Yeaap.. you are paying averagely 13 months per year. Said for example, if from Bank A you are paying monthly installment with 1,200 per month, then in a year ur total paid is 16800. Whereby for UOB, you are paying 15600 (means 1,200 extra each year).. And because they are doing weekly rest, but not daily rest, so for each month, you actually 'rugi' abit because for other banks doing daily rest, you shld be immediately enjoyed the benefits of total loan - 1,200 then only calculate interest, whereby UOB will separate ur 1,200 into 4 parts... and every week perform total loan - (1,200/4) and the calculate interest .... something like tat

ps: If I can afford 15,600 per year, or 1,300 per month, of course my loan tenure will be shorten and maybe I can get better rate (better than BLR -2.1 at least...).. If there is any other bank can offer loan tenure of 25 years with BLR - 2.2 or 2.3, then I think the deal is better ...

Again, just my 2 cents opinion ..

flipper detected.

so you mean it is not good then...
i dont get it..friend told me it is better than others..the comparison shown to me tells me otherwise..
will search your post

This post has been edited by ah_Hui: Aug 21 2009, 12:17 AM

haha...u are working in hosting company...i am running a company consist of hosting and programming.. but anyway, i will do my best to help out the "E-Community" and maybe the most popular and 1st E-Community for a condo in Malaysia. let create the history...

really hope got some volunteer programmer to help you. prefer .php la..convenient and friendly user. maintainance cost lower. maybe we can work something out from the community website to pay for the maintainance and programming cost.

who know maybe the traffic like lelong.com.my or lowyat.net....haha

This post has been edited by shiewwai85: Aug 21 2009, 01:58 AM

Hi Zestians!

Wow this is a cool thread. I got a unit in block A , mine is type A also.

Just noticed that the entrance to type A unit does not have any space for shoe rack.
Go check out the model layout at the showroom and you will see what i mean.
Even as you enter the unit there will not be any space to put one.

This planning is not good. Where to put shoes next time?

All the other types have enuff space for a designated shoe rack.

Any comments from you guys who bought type A about this matter? We should all collectively insist that they
allot some space for this basic and necessary purpose.

Hi Voltus5, mine is type A in Block A too. Another buyer did share with me that he personally finds that type B design has better floor utilisation compared to A: space for shoe rack, store room, privacy of the rooms (doors not directly facing the dining room)...

However, there were not many units left when I made the booking and I prefer a corner unit anyway. Think just have to live with it as nothing is perfect.

Usually, a % of units are reserved for bumiputras. Once the apartments/condos are completed, they will release those unsold bumiputra units for all to buy. So, if they broadcast 100% sold out for towers B & C and only 7 units left for tower A ... this is not exactly true? Unless, all the bumiputra units were also taken up already....

show unit up for viewing already?

How r u ml22? I understand what you are saying but can you imagine next time after reaching your unit and you
have no place to put away your shoes? R u just going to leave them outside at the entrance? It is going to be messy la fren.
Or are u going to take them off once u reach your entrance and hold them with u all the way to wherever it is that is the
nearest place to construct or place a shoe rack?

Think about it la fren...store room don't have just build more cupboards la, privacy of rooms don't have, just
place some partition la. But everyday you come back from somewhere, you have nowhere to put your shoes. Apala joe...

Anyone has idea what is the percentage need to be reserved for bumiputra in a development?

Fren, if shoe location is a major concern for you, y dun you just drop type A and take other type??

This post has been edited by eugene jk: Aug 21 2009, 06:16 PM

Got other type to take now? U want to let go your unit ?
U must be from developer ka?

If shoe location not a major concern to you, y dun you just talk about something else then because you obviously could not
relate to this matter.

http://www.realestate.net.my/forum/viewtop...21790&start=525

Some interesting development on the ramp and LRT. Look at the Ramp specific info....

Fren, it seems like you will not hav a peaceful day without a place to put ur shoe even after u had purchase type A, so y take the mantel stress..

I cant talk about other matter bcos ur "shoe location" just strike my interest..

This post has been edited by eugene jk: Aug 21 2009, 06:33 PM

Daily rest is pointless if you just paying on monthly basis....and the last time I check my UOB loan, its stated daily rest interest calculation. Can you elaborate on this weekly thingy...

Just tryin to create awareness on this matter and see if collectively, we the type A owners can get the dev to
alter the layout just enuff to accomodate a freakin shoe rack. That's all...

So what r u waiting for, type A guys & girls? Start bringing this matter up , call your SA, pester the developer
for the sake of a better future for your beautiful shoes. They will love u back..

This post has been edited by voltus5: Aug 21 2009, 06:42 PM

ermm...voltus, do u think the developer will spend additional $$$ to alter the layout and require all the vested type A purchasers to re-sign their s&p's when they have already sold out pretty much all of the units?!

if response was lacklustre, that might be a different story alltogether...

Ya.. i know what you mean..but i just want people to imagine life without space for a shoe rack at the entrance.
Who knows...maybe they can think of something but at the same time not require any amendment to the S & P?

Sei liao. I Type A also. I did not notice this. Will drop by sales office to look.

Yes their interest is calculated on daily rest.. means if today we pump in money for partial settlement, then immediately the loan amount will be deducted.

But, for our normal installment for repayment, according their weekly thingy, what they actually do is divide our monthly installement (we still pay installment once every month, or to be exact once every 4 week) into 4, and then each month deduct the one quarter from the total installment.
Call UOB agents for more detail ..