@ks98,
It would be good if U could bring the documentations but if U have an existing CC (>1year) U shouldn't need any other documentations

This post has been edited by tinkerbel: Jul 23 2009, 04:01 PM

Yes you are correct, it depends on whether the debt is categorized as good debt or bad debt..

@Zack Styler,
AFAIK mine are all "bad" debt and it'll be v nice if it can all turn into bad debt *smiles*

Maybe I can add one keyword which is "management"..

@Zack Styler,
I don't know about U but I certainly can learn how to manage my bad, bad debt

Bring your CC >1 year and IC photocopy then enough already.

Just came out from there, Midvalley Parking all full !! Wheel of fortune is spinning, Maybank staff promoting cards, people buying to grab the free gifts, even it is Thursday why i feel like Sunday? Everybody no need to work ??!!
I love rewards, especially from Maybank 1

Everybody can manage their debt thru proper management..

This post has been edited by Zack Styler: Jul 23 2009, 04:37 PM

@aeronlim,
So what is there to beli?! A lot of stuff ah?! I promised my sister a broiler for her new house so I intend to get it at the TreatsFair. She also wants a microwave but I told her I'm not sponsoring that one

PS: I'm still in my meeting and my next is at 8PM @ 1U so it doesn't look like I'll be dropping by MV now - don't want to get caught in traffic

This post has been edited by tinkerbel: Jul 23 2009, 04:38 PM

@tinkerbel
Most of them can be pay by using TP + Card, not check so detail wor, sure lots of stuff.


Just now apply for the new Limited Edition Sony Card only. Will go there again later to collect the card if approved, hope can get la, the free gift is AC Milan Kaka jersey.

This post has been edited by aeronlim: Jul 23 2009, 04:46 PM

LOL.. it's bad, very bad, omg you might have to live on the street or something LOL

PS. Yea, debt is BAD. If you can't afford a HOUSE you will just have to LIVE on the STREET. If you SUFFER A LOT just to DIE with lots of MONEY then you WIN the GAME

(I apologize if this reminds you of anyone you've read on here )


This post has been edited by wodenus: Jul 23 2009, 05:20 PM

it was like rm2 rebate = 1 point.... but the rebate for the mastercard DA in mph, kfc etc doesn't deduct points, only rebate using visa DA for hypermarkets....

1 define 'reasonable financial advice'? straight away banning one's idea of getting a thing just because u think he is not suitable for that without answering based on the original questions? for those ppl who think one is not suitable for a cc based on wat u think he can't pay the debt? be not able to afford this month doesnt mean not able to pay for the next 2-3 months. and the 'reasonable financial advice' that i've got is merely telling me i'm dead and no the reason why i am dead.

2 i never like a lucky draw. when i want something and it worth the price then i wont care if theres a rebate or not. and i never care a tactic

I want to ask if I withdraw my paypal funds into my credit card account, is it possible to transfer these funds from my credit card account into my savings account ? Assume that the cc account and savings are from the same bank.

StormZ, CIMB do offer 10 months 0% interest for education and hospital transactions, see below. Call CIMB up and ask them if it can be applied to your Dad's medical bills.

http://www.cimbbank.com.my/pdf/CIMB-Smart-...-ENG_150509.pdf

As for Maybank, you can try AMEX Gold CC where there is no interest charges for outstanding balance until end of year. However, your present income may not meet their income requirements. Just try apply no harm.

go check out thread below on paypal for more detail replies.

http://forum.lowyat.net/index.php?showtopic=666692&hl=paypal

@tinkerbel
I went there at 3:30pm just now, diff to find parking, went all the way up to the level above the cinema

lots of ppl for thursday, i just redeemed Petronas RM50 vouchers + apply AMEX gold. Until now still no SMS said i can collect the card

the staff said minimum 2 hrs, but since lots of ppl shud be longer

---

Added on July 23, 2009, 8:02 pmso hv you gotten ur card and the shirt? kaka in AC Milan shirt

This post has been edited by alexwsk: Jul 23 2009, 10:43 PM

No, i don't think you can do that. if you want the cash, you need to do cash advanced where bank going to charge you.

Why not getting visa debit card such as the one from maybank or public bank. it is a better choice for withdrawal.

Actually maybank should not say 2hr approval, apply at 12 noon till now still no sms. Luckily i didn't wait for the stupid card to be approved

hehe, i asked them to send straight to my office when i applied

UPDATE:
just received sms to collect my AMEX. 5 hrs plus, not very impressive, considering it's only thursday

This post has been edited by alexwsk: Jul 23 2009, 09:49 PM

I see, so only cash advance from debit cards would not be charged interest? Does this apply to prepaid credit cards as well?

This post has been edited by SnoWFisH: Jul 23 2009, 09:04 PM

if it is debit card, it is your money, so no charge on the withdrawal. we don't call it cash advanced. yes should be similar to prepaid card but i don't see any prepaid visa card yet.