@GHz,
Can U call them again and speak to another CS to clarify again?! Sometimes we just can't trust these people lah!

Is your Amex a charge card? If it is, your both cards are different entities. Another possibility is that the failure of your MBB Amex was caused by Amex and not because of MBB. So that your other MBB cc wasn't affected.

Congrats, you were lucky! It depends on the respective bank's policies. Some banks have a strict requirement on income eligibility, such as HSBC, Citi and MBB.

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Added on June 26, 2009, 4:43 pmYes, SCB definitely needs to clarify this. I was surprised to hear that the principal cardholder can apply for 6 supp cards and all of them can enjoy a cash rebate of up to RM600 each. This card has been giving us so much doubt since the 1st day SCB launched it.

Please update us after you inquire another CS staff. SCB, we don't want flip-flop and we need a final answer!

This post has been edited by winner: Jun 26 2009, 05:03 PM

A fixed savings doesn't count. it need to be time deposit aka fixed deposit.


Give CIMB Classic Mastercard a try. CIMB has many partner merchants and lots of discount year round.


Wah ! Very lucky of you

If I remember correctly, commission for platinum cards are double that of classic/gold. Classic/gold commission is RM50 I think... not sure if this is standard. Also, commission is only paid if the card owner is a new member (not having any cards with the bank). This is what I gathered when chatting with the agents... not sure of the accuracy...

This post has been edited by Dannyl: Jun 26 2009, 05:16 PM

Anyone know of any current roadshows in PJ/KL area for SCB JustOne credit cards?

Wanna go apply and hoping to pick up a free gift , if got.

No salary slip. At that time, apply fill up form, photocopy IC and existing CC which is >15k CL and >2 yrs. That's all.

orange, not yellow

Yeah la, kena bodek by CS I thought try to apply my first unqualified plat for fun + gift. See see, got it But now already cancelled it.

It was at KLCC PC Fair 1-2 years ago. Like pasar malam Try for fun only. Now no more try this, waste my time to track and cancel/call up when AF waiver is up. Nearly applied RHB to get the F1 car or chess set

Yes, at that time, I'm a new member to the orange bank

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Added on June 26, 2009, 5:26 pmFor those still about Orange bank -> refer Post#213 (page 11) in this thread

This post has been edited by cute_boboi: Jun 26 2009, 05:26 PM

@cute_boboi,
iYah.. if can help people then help lah.. U apply, keep the card 6 months, he may have just enough $ to feed his family and U would haf done ur good deed for the day U don't lose and U helped him out

siGh.. take free gift then cancel card lah hor?! hEHehehhehehEHehe......

I keep for 1 year, then the statement comes RM300 AF

@cute_boboi
Ah.. Guess my chances of getting the card with my current condition is quite low. But no harm to try i bet.. CIMB DA do required RM24k/yr as well.

Start step by step. If you have degree and >2k basic salary (slip), should be alright to get DA first. Once you have a CC as a base for >6 months, your application for other cards will be easier and faster. Then you'll start moving up classic -> gold -> plat -> world -> universe -> Cybertron

However, must maintain good track records, i.e. prompt payment, no delay, no bad debts, etc. on all types of CC/loans.

Sorry, Transformers effect.

Off topic. Haha.. Too much transformer recently?

Btw, I'm having less then 2k basic actually. Maybe no chance to get MMB CC, had take a peep on PBB, they seems to have lower requirement. 18k per annual will eligible for their standard card already.

Reason of getting CC is wanna get the points.. After swipe the card then pay directly.

Just watched yesterday

Then try with 18k requirement CC first. I started with RM1.5k/mth basic (18k p.a.) also

Most of us here do full payment when statement arrive. Collecting points are bonus to redeem things you want Make sure don't fall into CC trap, i.e. owe the bank money.

Good luck, have a nice weekend.

Late payment fee for credit cards reduced to maximum of RM50 from RM75

URL: http://www.theedgemalaysia.com/business-ne...-from-rm75.html

@David83,
That's going to be good news for a lot of people. However the new tax deduction scheme structure sux! Ok, that's not to be discussed here

so effective 1 july, 3 days grace period after due date given before bank can impose late payment charge on us..that is great news...
i have some issues with some banks that count after 10pm on due date consider (or posted) as the next day & they can happily charge us late payment charge... as far as i concern, 10pm still in the due date... they should count on the day we cash deposit the money...not by the day their lousy computer system posted it....

@he-sham,
In those situations, U could always call the CS up and ask them to waive the late finance charges + whatever interest charged

my case i already asked for waiver...he said will be waive on next statement...so ok la...but when the statement come, i see no waiver...thats really made me angry...becoz thats retard my payment record as not a good payer...

straight away i call them back, stressing my point...lucky the cs ok & polite..if not i gonna bash him even though not his fault...now waiting for them to waive it...

why la so efficient in imposing late payment charge but not so efficient in waiving customer request...

the bank use camel as a logo...hehe

@he-sham,
Just contact them and make sure they do it next month. The only thing I don't like about all these automated system is that by default it shows ur late and hence ur interest rate increases

I love to see my Interest Rate level at 13.5%! But really it makes no difference to me because I pay my bill in full each month.

now, where is that post regarding the new amex by mbb? dem, away for 1week... all gone...

I'm a student owning a supplementary credit card.
Could anybody here help me getting my own credit card?
pm for more details.
thanks!