for MBB Petronas visa in july. they ask me to wait for 3 month. after that is it consider rejected. I haven't call or neither they did.

sorry your credit card application have been denied.

i thought its win win situation.

The "Other Income" just under the annual income mean bonus,commission and etc?

This post has been edited by changjie83: Oct 2 2009, 05:19 PM

i wanted to try to apply Citibank Giant since they still promote in Giant, approval rate might be higher. One question, where we can pay them?

does time deposit only available for HSBC only? what is time deposit same as Fixed Deposit?

This post has been edited by changjie83: Oct 6 2009, 09:39 PM

that means the other alternative to get a CC is to inform the bank (is it any banks beside HSBC?) that i have these large amount of fixed deposit, term 6 months.