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 Credit card V8, Anything about it

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bingozero
post Sep 18 2009, 07:23 AM

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I realize that many former in lowyat are holding citibank cc, i want to know what is the benefit with citibank cc compare with another bank cc?
bingozero
post Sep 18 2009, 09:27 AM

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QUOTE(aeronlim @ Sep 18 2009, 08:45 AM)
I think this is because citibank can be used on oversea transaction, and they always giving free gift for new approval. Last time got a promotion, use RM 799 to buy a laptop for newly approved citibank cc....
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But any bank cc with visa or master logo also can be used on oversea transaction, don't they?

QUOTE(vin_ann @ Sep 18 2009, 09:12 AM)
not only citibank la, but other cards too.
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But alot of former want to apply citibank cc compare to the othe bank cc tongue.gif

QUOTE(winner @ Sep 18 2009, 09:14 AM)
Citi cc promoters are very aggressive. Citi has the highest number of customers in cc segment in Malaysia. Their CS staff are experienced and well trained. Their cards are well recognised worldwide.

They try to lure customers in by giving new applicants freebies, regardless of whether the application is successful or not. However, after you are already in and become their cardholders, you will find the benefits offered are just so-so, except for discount at various mid to high-end F&B outlets.
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But their cc is not easy to apply, my friend both working in same company, same salary, and same document attach to citibank, but only one just appove, and the other is reject, citibank approve cc quite strict blush.gif
bingozero
post Sep 18 2009, 01:18 PM

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QUOTE(winner @ Sep 18 2009, 12:57 PM)
Yes, in terms of receivables, Citi is still at the top. smile.gif

http://biz.thestar.com.my/news/story.asp?f...15&sec=business

Citi itself is already a "brand" and very well recognised, while HSBC is catching up. This round of global financial crisis has somehow reversely affected Citi's image.
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If you look at the link that winner given, maybank is is a huge different between year 07 and 08, probably grown in this year since maybank lot of new cc product in this year.
bingozero
post Sep 18 2009, 02:43 PM

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QUOTE(solarwing @ Sep 18 2009, 02:11 PM)
If points which cc should i take seriously?
And also recommend cc for cash rebate too..
Thanks!
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Try to apply CIMB Petronase cc, free for life without attach any condition, 0.5% retail purchase rebate and also 2% rebate spending in Petronas petrol station.
bingozero
post Sep 30 2009, 01:49 PM

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QUOTE(changjie83 @ Sep 30 2009, 10:12 AM)
i applied for MBB Petronas visa in july.  they ask me to wait for 3 month. after that is it consider rejected. I haven't call or neither they did.
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Why want to wait for 3 month? You can all them direct know the application status.

QUOTE(Zack Styler @ Sep 30 2009, 11:54 AM)
I emailed my credit card application form and relevant documents to CIMB Direct Access on the 18th September, but till today no updates at all from them, wondering how is my status of application..
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Still early to know you application status, plus public holiday between your summit and today date, you may wait another one or 2 weeks to call cs to check your application status.

This post has been edited by bingozero: Sep 30 2009, 01:52 PM
bingozero
post Oct 1 2009, 10:16 AM

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QUOTE(DevilKia @ Sep 30 2009, 09:35 PM)
lol... applied Eon GSC card 2 weeks back... now still now news... doh.gif
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Mine received the letter after 3 weeks but they want my pay slip since my existing cc not enough one year.
Maybe you should give them a call.
bingozero
post Oct 2 2009, 10:28 AM

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QUOTE(keperek @ Oct 1 2009, 11:27 PM)
dear all, i wanna ask some question here. yesterday i already apply for etiqa insurance, and i already tell the insurance agent to pay my monthly insurance payment by cc. so i have sign the agreement to pay by cc and have already give the agent my photostat copy of my cc (both side of my cc). but i am wondering now, is it safe to give my cc photocopy to him. because the cc have our number right. so is it safe??
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They will photostat your cc for auto debit and they will erase it with 3 digit number that located at your cc, if you are worry about it, you can verify by visa or mastercode by mastercard.


Added on October 2, 2009, 10:31 am
QUOTE(DevilKia @ Oct 1 2009, 10:09 PM)
lol.. called them last friday... apparently they cant do anything also since the application not coming in...

just have to wait then smile.gif
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Already 2 week they didn't received your application? Too slow for it.

This post has been edited by bingozero: Oct 2 2009, 10:31 AM
bingozero
post Oct 2 2009, 10:59 AM

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QUOTE(mugenz @ Oct 2 2009, 10:35 AM)
i read thru and you guys stressed that 3months payslip is very important.
i was wondering if for situation where company do not provide payslips.

My company usually pay my salary thru a cheque and sign a document verifying that i had received the salary and they dont give me a copy of that document.

in this case wat can i do to apply? my manager say that i can use a letter of appointment provided by company to get cc application done.. izzit true?
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But for me, I will not call my manager to write a letter of appointment provided by company, just because I don't want my company to know that I own cc by request a letter of appointment. Perhaps you can try apply cc from which bank you deposit your cheque in.
bingozero
post Oct 5 2009, 10:23 AM

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QUOTE(arvil22 @ Oct 5 2009, 09:14 AM)
Wanna To Ask 1st Credit Card Got 6k Credit Limit Are Much Are Very Less?
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Minimum of a credit card credit limit is 3K, 6K are not very less.
bingozero
post Oct 8 2009, 07:25 PM

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QUOTE(f4tE @ Oct 7 2009, 10:16 PM)
I always use my credit card buy online izzit safe? I scared the shop worker use my detail buy other items cuz it seems very easy to use the card. All the details is written. Some websitewhen i order they write down the full number without the *** in front but they have the verisecure standard. Can trust?
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If you want to be more secure when you purchase online by using credit card, register for verify by visa or mastercode for master card.


Added on October 8, 2009, 7:27 pm
QUOTE(Syd G @ Oct 7 2009, 11:19 AM)
My husband just got a call from HSBC - all cards under him (his and mine[supp]) are 'free for life'. His card normal classic card only. We hv both Visa n MCard smile.gif
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Is that free for life with minimum swap or without attach any condition for your HSBC credit card?

This post has been edited by bingozero: Oct 8 2009, 07:27 PM
bingozero
post Oct 9 2009, 06:55 PM

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QUOTE(Zack Styler @ Oct 9 2009, 09:54 AM)
Just received a call from CIMB bank saying that my Direct Access credit card application has been rejected due to we can't have both CIMB CC and DA CC at the same time.. doh.gif
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Ya, thats true, you can't have a both CIMB CC and DA CC in the same time, I don't know why CIMB make the rules like that.
But you can having a CIMB petronas and also CIMB Islamic at the same time and separate credit limit.
bingozero
post Oct 10 2009, 11:09 AM

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QUOTE(silverwave @ Oct 10 2009, 10:26 AM)
hello,

I am currently using a Citibank supplementary cc. I planned to get a principal card which has rebates for petrol and discounts in certain shops. What would be recommended?

Thank you. smile.gif
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Go for CIMB Petronas credit card, 2% rebate pump petrol at Petronas and 0.5% rebate on retail purchase
bingozero
post Oct 10 2009, 11:24 AM

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QUOTE(exia5733 @ Oct 10 2009, 11:19 AM)
Noticed that PBB seems to be having lots of credit card promotions (including relaunch of ManU card) lately. Very different from previous stance of 'dun care about card business'....
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Because the bank no business, so they launch their credit card product and some more now credit card are easily to approve.
I want to apply for PB ManU credit card for collection, but I cannot use so many credit card, so have to ignore it somehow.
bingozero
post Oct 23 2009, 10:10 PM

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cry.gif
QUOTE(Syd G @ Oct 23 2009, 05:58 PM)
Zzzz gonna cancel cards soon. Hopefully some banks will counter-offer with 'we'll rebate you rm50 for gomen charge'
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QUOTE(Eden @ Oct 23 2009, 06:11 PM)
how about those credit card that is free for life without condition? can government charge us since there already have agreement between bank and us?
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"They" control the bank, thats mean bank control by bank negara, bank will not responsible on this because is "they" want to charge, not the bank extracharge RM50 adn RM25.

By the way, I have 3 card in hands now, I want to terminate all but my mommy told me to keep one just in case.
But I cannot cancel one credit card just because I have installment on the bank cry.gif cry.gif
bingozero
post Oct 23 2009, 10:43 PM

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I think these fews day bank cc deparment and also the cs hotline will keep on busy pick up the call answering and asking the same question tongue.gif
bingozero
post Oct 25 2009, 10:11 PM

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QUOTE(MilesAndMore @ Oct 25 2009, 06:39 PM)
No need to open another account with Public Bank. Your account number for the VISA Electron is the 16-digit card number. No passbook. They will however send you an itemised statement to you once a month  rclxms.gif
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Yes, and it is free of charge for send you itemised statement by post wub.gif
bingozero
post Nov 8 2009, 08:43 PM

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If want to terminate the card, is that the card want to give back to the bank?
bingozero
post Nov 8 2009, 09:12 PM

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QUOTE(hye @ Nov 8 2009, 08:48 PM)
In most occasions no. Just make sure the termination is done via letter and faxed to the bank / cc card centre. If you do your termination @ the bank, high chance you'll be asked to surrender your card and they will cut it up for you.
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I don't want to surrender the card since I want it to be my collection, so better letter to them smile.gif
bingozero
post Nov 9 2009, 10:30 PM

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QUOTE(hebe87 @ Nov 8 2009, 09:22 PM)
you can even tell them that your card is lost and you would like to cancel your account as well
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Is this methods work? If let say the bank need the p01ice report for credit card lost, then how?

This post has been edited by bingozero: Nov 9 2009, 10:31 PM
bingozero
post Nov 16 2009, 07:05 AM

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Later going to cut my C1MB cc, since no news from BNM.

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