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 Credit Card Thread V7, Everything about the world of plastic

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cute_boboi
post Jun 23 2009, 11:16 PM

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I got rejected by SCB CC. No letter or notice. I call up CS system, talk to voice-machine-system, key in my IC, says rejected doh.gif
tinkerbel
post Jun 24 2009, 12:27 AM

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@cute_boboi,
Perhaps the letter will come later?!
jack2
post Jun 24 2009, 12:38 AM

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QUOTE(tinkerbel @ Jun 23 2009, 07:01 PM)
@jack2,
Er.. what discrepancy are we talking about here? That you're suddenly slapped with a CC bill from SCB??! *grins*

Normally banks do send out the letters to tell you that you've been declined but perhaps it takes a little while longer? *shrugs*
*
Yes.... I don't want that to be happened. 1 month and no more letter received.


Added on June 24, 2009, 12:39 am
QUOTE(cute_boboi @ Jun 23 2009, 11:16 PM)
I got rejected by SCB CC. No letter or notice. I call up CS system, talk to voice-machine-system, key in my IC, says rejected  doh.gif
*
Got such CS system on voice de meh? Last time I used CS HUMAN... didn't know there is voice-machine... ah bo won't be "paiseh" to let them CS told me "You were declined.. SORRY"

This post has been edited by jack2: Jun 24 2009, 12:39 AM
tinkerbel
post Jun 24 2009, 09:43 AM

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@jack2,
Er... I haven't heard of any cases whereby an applicant who'd been declined received a bill due to fraud instances.

I think you have nothing to worry about.
he-sham
post Jun 24 2009, 09:51 AM

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if i already have SCB cc (visa business) & i want to apply for just 1 titanium, will it share the credit line or separate ?
tinkerbel
post Jun 24 2009, 10:03 AM

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@he-sham,
It should be a separate credit line since the existing card is a Business CC.
inuyasha88
post Jun 24 2009, 10:17 AM

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still waiting for my justone... will they approve or will they not?
he-sham
post Jun 24 2009, 10:35 AM

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QUOTE(tinkerbel @ Jun 24 2009, 10:03 AM)
@he-sham,
It should be a separate credit line since the existing card is a Business CC.
*
i dont know what purpose i want to apply for it...maybe just becoz all of u seems like applying for it....haha...

btw, whats the minimum requirement for ocbc robinson platinum card ? their website not very helpful laa..
alexwsk
post Jun 24 2009, 11:19 AM

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QUOTE(he-sham @ Jun 24 2009, 09:51 AM)
if i already have SCB cc (visa business) & i want to apply for just 1 titanium, will it share the credit line or separate ?
*
@he-sham, it will be shared credit line
i hv scb visa business, master and justone


Added on June 24, 2009, 11:20 am
QUOTE(inuyasha88 @ Jun 24 2009, 10:17 AM)
still waiting for my justone... will they approve or will they not?
*
how long oledi?
if more than 3 weeks shud just call and ask

This post has been edited by alexwsk: Jun 24 2009, 11:20 AM
tinkerbel
post Jun 24 2009, 11:20 AM

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@he-sham,
Sorry I can't seem to find the information either; I did manage to find the one from OCBC Singapore though. Perhaps U could give them a call.

Y are U thinking of applying for so many CCs?

@alexwsk,
Thanks for the clarification on the shared limit biggrin.gif

This post has been edited by tinkerbel: Jun 24 2009, 11:21 AM
inuyasha88
post Jun 24 2009, 11:34 AM

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applied last week... well, my character cards activated the same day i applied for justone...
alexwsk
post Jun 24 2009, 11:44 AM

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QUOTE(inuyasha88 @ Jun 24 2009, 11:34 AM)
applied last week... well, my character cards activated the same day i applied for justone...
*
ic, normally they'll take around 15 working days to process justone
inuyasha88
post Jun 24 2009, 11:54 AM

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15 working days? wow, that efficient....
tinkerbel
post Jun 24 2009, 11:55 AM

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@inuyasha88,
Nothing beats HSBC. My CC was delivered to me within 5 working days upon lodging of my application form.
knight_kriss
post Jun 24 2009, 12:06 PM

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can i terminate credit card thru email only??what should i write to them

thnx
tinkerbel
post Jun 24 2009, 12:07 PM

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@knight_kriss,
Please refer to Post #1 of this thread.
knight_kriss
post Jun 24 2009, 12:10 PM

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QUOTE(tinkerbel @ Jun 24 2009, 12:07 PM)
@knight_kriss,
Please refer to Post #1 of this thread.
*
thnx...already got the letter format

but i still need to know can we just terminate it thru email only??
tinkerbel
post Jun 24 2009, 12:11 PM

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@knight_kriss,
U could alwiz try - but do U even have the actual email add to write to? You could always call them up and speak with them following your email to them. That would ensure they got the cancellation instructions.
knight_kriss
post Jun 24 2009, 12:18 PM

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QUOTE(tinkerbel @ Jun 24 2009, 12:11 PM)
@knight_kriss,
U could alwiz try - but do U even have the actual email add to write to?  You could always call them up and speak with them following your email to them.  That would ensure they got the cancellation instructions.
*
ic...i'll try to sent the email to their customer service....to see what will their response

if i want to sent letter to them, what else should i enclose with the letter.....or is it enugh with the letter??
inuyasha88
post Jun 24 2009, 12:37 PM

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cut ur cc into pieces... walk into their branch and say u wanna cancel it.

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