got that easy meh?

its better done through black and white.

today i just go ambank to apply a credit card.
i already fill in the form,now waiting they send me the card and after that i need call they and aktive the card right ?
if i receieved the card but i din call them.
what will happen ?
because i plan to cancel the credit card so i don want call them and aktive the card,but worry they will do something to me.

i'm confused. why apply for a card you plan to cancel?

This is what happened to my mom's AMBank Real Rewards Mastercard a few months back. Since the card was mailed to our house, she will need to call AMBank credit card centre before she can start using it. But then she decided not to use it so she did not call AMBank to activate the credit card. A few weeks later, someone called her cell. Someone claimed to be from AMBank and he did not even ask for details of the credit card or billing address. He just asked if my mom has activated the card and my mom said no. Then he said he will activate for her and she can use it right away Anyway, a few days later my mom called AMBank credit card centre in KL and the officer told her that the card has indeed been activated just a few days ago. So i guess if you do not want to activate it, one day someone will call you and activate it for you. It is better to just write in to terminate it when you have received the card.

because today go klcc there,too many people.
and then go ambank,no people at there.
but i feel like ambank credit is not good.
i prefer city bank.

@MilesAndMore i don understand last one," It is better to just write in to terminate it when you have received the card".
is mean go there again and ask them stop the credit card?


This post has been edited by wen9x88: Oct 31 2009, 12:32 AM

You can fill in your contact details online via CITIBANK Malaysia. Someone will call you on Monday.


You can fax them the credit card termination letter. No need to go to their office.

izzit,they allow me to terminate so fast ?

You need them to approve your application first. Or to save to so much trouble, you can just call their credit card centre about a week time and tell them to cancel your application.

ok thank for help.

how long does citibank normally takes to process my cc application?

Maybank has also made an announcement regarding the service fee for credit card. Read it here > Maybank Announcement

i'll see whether the cards disappear from my online banking after a few days

can i know what bank look b4 they can approve credit limit. my cc limit 4k but i want increase to 6k

your monthly income is the main factor... usually, it's about 3X of your monthly income

which bank povides fastest cc approval?

how would it affect your credit card choices?

can call ur current card/bank to request for a CL increase

What's your personal feel about this whole issue? I can think of 3 outcomes. Which outcome is the likeliest? Any other possible outcomes?
1. The Government reverses it's Budget proposal in view of pressure from the public and card issuers. I cannot recall any proposals being withdrawn from previous Budget annoucements.
2. The card issuers absorbs the service fees.
3. The card issuers pass on the service fees to the consumers.

tat is wat they told when u called to CS

some bank mention dont have further instruction from BNM

i think the card issuers will absorb the service fee provided you meet certain requirements, ie you transacted more than 10k in a financial year / swipe more than 10 times per month, etc..