Have talked to the SA but she said can only refund if loan rejected... >.<
Anyone got their booking fees refunded?

haha, aramis tai tai kor...pretending piggy again!

afaik, booking fees can only be refunded after loan from 2 banks or more are rejected and u hafta show them the letter of rejection.

thats true.........maybe you can transfer your unit to others who wants it.....I believe there is a waiting list..

The road after caltex have been widen.. still no exact date for the showroom completion date

wow oledi received the debit note from OCBC for the first drawndown

tiz month need to start pay interest le

This post has been edited by Doraemon001: Aug 18 2009, 05:44 PM

Hello to the owners, if you want to transfer your unit urgently, make sure you give some description here and good points of buying your unit, I am sure this will attract some people and increase the success rate.

Also I think through and decided to take the offer from RHB with reasonable rate rather than better rate from other banks. The officer appointed to this project is Miss Ooi. Anyone has good or bad experience with RHB, please share here.



Comparison between offers from banks.

1) Other Bank

90% loan, 30 years, NZEC, BLR-2.4% whole tenure, lock-in 5 years upon first drawdown, MRTA is optional, only can start monthly repayment after full release of loan or maximum 37 monthly

2) RHB Bank(probably Public Bank offer the same rate)

90% loan, 30 years, ZEC, BLR-2.2% whole tenure, lock-in 5 years upon first drawdown, MRTA is optional, can start monthly repayment after first drawdown.

The reason I chose RHB is because I can start paying the monthly installment after first drawdown instead of waiting for the full release of loan. This will surely set me free from the nightmare of piling interest charges due to project delay.

Please advise before I am falling into the trap

This post has been edited by startnow11: Aug 18 2009, 09:50 PM

I got the loan from RHB oso...Miss Ooi very good in advice...sometime i feel she talk like my mum....your thinking is similar as mine..I picked RHB because of convenience branches are everywhere.......

same price with side by side car park? side by side car park only given to corner units and upper floor rite? tat's a great deal. which floor and facing klcc?

the RHB branch in IOI Mall where Ms Ooi is located is open 7 days a week.

7days? I never knew this....r u sriuos???

RHB bank can do the monthly repayment start from the first disbursement?but my officer told me last time that i only can pay the interest,cannot do the prepayment.and he bluff tat no other bank will let u do monthly payment.only can pay interest only..so how can we do the monthly instalment first?wat the process for tat?need to write in letter to the rhb so tat i can start monthly prepayment liao?thanks.

all bank branches in shopping malls r open 7 days a week wan...eg maybank and rhb @ klcc, eon @ 1u, etc

I also got my loan from Ms Ooi, RHB. She's very nice. I chose RHB because of its interest rate and lock down period.

BTW, hi everyone

From what I heard is, you can write in to RHB bank and request/appeal/ask for early monthly installment without have to wait until fully drawdown. But still, subject to approval

ok.thanks...will try to ask the rhb officer.

If have to write and if no approve,then same also like don't have.

I have spoken to the agent twice about starting monthly installment upon first drawdown and she has confirmed this as part of the deal without any terms & conditions. In other words, this is part of the package they offered, at least for now in my thought.

I wonder why they want to make it so confusing? Perhaps they try to revise their package to make them more competitive. And to avoid any further miscommunication, I will give her a call again tomorrow to check if the monthly installment is referring to the payment to offset the interest only or the standard monthly repayment. Best thing I can do would be checking the terms and conditions once I got their offer letter.

Good luck and I find no excuse for them to reject your application.



Let me get this right, you don't mean you can start paying monthly repayment upon first drawdown from OCBC right? In my offer letter, they have clearly stated that I can only start paying monthly repayment upon full release of the loan. And your statement "tiz month need to start pay interest le" actually meant the interest is piling up started from this month and you couldn't pay any single cent until the full release of loan.

This post has been edited by startnow11: Aug 19 2009, 12:44 AM

Dear all,
i have a plan. why not we create a website for zest resident and the feature of the website benefit the resident. like the "latest news", "latest event", "Complaint", all the feature can publish in the front end at the website. got CMS and resident login function.

can we gather some of the website volunter programmer to discuss it before we can really form the committee. after the committee been form, we can put their email or contact number at the website. so, when there are problem, every resident know whom they can contact.

i am doing server and hosting. i can provide the Linux Hosting for 1st year free. anyone can sponsor domain and programming side ? then we can install forum at the website. since there are huge traffic for this topic.

i can be contact at 017-3282011 or email me at shiewwai85@hotmail.com

As I have not catch up with all the latest posting, I believe Zest is 100% sold! Bravo!

The next thing now is for the developer to keenly pursue some reputable commercial tenants or at least those that attract traffic/patrons. F&B is a must such as Old Town, Pak Li, Kim Gary or Wong Kok, fast food joint (McD) or Burger King,.... the rest can be offices but F&B is a must,....

Im looking forward for the opening...

i think old town or papa rich will be there...but McD or burger king i dont think so..haha..