But I prefer 5 cards, which are Visa, Mastercard, AMEX, JCB, Diners Club.

No point keeping JCB and Diners Club as the acceptance rate for these two are even worse then AMEX. When you go overseas, you will still be able to find stores that accept AMEX but there is hardly any stores displaying the JCB or Diners Club logo.

I will only keep 2 credit cards i.e. Maybank Visa Petronas and AMEX Gold Credit. These 2 cards fulfill all my needs in the following manner:

1) I get 5X points when I fill up at Shell with my AMEX
2) I also get 5x points when I fill up at Petronas with my Maybank Visa Petronas card
3) Both are free for life
4) I can use my AMEX to purchase tickets at Air Asia. Can also use to buy MAS ticktes via tele-payment.
5) I can shop online globally using my AMEX card via the AMEX global online shopping portal called globaleshop.
6) I can use my Maybank Visa Petronas card to purchase stuff using Maybank EzyPay scheme. Merchants offerring Maybank EzyPay scheme are
plentiful.
7) I can shop at selected stores in One Utama using my Treats Points. I was told the number of stores are increasing.
8) I can make payment to both cards through M2U. So convenient.

A combination made in heaven..if I may say so.

Your AMEX Gold Credit is not the Ikhwan Gold Credit Card.

If that's the case, my combo is more prefect than yours.

9) I can earn TP from both Maybank Visa Petronas and Ikhwan AMEX Gold Credit. No seperate Membership Rewards.

Good for you

So have you decided what cards to keep yet?

It depends on what MBB to offer. They haven't come out with the "workaround" plan.

I'll throw away my MBB Visa Classic first! Next to go will be CIMB DA since there's an easy payment attached to it.

I'll most likely keep both of them or go away with MBB Visa Petronas.

This post has been edited by David83: Oct 29 2009, 11:06 PM

Ahah, we have the same combo, hehe. I'm just waiting for both my Ikhwan cards to arrive. My conversion is done, and the cards already appeared in M2U. Will hold on to both first, coz I don't wanna miss out on Ikhwan Amex's 5X TP on fuel, as Shell's RON97 is my favourite. Their RON95 sucks though. The Petronas one better. Will probably hold on to both, no matter what MBB decides to do with Najis' order.

I have three Auto Debit instructions attached to my Maybank Visa Petronas and therefore, it's kind of troublesome to divert it to my Ikhwan AMEX. Apart from that, Great Eastern does not accept AMEX.

As I know most of the insurance companies don't accept Amex or Dinners. Prudential and HLA only accept Visa & MasterCard.

bro..how long does it take for the conversion to be done?

Submitted my conversion from thru snail mail. After about two weeks, the cards appeared in my M2U. Your present cards can still be used until you get the new cards.

How about the accumulated TP?

Does that got migrated too?

paying GE premium with OCBC can get high rebates.

I'm still worried about that, coz it doesn't get migrated in M2U. Will clear it up with them later.

so cimb is the ONLY bank that make such announcement huh
definitely too many cancellations for them

What to do, everyone knows they are related to the PM and that's the best way to get the message across to him fast & clear

Btw, anyone know if the SCB VI is still available for application? From their site, it seems to imply that its only for their Priority Banking customer

This post has been edited by tgeoklin: Oct 30 2009, 10:08 AM

An update. Yupsie, TP got migrated too. Got my Ikhwan cards just now.

If I were to keep 2 cards, I will make sure:
1. Each from different bank.
2. From Visa and Mastercard. AMEX too unreliable on acceptance.

only 2% right? unless ur premium is tens of thousands then that's a different case

3%. But no free annual fee after 1st year.