Used my EON bank GSC card today. Must say, regardless of the various benefits, it's pretty handy to have it. Went to GSC 1U today, line was crazy packed for transformers ticket purchase, but fortunately I could hop over to priority lane to nick up some last minute tickets, albeit front row ones =p.

Well, this feature is pretty useful for the time being while not too many ppl have the card yet (of course, only applicable at 1U,Mvalley and Pav iirc)

Edit :

For movie goers, might as well apply for this card. Think the first year fee is waived, 2nd year onwards dependent on transaction. You can cancel it later if you don't use it. Gold card comes with RM60 "bonus value", which is pretty much prepaid money (plat has RM100). Watched transformers for RM5 per tic today

This post has been edited by ellimist: Jun 27 2009, 10:40 PM

@Kazachok,
Am afraid to say I'm with hye on this one! Personally, you're not matured enough to handle your own CC if Ur thinking of getting it to get "extended financial support". Also, as you're not earning, how on earth do U intend to repay them off?

U may not like what we're saying but trust me; it's for ur own good - seriously!

@hye,
Well said

This post has been edited by tinkerbel: Jun 27 2009, 11:53 PM

I did apply for the card some 2 weeks back , to date , no sound also from them ..

Maybe because I just faxed in the application form without calling them first ? But can't be ..

Probably still in process? Took quite some time for them to get back to me as well (I applied through some agent sitting in front of gsc )

how cc replacement work? how long it take?

my cc going to break apart soon...

You need to request for card replacement and how fast you get it back depends on the bank's efficiency. This can range from between 1 hour, days or even weeks.

any promos?

@JamesPond,
And what promos are U referring to? All banks have websites so Y don't U check the websites out ?!

1 hour - I suppose it is Citibank. And weeks - you know which bank I think of, supposedly one of the famous local banks. Do feel free to share your experience.

Personally, I only lost my cards once many years back. (I don't wish it to happen again)
Most of my card replacements are due to suspected and actual frauds which the bank proactively block and cancel my card.

Citibank - I got my card within 4 hours. Very efficient in blocking my card and I could call in to the bank with little problems.

UOB - I got my card back within 1 week. You need to produce police report to waive off the card replacement (if an event of loss even due to theft) otherwise it is a RM50.00 fee. Another time got suspected fraud and card replacement was done in about 1 week. Long winded call in system (probably will take you 3-5 mins before a human speaks to you) but once you are in they will take care of you.

SCB - I got my card around 2 weeks. (Suspected fraud case) They will put you on hold before forwarding your call and depending on your luck, it is as fast as 2 mins or as long asd 5-8 mins before you get to speak to a human. CS friendly and efficient and your card will be out in 2-3 days. However, they got problems with my address and it tooks them at least 2 weeks before I got back my replacement card. I figured their CS is good but their backroom have some lackdecimal attitude towards their customers. When I called to check my card, they suggested me to go to their branch. (Not convenient due to the little branches they have) In the end, the replacement card finally arrive via personal despatch and after me making so much fuss about their inability to deliver their letter to me. (I don't live in the Bakun jungle or anything)

MBB - I never had my card replaced with them. But I'll never use their card for overseas use. I had so much inefficiency problems with them and I don't want to take my chances while I'm overseas - I need my banks to be efficient. They once took 6 months to open my bank account, I actually gave up after 3 weeks and the problem was that their officer took too long to verify an introducer's signature and left my application in a drawer which they realise only after 6 months. They covered it up of course and I figured it will be a waste of time to complain coz nothing will happen nor I will benefit from it.

My card with them took 2 months to arrive. One of their card product achieved the yearly target in only 2 months! (or is it 1 month?) Thus explains the slow wait for the card.

This post has been edited by hye: Jun 28 2009, 05:29 PM

Heheee...the inefficient bank I implied is one of your above-mentioned banks.

It looks like you have made quite a number of card replacements. So far I only replaced my HLB. But I did hear lots of complaints from my friends and colleagues about their frustration due to inefficiency of some banks.

Wat the best card for petrol rebates and etc

Looking at citibank, Maybank and CIMB
anyone more ideas? got the rebate % as well?

SCB Just1 Titanium - The hottest cc in town! 5% cash rebate for Fridays and 2% for non-Fridays. We have discussed the concept, as well as pros and cons of this cc. Browse through this thread for details.

hi
i would like to know if it's ok for me to use my Credit Card in Europe? i.e. just swipe like normal transactions in M'sia?
or do i have to do some procedures or get some PIN before doing so?

hope you can advice.
my CC is Citibank/CIMB

Just inform your issuing bank before your trip overseas and you can use your card normally as when you are in Malaysia.

This post has been edited by zenquix: Jun 28 2009, 11:35 PM

AMBANK credit card CASH BACK 10%

today i received my statement. surprisingly, there is NO rebate on the transaction that i made at petrol stations and the hypermarket.

i called the CS and the reason for me not getting the rebate is becoz they have filled up the max RM100,000 pool. It's based on first come first serve basics. pls read the FAQ question 12)
http://www.ambg.com.my/ambank_webmedia/file/cashback_faq.pdf

i had a transaction date 10june and also did not get the rebate. In other words, the RM100,000 pool finish on the first 9 days of the month (june).

questions:
1.any one of you get the rebate?
2. When is the transaction date?

Want to ask...Maybank treatpoints can redeem at One U for the vouchers rights? Thanks

Yes.

By the way guys, i was at Hong Leong Bank website just now checking out the range of credit cards offered and found that Hong Leong Bank is offering up to 2% cash rebate for their Platinum cardholders on top of the RM1 = 1 Reward Point system. Any idea how does the 2% cash rebate works ? Is it something like Alliance Bank credit card ?

This post has been edited by MilesAndMore: Jun 29 2009, 02:14 AM

As discussed when Ambank launched this cc few months ago, we had already put a cautious remark on this cc. The reason being the rebate quota can finish in just the 1st few days of each month. The bank won't update you on the quota status on a daily basis.

I was a HLB cardholder until early this month. FYI, the cash rebate system for its Plat cc is completely worthless, as you need to carry forward your outstanding balance in order to be entitled to cash rebate.

And you need to carry an outstanding balance of RM10k just to enjoy a meagre rebate of 0.5% and to enjoy rebate of 2% ... guess what ... you need to carry an outstanding balance of RM50k!!!!