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 Credit Card Thread V7, Everything about the world of plastic

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alexwsk
post Jun 23 2009, 11:13 AM

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QUOTE(arsenal @ Jun 23 2009, 11:08 AM)
Just one credit card max is 5% rebate on friday and 2% on other day right?
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yes, up to a max of RM600 rebates/yr
GHz
post Jun 23 2009, 11:34 AM

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QUOTE(arsenal @ Jun 23 2009, 11:08 AM)
Just one credit card max is 5% rebate on friday and 2% on other day right?
*
Yes.

My first usage last Friday. Pay my TNB, Streamyx & Cecom bill through SCB website. They pay the rebate on the same day of the transaction.
genkis3
post Jun 23 2009, 11:37 AM

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hi all,
for standard chartered Justone card, principle capped at rm600 cashback per year, how about supplementary card? also same rm600?
winner
post Jun 23 2009, 11:55 AM

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alex & Ghz,

Have you tried using SCB Just1 at Shell? Can you check your unbilled statement online whether there is rebate for your transaction at Shell? Also, check whether SCB reimburses you with the RM50 early bird incentive. Pls update me.
tinkerbel
post Jun 23 2009, 11:55 AM

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@genkis3,
I believe principal and supp cardholders both have the same cap limit; and it shouldn't be separate for supp holders, meaning, RM600 for both combined principal and supp cardholders.

Can someone confirm the above?!
FD2r
post Jun 23 2009, 11:59 AM

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QUOTE(tinkerbel @ Jun 23 2009, 11:55 AM)
@genkis3,
I believe principal and supp cardholders both have the same cap limit; and it shouldn't be separate for supp holders, meaning, RM600 for both combined principal and supp cardholders.

Can someone confirm the above?!
*
no, mention in v6 b4, each card will hav 600 limit, meaning if u r a big spender, pls apply somemore sup card(max=5 or 6 if not wrong), so total will hav 600x6=3600 cash rebate per year. call them twice to confirm tis, still waiting for my card to reach my hand so that i can try it out, hav applied 2 sup card.. brows.gif
tinkerbel
post Jun 23 2009, 12:00 PM

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@FD2r,
Oh.. thank U for the clarification. Sorry, I shouldn't have said anythign cause I'm really not as big as some of u guys into this card biggrin.gif

Also, if that's the case, then the RM600 cap should be applicable based on p/card basis.

This post has been edited by tinkerbel: Jun 23 2009, 12:01 PM
winner
post Jun 23 2009, 12:02 PM

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QUOTE(tinkerbel @ Jun 23 2009, 11:55 AM)
@genkis3,
I believe principal and supp cardholders both have the same cap limit; and it shouldn't be separate for supp holders, meaning, RM600 for both combined principal and supp cardholders.

Can someone confirm the above?!
*
According to SCB CS. the max rebate is not combined for principal and supp cards. It means both principal and supp cards are given a max rebate of RM600 each.


alexwsk
post Jun 23 2009, 12:05 PM

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QUOTE(winner @ Jun 23 2009, 11:55 AM)
alex & Ghz,

Have you tried using SCB Just1 at Shell? Can you check your unbilled statement online whether there is rebate for your transaction at Shell? Also, check whether SCB reimburses you with the RM50 early bird incentive. Pls update me.
*
confirmed rebate for Shell, but you must swipe inside the counter, the kiosk can't detect
no RM50 early bird for me as I'm existing card holder

but i think have 5000 choice points, but so far I haven't receive it
winner
post Jun 23 2009, 12:08 PM

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Oh...glad to hear the rebate is applicable to ALL retail transactions and I don't need to switch to Petronas. tongue.gif
alexwsk
post Jun 23 2009, 12:23 PM

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QUOTE(winner @ Jun 23 2009, 12:08 PM)
Oh...glad to hear the rebate is applicable to ALL retail transactions and I don't need to switch to Petronas. tongue.gif
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but need to swipe inside, and need to tell the cashier to press Enter to select Cr sweat.gif
so i'll always go to the same shell station from now on
arsenal
post Jun 23 2009, 02:22 PM

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QUOTE(alexwsk @ Jun 23 2009, 12:23 PM)
but need to swipe inside, and need to tell the cashier to press Enter to select Cr sweat.gif
so i'll always go to the same shell station from now on
*
Hi Alex,

What is mean of CR? Means whether we need to select either debit card or credit card?
alexwsk
post Jun 23 2009, 02:41 PM

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QUOTE(arsenal @ Jun 23 2009, 02:22 PM)
Hi Alex,

What is mean of CR? Means whether we need to select either debit card or credit card?
*
yes, the terminal will display CR and DR, you'll need to ask the cashier to select

different terminals will be different

if the cashier insert the card and din press anything, after a while the transaction will be rejected
arsenal
post Jun 23 2009, 03:19 PM

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QUOTE(alexwsk @ Jun 23 2009, 02:41 PM)
yes, the terminal will display CR and DR, you'll need to ask the cashier to select

different terminals will be different

if the cashier insert the card and din press anything, after a while the transaction will be rejected
*
I just went to SC office in Taipan..It is possible just to get credit card only. They will not open debit account or current account..So there is no more problem lor
alexwsk
post Jun 23 2009, 03:29 PM

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QUOTE(arsenal @ Jun 23 2009, 03:19 PM)
I just went to SC office in Taipan..It is possible just to get credit card only. They will not open debit account or current account..So there is no more problem lor
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doh.gif like that i better cancel the debit card function of that card
winner
post Jun 23 2009, 03:49 PM

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QUOTE(arsenal @ Jun 23 2009, 03:19 PM)
I just went to SC office in Taipan..It is possible just to get credit card only. They will not open debit account or current account..So there is no more problem lor
*
Can this be done? We were always told that Just1 acc is a combination of credit and debit (current acc) features. Pls update us on your clarification and confirmation from SCB.
arsenal
post Jun 23 2009, 03:51 PM

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QUOTE(winner @ Jun 23 2009, 03:49 PM)
Can this be done? We were always told that Just1 acc is a combination of credit and debit (current acc) features. Pls update us on your clarification and confirmation from SCB.
*
Let you all know once my card approved..cheers
jack2
post Jun 23 2009, 06:39 PM

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SCB rejected me and I got the outcome through CS phone.

Till now, I haven't received the decline letter from them. Should I obtain such letter from them to avoid any discrepancy in the future?
tinkerbel
post Jun 23 2009, 07:01 PM

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@jack2,
Er.. what discrepancy are we talking about here? That you're suddenly slapped with a CC bill from SCB??! *grins*

Normally banks do send out the letters to tell you that you've been declined but perhaps it takes a little while longer? *shrugs*
genkis3
post Jun 23 2009, 07:35 PM

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QUOTE(winner @ Jun 23 2009, 12:02 PM)
According to SCB CS. the max rebate is not combined for principal and supp cards. It means both principal and supp cards are given a max rebate of RM600 each.
*
thanks for answer.


Added on June 23, 2009, 7:35 pmguys,
how abt citibank shell card? got limit also?
thinking to use justone 2%-5% + citi shell 0.75% as combination. use citi shell after reach the justone limit.
any other better recommendation besides citi shell?

This post has been edited by genkis3: Jun 23 2009, 07:35 PM

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