Maybank's. Because the recent comparison shown that Maybank is the lowest after factoring in the loss of exchange rate and bank's admin charge. The second lowest would be Alliance Bank. The highest is Standard Chartered Bank. So remember that unless you will be reimbursed for your overseas spending, you should never ever use your Standard Chartered Bank credit card while overseas.
Oh ... There are so many actually. But since he/she doesn't have any credit score record in USA, almost 99% that his/her application will be rejected. Things work very differently in the US. One needs to build up his/her credit card before he/she attempts to apply for a credit card. One can also build your credit score rating by using your USA issued debit card.

You can get the list in the previous version of credit card thread. AMEX has high overseas admin charge at 2.5%. If my memory serves me correctly, HSBC is a bit lower compared to Citibank according to the data provided by GHz 

You will pay heavy price if you are not discipline and don't understand the concept of such scheme.

Thx bro .. 
Let say i have owe 10k credit card now, what is the best option and plan to settle my debt?

If i choose 36months flexi payment plan for my 10k, and i prompt to pay every month.. Is this a smart move compare to traditional 18% interest p.a ?
Any can simply list down what is the pros and cons for Citibank Flexi Payment Plan... 

Of course the best thing you can do now is look for a way to lock in the interest rate for a given period which can only be done via personal loan or balance transfer.

I personally don't like to talk about schemes that would potentially snowball cc debts. However, since you would like to solve your financial problem and point your query to me, I would briefly give my view on this.

What's the interest rate offered by Citi for the flexi-payment plan? About 10% per annum? I guess you can get a much lower rate if you opt for Balance Transfer or Personal Loan. For BT, I think CIMB offers an attractive.

you can apply AMEX Gold and BT there, 0% until end of the yr

opps, my mistake