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 Credit Card Thread V7, Everything about the world of plastic

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GHz
post Jul 24 2009, 11:02 AM

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I have cancelled my maybank petronas visa card more than one year ago but it still show in my m2u. Anyone know how to remove it?
cwye
post Jul 24 2009, 11:05 AM

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QUOTE(GHz @ Jul 24 2009, 11:02 AM)
I have cancelled my maybank petronas visa card more than one year ago but it still show in my m2u. Anyone know how to remove it?
*
you have to call maybank to 'hide' it smile.gif
WoodStock
post Jul 24 2009, 11:09 AM

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QUOTE(Putraskyline @ Jul 24 2009, 10:49 AM)
Confirm Amex Gold CC and MBB Cards limit are combined. Anyone know what is operating hour for Treatsfair?
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10-10pm
tinkerbel
post Jul 24 2009, 11:37 AM

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@alexwsk,
Er.. I don't want to haf to go back to the fair twice plus I promised mom I'll take her shopping so I'll probably definitely get something today! tongue.gif
GHz
post Jul 24 2009, 11:38 AM

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QUOTE(cwye @ Jul 24 2009, 11:05 AM)
you have to call maybank to 'hide' it smile.gif
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OK I call them then. tq
wassap
post Jul 24 2009, 12:15 PM

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I am wondering which one is better VISA or MasterCard? Most banks now let you apply for both but i don't see the feasibility of it. Having 1 type of card should be enough and it reduces the possibility of you misusing your card. So I will be applying for one card only. The problem is that, which one is better or are they both the same? Which one is more widely accepted in Malaysia and worldwide. Hopefully someone can let me know more details. Thank you.
feralee
post Jul 24 2009, 12:15 PM

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QUOTE(ronnie @ Jul 24 2009, 10:56 AM)
What freebies came with the SonyCard ? The new limited edition card comes with FREE-for-Life with no strings attached, right ?
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said is limited but dont have sample of the card also tongue.gif

i not sure is free for life----

freebies- once approved get at mini ball
if got SMS within 100 get Kaka jersy
bingozero
post Jul 24 2009, 12:22 PM

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Hello,
Anyone apply i.Pay Plan provide by CIMB which call flexi-payment?
Plan to buy a digital camera.
Is that easy to apply and approve by CIMB?
Thank you.
tinkerbel
post Jul 24 2009, 12:43 PM

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@wassap,
These days, Visa & MC makes no difference; one is as widely accepted as the other. Go for whichever that takes your fancy biggrin.gif
wassap
post Jul 24 2009, 12:52 PM

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@tinkerbel

thanks for the reply.
alexwsk
post Jul 24 2009, 01:25 PM

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@tinkerbel
do give us an update tonight
marky
post Jul 24 2009, 01:30 PM

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QUOTE(bingozero @ Jul 24 2009, 12:22 PM)
Hello,
Anyone apply i.Pay Plan provide by CIMB which call flexi-payment?
Plan to buy a digital camera.
Is that easy to apply and approve by CIMB?
Thank you.
*
yeah...wait 2 working days then give them a call to convert it into i-pay plan...very easy and fast smile.gif

done 4 already haha ><
Gen-X
post Jul 24 2009, 01:31 PM

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QUOTE(bingozero @ Jul 24 2009, 12:22 PM)
Hello,
Anyone apply i.Pay Plan provide by CIMB which call flexi-payment?
Plan to buy a digital camera.
Is that easy to apply and approve by CIMB?
Thank you.
*
It should be easy to convert your charges to installament plans, just call CS. However please note you be charged upfront 2-3% depending on plan i.e. how long the plan. CIMB do offer 10 months installement at 0% and no upfront fees but that only applies to Education and Hospital bills.

Just for info, do check out Harvey Norman prices as they have installment plan at 0% and no surchage.


QUOTE(wassap @ Jul 24 2009, 12:15 PM)
I am wondering which one is better VISA or MasterCard? Most banks now let you apply for both but i don't see the feasibility of it. Having 1 type of card should be enough and it reduces the possibility of you misusing your card. So I will be applying for one card only. The problem is that, which one is better or are they both the same? Which one is more widely accepted in Malaysia and worldwide. Hopefully someone can let me know more details. Thank you.
*
Both accepted worldwide. However there are advantages of having both Visa and MC. For example for Direct Access case, you'll get 2% rebate for petrol using MC and 2% rebate at Giant/TESCO for Visa card.

If you apply for both MC and Visa from the same bank, the credit limit will be combined.

This post has been edited by Gen-X: Jul 24 2009, 01:33 PM
vampbreak
post Jul 24 2009, 01:49 PM

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Wawah! This treatfair like pasar malam hot sale! I wish I can join too!!
Zack Styler
post Jul 24 2009, 02:46 PM

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QUOTE(wassap @ Jul 24 2009, 12:15 PM)
I am wondering which one is better VISA or MasterCard? Most banks now let you apply for both but i don't see the feasibility of it. Having 1 type of card should be enough and it reduces the possibility of you misusing your card. So I will be applying for one card only. The problem is that, which one is better or are they both the same? Which one is more widely accepted in Malaysia and worldwide. Hopefully someone can let me know more details. Thank you.
*
Better to have both in case one of their system is down.. tongue.gif

This post has been edited by Zack Styler: Jul 24 2009, 02:56 PM
ks98
post Jul 24 2009, 03:22 PM

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QUOTE(Zack Styler @ Jul 24 2009, 02:46 PM)
Better to have both in case one of their system is down.. tongue.gif
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yes, some time their system can down... last time, my auto-billing was failed as it happened that Visa system is down while the auto-billing is started...

just imagine, when you wanted to pay and then only found the system is down... too bad that you don't have enough cash to pay, then just tell the cashier "leng lui, can you keep this super best offer for me first... i'm going to ATM to withdraw cash for you now... erh... do you know where got ATM???" ????
MilesAndMore
post Jul 24 2009, 04:56 PM

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QUOTE(wassap @ Jul 24 2009, 12:15 PM)
I am wondering which one is better VISA or MasterCard? Most banks now let you apply for both but i don't see the feasibility of it. Having 1 type of card should be enough and it reduces the possibility of you misusing your card. So I will be applying for one card only. The problem is that, which one is better or are they both the same? Which one is more widely accepted in Malaysia and worldwide. Hopefully someone can let me know more details. Thank you.
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It's better to get both. One as a backup card.

vin_ann
post Jul 24 2009, 05:52 PM

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QUOTE(tinkerbel @ Jul 24 2009, 11:37 AM)
@alexwsk,
Er.. I don't want to haf to go back to the fair twice plus I promised mom I'll take her shopping so I'll probably definitely get something today! tongue.gif
*
if i go to MV now, can get the card approved ?


WhiteWing
post Jul 24 2009, 05:57 PM

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Guys,I got something wanna ask.

Last few days ago I did a cash advance withdraw @ RM 1,000. Then on last wednesday I asked for balance transfer @ RM 1,500. This 2 money also from 1 card. I wanna know,if I pay RM500,the money will go to cash advance there or balance transfer there ?
gastacopz
post Jul 24 2009, 06:32 PM

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1 question...

can hsbc MC convert to instalment after swipe?for non instalment items bought....

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