QUOTE(aeronlim @ Aug 14 2009, 09:05 AM)
QUOTE(kewlbuzz @ Aug 13 2009, 12:03 PM)
i wanna use cc for petrol, and also i'll be visiting UK on december. Which the best cc for overseas expenditure?
Credit Card Thread V7, Everything about the world of plastic
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Aug 14 2009, 11:21 AM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(aeronlim @ Aug 14 2009, 09:05 AM) QUOTE(kewlbuzz @ Aug 13 2009, 12:03 PM) i wanna use cc for petrol, and also i'll be visiting UK on december. Which the best cc for overseas expenditure? |
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Aug 14 2009, 01:49 PM
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Junior Member
370 posts Joined: Mar 2007 |
Yup, agree with you, can see the HSBC bank anywhere at europe countries
Maybank have update its Sony Visa Card already, now with limited edition Sony Card. Check this out at Maybank2u.com.my |
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Aug 14 2009, 02:04 PM
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Senior Member
4,098 posts Joined: Jan 2003 From: USJ |
Just noticed that I've received the 8% cash back for PBB CC mth 1
but did not manage to get the max RM50 |
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Aug 14 2009, 02:40 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
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Aug 14 2009, 02:49 PM
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Senior Member
2,006 posts Joined: Sep 2007 |
Any citibank cardholder here? got recieve any reader's digest contest recently through mail?
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Aug 14 2009, 02:56 PM
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Senior Member
4,098 posts Joined: Jan 2003 From: USJ |
QUOTE(GHz @ Aug 14 2009, 02:40 PM) I got mine too. 12-08-2009 8% CASH BACK MONTH 1 50.00 Very good. My 8th transaction was on the 4th weeks but still get it. i mean you could hv swipe >RM625 (thus reaching the max cash back of RM50) at the 1st swipe but your eight swipe is in the 4th week. This post has been edited by alexwsk: Aug 14 2009, 02:58 PM |
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Aug 14 2009, 03:05 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
QUOTE(alexwsk @ Aug 14 2009, 02:56 PM) i mean you could hv swipe >RM625 (thus reaching the max cash back of RM50) at the 1st swipe but your eight swipe is in the 4th week. |
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Aug 14 2009, 03:22 PM
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Senior Member
4,098 posts Joined: Jan 2003 From: USJ |
QUOTE(GHz @ Aug 14 2009, 03:05 PM) I just look at my statement again(online), my 8th swipe in on 25th June, & my total spending is about RM620+ but I have one transaction at guardian (10% rebate there) strange, my 9th transaction was posted on 16th June (totalling > RM625), yet the cash back is RM36 onlymaybe no cash back for petrol?? need to go back and chk my earlier statements |
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Aug 14 2009, 03:25 PM
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All Stars
15,192 posts Joined: Oct 2004 |
For AMEX CC,
did you all fill the email ID in the AMEX cc application form? If you need statement to be sent, they will charge u RM5 per month. |
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Aug 14 2009, 03:30 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
QUOTE(alexwsk @ Aug 14 2009, 03:22 PM) strange, my 9th transaction was posted on 16th June (totalling > RM625), yet the cash back is RM36 only yes, only retail transaction is counted. Public Bank always excluded petrol from retail transaction.maybe no cash back for petrol?? need to go back and chk my earlier statements |
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Aug 14 2009, 04:24 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
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Aug 14 2009, 04:28 PM
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Senior Member
4,098 posts Joined: Jan 2003 From: USJ |
@GHz
:hmm,but i do get points for petrol transactions (PBB MU Master) @winner issit, din notice from the t&c Added on August 14, 2009, 4:30 pm QUOTE(jack2 @ Aug 14 2009, 03:25 PM) For AMEX CC, yes, the CS did mentioned this during applicationdid you all fill the email ID in the AMEX cc application form? If you need statement to be sent, they will charge u RM5 per month. This post has been edited by alexwsk: Aug 14 2009, 04:30 PM |
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Aug 14 2009, 04:36 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
QUOTE(winner @ Aug 14 2009, 04:24 PM) QUOTE(alexwsk @ Aug 14 2009, 04:28 PM) @GHz @winner:hmm,but i do get points for petrol transactions (PBB MU Master) @winner issit, din notice from the t&c Added on August 14, 2009, 4:30 pm yes, the CS did mentioned this during application yes forgot to mention that as well. if i not wrong , any bill is excluded even you pay it somewhere else. @alexwsk I did not sure whether it is T&C but I am holding PB card since 2001. This always been the case. |
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Aug 14 2009, 04:48 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(GHz @ Aug 14 2009, 04:36 PM) @winner That is why, cash back system of PBB or other banks can't beat Alliance and SCB, who generously give cash rebates to ALL kinds of retail transactions.yes forgot to mention that as well. if i not wrong , any bill is excluded even you pay it somewhere else. @alexwsk I did not sure whether it is T&C but I am holding PB card since 2001. This always been the case. |
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Aug 14 2009, 04:54 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
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Aug 14 2009, 04:59 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
Another strong point is that, on top of the cash rebate, Alliance and SCB also give reward points!
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Aug 14 2009, 04:59 PM
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Moderator
9,301 posts Joined: Mar 2008 |
Guys, can a bank actually charge us annual fee if we haven't received the physical credit card and to activate it ?
Here is the problem. My mom signed up for 2x Hong Leong credit card in early April. One Hong Leong Bank VISA Gold and one Hong Leong Bank Gold Mastercard. She only received the approval letter from Hong Leong Bank 2 months later. But then my mom wasn't interested in it anymore. No one was home when the postman came. The postman did not give us any undelivered notice either. Instead we got an undelivered notice from Hong Leong Bank about 3 weeks after we got the initial letter from Hong Leong Bank that my mom's credit cards been approved. Since my mom doesn't want the cards anymore. She decided to just ignore the notice. No one from Hong Leong Bank credit card centre call about the credit cards. So it's been more than 2 months now and just this afternoon we received a statement from Hong Leong Bank that they have charged my mom RM320. RM160 for each card. So can they actually do that ? I mean we NEVER activated the card. We do not even have the cards. how are we supposed to activate it ? By the way, both cards are **Free For life. Need to swipe twice on each card in order to get the annual fee waiver. This post has been edited by MilesAndMore: Aug 14 2009, 05:17 PM |
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Aug 14 2009, 05:10 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
MilesAndMore,
If I am not mistaken, a forummer also highlighted the same issue some few weeks ago. I suggest you to lodge a complaint to BNM. Otherwise, there will be more victims in this context. |
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Aug 14 2009, 05:20 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(winner @ Aug 14 2009, 05:10 PM) If I am not mistaken, a forummer also highlighted the same issue some few weeks ago. I suggest you to lodge a complaint to BNM. Otherwise, there will be more victims in this context. Yes. Will do. Still don't get why would they charge us annual fee since the cards are still with them and we never activated the card. This is simply outrageous ! |
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Aug 14 2009, 05:32 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(MilesAndMore @ Aug 14 2009, 05:20 PM) Yes. Will do. Still don't get why would they charge us annual fee since the cards are still with them and we never activated the card. This is simply outrageous ! You need to browse through this thread. It was about AF being charged for an inactivated cc from HLB too. |
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