Does it mean that this card can earn TP only?


And this one can earn MR only?

You have got to be kidding me. That will never happen. To make stricter rules to apply for a credit card like in the 80s and 90s may be but to abolish it altogether is a no-no thing.


I wondered if American Express Malaysia will ever introduce the true AMEX Blue or Gold credit card to the Malaysian market. Not the co-brand one with Maybank.

This post has been edited by MilesAndMore: Apr 17 2009, 06:31 PM

Most ridiculous telephone conversation I have ever, with EON bank CS.

Me : Hi, good day
CS : IC pls
Me : ... *mood spoiled* gives IC number
CS : *bla bla verification question* Ok
Me : ... ok, so I would like to check my application status
CS : Your application for EON bank GOLD card had been approved.
Me : I didn't apply for a gold card? Mine's classic.
CS : It says GOLD card ms.
Me : Means it's wrong.
CS : It's an upgrade offer to you.
Me : Nobody called me for approval.
CS : Why you don't want a gold card?
Me : Cos I need to swipe for 24 times instead of 12 times for classic card
CS : You can cancel it in 6 months.
Me : But I've done a BT
CS : So you need to fully settle it before cancel.
Me : So I've paid interest upfront and I need to fully settle it just to terminate the card?
CS : That's right.
Me : My BT ties to a 12 months plan.
CS : Then you need to utilize the card for 12 months and cancel it.
Me : So EON bank is forcing me to use the card?
CS : You've applied for it.
Me : I've applied for a classic card.
CS : We offered you a GOLD card, it's an upgrade.
Me : What's your name please?
CS : ...
Me : What's your name?
CS : Keepa
Me : Did you know you need to introduce yourself instead of just asking for IC number and all those verification question? You didn't even greet me.
CS : Do you want to cancel your card?
Me : ....

I really saw this news at newspaper few months ago.It's to stop people using future money.It even discuss before iirc.
Last year december it mention before hand by someone at the news.

EON ? who's the own of big company EON bank = service

Then, it would be the same people who says ban motorcycles from entering Bukit Bintang.

This is not good. How we know if the transaction will be successfully rewarded?

The way I see it it is kindof risky.

1. Unless a person have the disipline to track months of transaction then the likelyhood of being shortchanged is high.
2. It is after all a Malaysia bank ... emm. I'd be a skeptic, I'd feel better if it were a foreign bank.

And i can tell you that it is not happening. Unless we are invaded by North Korea then may be ...

What newspaper, and what date?

Why on earth would the government want to stop people from spending? To further plunge the economy downwards?

In times like this, we encourage spending. Hence the low FD rates

Encourage spending? I don't understand why the government is issuing bond called Sukuk Simpanan Rakyat with guaranteed return of 5% as they supposed to encourage spending in order to boost the economy.

This post has been edited by David83: Apr 18 2009, 01:19 AM

Yea,but it's limited. I know 2.5 bil (or maybe even 5 bil) sounds alot, but it's way lower compared to actually leaving FD rates up there.

You can't just ditch the rakyat with crappy rates, ppl will whine =p

I believe there's a hidden cost. I checked my online statement and there's an extra of 15 cents being charged on 33600.



I didn't type wrongly. Any explaination on this?

15sen for sending the SMS and 30sen charge from the content provider. Normal local SMS charges usually applies for short code SMS'es.

Thanks pal for the explaination. I thought the sending charge has been included in the 30 cents.

This post has been edited by David83: Apr 18 2009, 02:00 AM

Yesterday, I received a call from Citibank promoting their shell credit card. I am not sure how they manage to get my HP as I never have any accounts with them. Seem they really aggressive to find new customers.

Do personal manual track and trace. I have my own personal excel worksh!t on income and expenses (including CC).

Currently I am tracking Citibank 2x points for paying online assessment bill. After the transaction, only 1x points are given. Waiting for the promo to over before the bonus 1x points are credited.

---

Added on April 18, 2009, 10:36 amI don't think the tele-marketers are direct from Citibank. Most likely outsourced to other company, and they get your h/p from other sources.

This post has been edited by cute_boboi: Apr 18 2009, 10:36 AM

hi guys,just got myself cimb petronas mastercard,just want to know can this card be used for 0% payment cause planning buying myself a new laptop cause didnt see cimb logo on one of the bank that offer o% interest,this is my 1st cc,can anybody help?

it's better u find out by calling to their CS.

Alternatively, you can go for the ipay plan which is still available till 30th June 2009. Of course, this plan involves you paying the interest upfront to the bank. BTW, why didn't you just ask the shop whether they offer 0% interest ?

If they ask you to pay extra then obviously the shop is asking you to foot their administrative charges to the bank. (e.g MBB charges RM70 to the merchant which wants to convert the purchase into EZ installments) Don't ever think it's always free, it is either the shop would want to absorb the admin charges or they want to pass it on to you.