Hi guys, just a quick question regarding on credit card. Wish can get some information from our fella here.

Anyways, i was thinking to apply for MBB PETRONAS Visa CC, but for now my annual income is 3k below the the minimum requirement. I just wander, do I still any chance to get the card if I submit my application?

Thanks for the reply bro. Oh yea.. I do have a fixed amount of saving in my MBB SA. I had asked information for quite a few bank, so far only found MBB has the highest minimum income requirement. The rest were around 18k then can apply already. I'm actually looking for a card that offer good rate of cash & petrol rebate.

@Dannyl
So meaning that u got higher grade of CC even though u didn't hit the minimum requirement? That's great.. Guess i can try my luck by next coming Monday by submitting my application form.

@cute_boboi

Haha.. Thats great. Anyways, this is my 1st time of applying CC, so much more info regarding on it. But I wander 1 thing, how do u bypass ur pay slip part? As they can easily get ur actual figure by having 1 piece of ur pay slip. Right?

P/s: Hm.. I should its the one with lion head. xD

@cute_boboi
Ah.. Guess my chances of getting the card with my current condition is quite low. But no harm to try i bet.. CIMB DA do required RM24k/yr as well.

Off topic. Haha.. Too much transformer recently?

Btw, I'm having less then 2k basic actually. Maybe no chance to get MMB CC, had take a peep on PBB, they seems to have lower requirement. 18k per annual will eligible for their standard card already.

Reason of getting CC is wanna get the points.. After swipe the card then pay directly.

Hi guys, just another quick question from me. Anyways, guys is it by place a minimum amout of FD (eg. 5k) on bank and one can be eligible for applying credit card? Asking this question is be cause of one my fren (which is only having RM900/month salary but she place RM5k FD in MBB and the bank offer her Petronas CC. It just happened like month ago.

@Walbur & tinkerbel

Thanks for the feedback pal. In need i been to MBB last week, the staff told me that the bank had RISED again their annual income limit. For now on, they need RM30k. Because they dont issue classic card anymore. So i was think, if im going to apply MBB petronas CC, i might thinking of drop some of my saving to FD.

@tinkerbel

Haha! Well, i dun have that much of annual income thou. Needed one as for when the time internet banking and cash were not in ur hand, CC is the only survival that u can relay on.