Credit card V8, Anything about it
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 Nov 1 2009, 01:01 PM
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Senior Member
1,206 posts Joined: Jan 2008 
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QUOTE(David83 @ Nov 1 2009, 12:51 PM) You meant BT from one card (have already got outstanding BT) to another card from the same bank? Because plan to cancel the card with BT facility.What's the purpose of doing so?  |
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Nov 1 2009, 01:03 PM
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All Stars
52,874 posts Joined: Jan 2003
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If I'm not mistaken, you're not allowed to BT between cards from the same bank.
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Nov 1 2009, 01:07 PM
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Senior Member
1,206 posts Joined: Jan 2008
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QUOTE(David83 @ Nov 1 2009, 01:03 PM) If I'm not mistaken, you're not allowed to BT between cards from the same bank. oh ok. not sure whether you get me right. let say before this I have outstanding balance from UOB then I do BT to HLB. HLB issue two cards to me Visa and MC. The BT is linked to the Visa card. can I transfer the BT facility to the MC because I want to cancel Visa card.This post has been edited by cenkudu: Nov 1 2009, 01:07 PM |
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Nov 1 2009, 01:19 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 1 2009, 01:07 PM) oh ok. not sure whether you get me right. let say before this I have outstanding balance from UOB then I do BT to HLB. HLB issue two cards to me Visa and MC. The BT is linked to the Visa card. can I transfer the BT facility to the MC because I want to cancel Visa card. I understand what you meant for sure.I asked this before to MBB CS and they said not allowed. Maybe other bank practice may allow that. Why not give a call to the CS? |
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Nov 1 2009, 01:26 PM
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Senior Member
1,206 posts Joined: Jan 2008
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QUOTE(David83 @ Nov 1 2009, 01:19 PM) I understand what you meant for sure. Thank you bro. yes definitely will call bank to get the answerI asked this before to MBB CS and they said not allowed. Maybe other bank practice may allow that. Why not give a call to the CS? |
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Nov 1 2009, 01:32 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 1 2009, 01:26 PM) Thank you bro. yes definitely will call bank to get the answer Perhaps you want to read the FAQ on HLB BT:http://www.hlb.com.my/pfs/cc/ccbt_4.jsp?flag=ccbt |
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Nov 1 2009, 02:33 PM
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Moderator
9,301 posts Joined: Mar 2008 
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QUOTE(hye @ Nov 1 2009, 09:20 AM) In today's TheStar, Najib already said that they won't review the fee so soon ... means they will go ahead with this plan coz it seems the gov needs the RM50 million! Gosh ! Gov got no money after years of public funds wastage and buying RM40k laptops. (I just need to rub it in) Should be RM500 million. Assume 9 million out of 11 million credit cards in circulation are principal cards. Well done 1PM   QUOTE(clsia1001 @ Nov 1 2009, 12:19 PM) yealar, showed his true intention after got bamboo.. And RM400+ for a 1GB pendrive !  Promote prudent spending, but themselves can spend 48K for an obsoleted laptop, so prudent..   |
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Nov 1 2009, 03:32 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(MilesAndMore @ Oct 31 2009, 06:13 PM) Most probably Citibank. welcome. my MBB petronas and MB islamic card will be the 1st 2 victims. I hope 1PM will reverse it. It's not like they have never done such thing before. I mean in the past they announced they are going to do this and that and a while later they took a 180° turn and said they are not going ahead with it. I personally feel that there is very little chance for the bank to absorb the cost on its customers' behalf. But then i'm not ruling out on it completely either. If 1PM ignore all public objection and decide to go ahead with his genius plan, i hope he will at least make some changes to his initial plan and only tax those who actually owe credit card money to the bank. Monday go cancal. |
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Nov 1 2009, 05:02 PM
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Senior Member
2,991 posts Joined: Jun 2007
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OK, this is what I think the REAL intension of RM50 service fee on the credit cards.
The Govt is not happy with just taxing the middle income earners. It wants to tax the low income earners too. Previously, if your annual income is below RM24k a year, you don't need to pay tax after deducting your personal relief, epf relief and the RM350 rebate. The govt not satisfied. It wants to tax the people who earn RM18k and above, via credit card. Previously, this group of people didn't need to pay tax. Now they have to pay in the form of service fee. I'm going to put this up on my blog. |
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Nov 1 2009, 05:55 PM
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Junior Member
216 posts Joined: Jun 2006
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Hi guys, I'm 23 and still studying in a medical school. Both my parents have retired.
Is it possible for me to apply for one? |
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Nov 1 2009, 06:01 PM
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Senior Member
935 posts Joined: Jun 2008
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You may apply for one, if you pledge a Fixed Deposit with the card issuer. However, your credit limit will be the same as the Fixed Deposit amount that you place.
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Nov 1 2009, 06:05 PM
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Junior Member
120 posts Joined: Aug 2007 From: Selangor 
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Is that possible to use M2U to pay my EON bank credit card bill? how we can do that? or it's impossible?
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Nov 1 2009, 06:34 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(lee9171 @ Nov 1 2009, 06:05 PM) Is that possible to use M2U to pay my EON bank credit card bill? how we can do that? or it's impossible? Yes. You can perform an IBG online.This post has been edited by MilesAndMore: Nov 1 2009, 06:36 PM |
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Nov 1 2009, 07:00 PM
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Senior Member
2,308 posts Joined: Jul 2007
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QUOTE(lee9171 @ Nov 1 2009, 06:05 PM) Is that possible to use M2U to pay my EON bank credit card bill? how we can do that? or it's impossible? why not? transaction charge rm1 |
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Nov 1 2009, 07:17 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(ahnien @ Nov 1 2009, 07:00 PM) why not? transaction charge rm1 It's RM2 per transfer. RM0.50 for the first 2 transfers in a month for basic savings account holder. |
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Nov 2 2009, 09:12 AM
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Senior Member
1,743 posts Joined: Jul 2006 From: Shah Alam 
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QUOTE(spikey2506 @ Oct 30 2009, 04:17 PM) When I collected my Ikhwan cards today: btw bro..did they call you before they proceed to approve the conversion?Officer: Eh, you don't have to cancel the other cards you know. You can keep them. Different cards different benefits. Me: No point to keep too many, as the credit limit is combined. Besides, I have another reason.. Officer: And what is that sir? Me: Najib. Officer: Hahahaha. (Straightaway signed on the cancellation form, no more questions) |
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Nov 2 2009, 09:58 AM
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home" 
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i wanted to cancel my direct access card bcos i dun use it anymore; then they ask me either fax them a letter or go to the nearest cimb branch...
i wanted to fax them the letter, the number they gave me is 03 2381 7198, but the fax is engaged everytime; haiz....guess i nit to go to their branch, troublesome |
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Nov 2 2009, 10:09 AM
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Junior Member
15 posts Joined: Apr 2006
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QUOTE(Aeon_Clock @ Oct 29 2009, 10:01 AM) even for 0% installment? yesAdded on November 2, 2009, 10:09 am QUOTE(leongal @ Nov 2 2009, 09:58 AM) i wanted to cancel my direct access card bcos i dun use it anymore; then they ask me either fax them a letter or go to the nearest cimb branch... too many people fax in to canceli wanted to fax them the letter, the number they gave me is 03 2381 7198, but the fax is engaged everytime; haiz....guess i nit to go to their branch, troublesome This post has been edited by eddiekoo: Nov 2 2009, 10:09 AM |
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Nov 2 2009, 10:22 AM
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Senior Member
1,282 posts Joined: Feb 2006 From: ¯\(º_o)/¯ ¯\(º_o)/¯
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QUOTE(leongal @ Nov 2 2009, 09:58 AM) i wanted to cancel my direct access card bcos i dun use it anymore; then they ask me either fax them a letter or go to the nearest cimb branch... Can just email the letter to them at cardcentre@cimb.com, attention Credit Department/CS officer..i wanted to fax them the letter, the number they gave me is 03 2381 7198, but the fax is engaged everytime; haiz....guess i nit to go to their branch, troublesome |
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Nov 2 2009, 10:25 AM
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(Zack Styler @ Nov 2 2009, 10:22 AM) Can just email the letter to them at cardcentre@cimb.com, attention Credit Department/CS officer.. Thanks....finally went thru  |
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