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 Credit Card Thread V6

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alexwsk
post Apr 9 2009, 04:33 PM

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QUOTE(khlee @ Apr 9 2009, 04:32 PM)
Do you have to pay for the annual fees? I'm interested in applying.
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free for 1 yr if u apply principal only and free for 3 yrs if apply with supp
khlee
post Apr 9 2009, 04:38 PM

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QUOTE(alexwsk @ Apr 9 2009, 04:33 PM)
free for 1 yr if u apply principal only and free for 3 yrs if apply with supp
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Thanks bro smile.gif

Useful info because it's not stated on their website.
hye
post Apr 9 2009, 05:45 PM

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QUOTE(khlee @ Apr 9 2009, 04:38 PM)
Thanks bro smile.gif

Useful info because it's not stated on their website.
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Yes ... SCB won't state this promo in their website. (Most banks won't as well) The good thing about SCB promo is that you will also see the promotional sheet which you have to sign as condition that you agree and understand the offer given to you. So the chances of you getting into trouble with renegade card agents are greatly reduced.

I'm using their card and saying all this from experience.
GHz
post Apr 9 2009, 07:36 PM

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QUOTE(cute_boboi @ Apr 9 2009, 11:08 AM)
Nope. It counts. There is one month I paid only 1x bill and 1x RM10 petrol for Citibank Choice CC. Waived. Otherwise, I recall will charge RM5/mth.
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i am talking about public bank cc. they have different criteria.
cute_boboi
post Apr 9 2009, 08:12 PM

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QUOTE(GHz @ Apr 9 2009, 07:36 PM)
i am talking about public bank cc. they have different criteria.
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doh.gif
alexwsk
post Apr 10 2009, 08:19 AM

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QUOTE(hye @ Apr 9 2009, 05:45 PM)
Yes ... SCB won't state this promo in their website. (Most banks won't as well) The good thing about SCB promo is that you will also see the promotional sheet which you have to sign as condition that you agree and understand the offer given to you. So the chances of you getting into trouble with renegade card agents are greatly reduced.

I'm using their card and saying all this from experience.
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yup, i only knew after I called them up to find out
and they are fast, faxing all the forms to me and sending people to pick up the forms the next day rclxms.gif
WhiteWing
post Apr 10 2009, 12:16 PM

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Today went to the CIMB Bank at Jalan Bukit Bintang, collected my new credit card and first credit card smile.gif , the card is CIMB Classic credit card & CIMB Petronas credit card smile.gif . Both card limit are the same and 2x higher than my salary per month. Like 2 months salary saja ... kekek ~ free for life for both card and I double asked them. No minimum swipe and FREE for LIFE !
eddievh
post Apr 10 2009, 12:40 PM

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QUOTE(WhiteWing @ Apr 10 2009, 12:16 PM)
Today went to the CIMB Bank at Jalan Bukit Bintang, collected my new credit card and first credit card smile.gif , the card is CIMB Classic credit card & CIMB Petronas credit card smile.gif . Both card limit are the same and 2x higher than my salary per month. Like 2 months salary saja ... kekek ~ free for life for both card and I double asked them. No minimum swipe and FREE for LIFE !
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Congratulation,Whitewing. Spend wisely smile.gif
alexwsk
post Apr 10 2009, 02:10 PM

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QUOTE(WhiteWing @ Apr 10 2009, 12:16 PM)
Today went to the CIMB Bank at Jalan Bukit Bintang, collected my new credit card and first credit card smile.gif , the card is CIMB Classic credit card & CIMB Petronas credit card smile.gif . Both card limit are the same and 2x higher than my salary per month. Like 2 months salary saja ... kekek ~ free for life for both card and I double asked them. No minimum swipe and FREE for LIFE !
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congrats, the CIMB classic is Master or Visa?
woengx2
post Apr 10 2009, 02:18 PM

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QUOTE(alexwsk @ Apr 10 2009, 02:10 PM)
congrats, the CIMB classic is Master or Visa?
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Attached Image

Hi, Just got approved last month. Shining & Stunning Card!

he-sham
post Apr 10 2009, 02:46 PM

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QUOTE(woengx2 @ Apr 10 2009, 02:18 PM)
Attached Image

Hi, Just got approved last month. Shining & Stunning Card!
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walao weh.....wonder when i'm eligible to apply for this card...
i guess infiniate card just push down platinum card standard down...thats why std chart platinum only require 60k/annum to apply...
tgeoklin
post Apr 10 2009, 02:58 PM

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QUOTE(woengx2 @ Apr 10 2009, 02:18 PM)
Attached Image

Hi, Just got approved last month. Shining & Stunning Card!
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Welcome to the club. Btw why yr card expiry date so weird ie. 03/11? Thought you just got card only, right? blink.gif
WhiteWing
post Apr 10 2009, 03:01 PM

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QUOTE(alexwsk @ Apr 10 2009, 02:10 PM)
congrats, the CIMB classic is Master or Visa?
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Master card lo .. I more like the VISA bird shinning .. dun like the 2 biji bola there sad.gif
aeronlim
post Apr 10 2009, 03:10 PM

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@Whitewing

If really like it then apply for a new VISA card lor, now some bank's credit card is easy to get approved (noticed the which are the bank that cc agent always promoted at shopping centre, easy approve = easy comission for them)

By the way, just want to ask about the HSBC cc holder here, may i know how is the process after apply the credit card? If the CS called us for verification, means that have more chances to get approved is it?
WhiteWing
post Apr 10 2009, 03:15 PM

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QUOTE(aeronlim @ Apr 10 2009, 03:10 PM)
@Whitewing
If really like it then apply for a new VISA card lor, now some bank's credit card is easy to get approved (noticed the which are the bank that cc agent always promoted at shopping centre, easy approve = easy comission for them)
By the way, just want to ask about the HSBC cc holder here, may i know how is the process after apply the credit card? If the CS called us for verification, means that have more chances to get approved is it?
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Okk,thank you ... will go ahead for VISA bird , hehe .... dun know what is the progress for public bank that I apply for last week xD
hye
post Apr 10 2009, 03:27 PM

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QUOTE(aeronlim @ Apr 10 2009, 03:10 PM)
By the way, just want to ask about the HSBC cc holder here, may i know how is the process after apply the credit card? If the CS called us for verification, means that have more chances to get approved is it?
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Possibility higher towards approval (I didn't say certain), likely you have passed the internal background checking and this is the last leg as confirmation before they approve to issue you the card.
alexwsk
post Apr 10 2009, 03:48 PM

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QUOTE(tgeoklin @ Apr 10 2009, 02:58 PM)
Welcome to the club. Btw why yr card expiry date so weird ie. 03/11? Thought you just got card only, right?  blink.gif
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hehe, i just got my cards from scb as well, they only gave 2 yrs


Added on April 10, 2009, 3:51 pm
QUOTE(WhiteWing @ Apr 10 2009, 03:15 PM)
Okk,thank you ... will go ahead for VISA bird , hehe .... dun know what is the progress for public bank that I apply for last week xD
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hehe, cimb classic visa is not free for life though

This post has been edited by alexwsk: Apr 10 2009, 03:51 PM
MilesAndMore
post Apr 10 2009, 03:55 PM

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QUOTE(woengx2 @ Apr 10 2009, 02:18 PM)
Attached Image

Hi, Just got approved last month. Shining & Stunning Card!
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Stunning indeed ! Simple yet classy design. Take a note HSBC Premier !!!!!!!!!!!!!!!!!! HSBC Premier Mastercard design is HIDEOUS !!!!!!!!!!!!!!!!

By the way guys, Standard Chartered Singapore is now issuing the Standard Chartered VISA Infinite to their Priority Banking customers now in Singapore. Any idea Standard Chartered Malaysia will follow suit soon ?

WhiteWing
post Apr 10 2009, 03:59 PM

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QUOTE(alexwsk @ Apr 10 2009, 03:48 PM)
hehe, cimb classic visa is not free for life though
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Are you sure ? I got all their leaflet and promotion leaflet also put FREE FOR LIFE and I ask the bank for 3 twice issit free for life without any condition woh. 3 times she also answer yes ... I got valid proof for CIMB bank here .. since black and white stuff at my place no ..
alexwsk
post Apr 10 2009, 04:02 PM

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QUOTE(WhiteWing @ Apr 10 2009, 03:59 PM)
Are you sure ? I got all their leaflet and promotion leaflet also put FREE FOR LIFE and I ask the bank for 3 twice issit free for life without any condition woh. 3 times she also answer yes ... I got valid proof for CIMB bank here .. since black and white stuff at my place no ..
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coz i saw from their website, unless the website is outdated
http://www.cimbbank.com.my/doc/Generic%20E...20(0009)NEW.pdf

The form above mentioned only Principal MasterCard are free for life

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