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 Credit Card Thread V6

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cute_boboi
post Apr 6 2009, 11:30 AM

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aeronlim,

Got it. Thanks thumbup.gif
hye
post Apr 6 2009, 11:36 AM

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QUOTE(siutimtim @ Apr 6 2009, 10:44 AM)
You mean your CL is 20k but alliance bank only give 10k? Premium lounge in KLIA for platinum card only is it? Got RM10k CL punya platinum card ?? My friend said only Citibank plat to Premium Lounge is free and others plat card have to pay fee is that true ?
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Not sure about Citibank but they did have a bunting right outside the door and said that Citibank Platinum have access to the lounge. BTW ... I never did mention my CL was 20K, read my previous posts and tell me when did I ever mention my CL ?
JamesPond
post Apr 6 2009, 02:15 PM

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klia lounge....u always ther?
he-sham
post Apr 6 2009, 02:19 PM

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QUOTE(he-sham @ Apr 3 2009, 04:27 PM)
std chtd usually can waive their annual fee ?? possible full waiver or partial only ??
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any std chtd cardmember care to share the experience?
becoz they just send me some cards...annual fee quite high..rm250...if hard to get waiver i want to cancel it...

QUOTE(siutimtim @ Apr 6 2009, 10:44 AM)
You mean your CL is 20k but alliance bank only give 10k? Premium lounge in KLIA for platinum card only is it? Got RM10k CL punya platinum card ?? My friend said only Citibank plat to Premium Lounge is free and others plat card have to pay fee is that true ?
*
i went in @ KLIA Premium Lounge F.O.C using my eonbank visa gold matta (since i dont have any platinum card at that time)..nice place to relax...food also quite good..(of course good...free food maaa...hehe tongue.gif )
Zack Styler
post Apr 6 2009, 05:19 PM

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I applied for PBB credit card recently, and specified to have the VISA type, but was given the Mastercard type instead, is it possible to request another card under VISA?



This post has been edited by Zack Styler: Apr 6 2009, 05:21 PM
zenwell
post Apr 6 2009, 05:31 PM

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QUOTE(Zack Styler @ Apr 6 2009, 05:19 PM)
I applied for PBB credit card recently, and specified to have the VISA type, but was given the Mastercard type instead, is it possible to request another card under VISA?
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should be okay to apply for another one. Did you call them up to ask if there is a mistake? I applied for PBB card too recently. and no mistake there biggrin.gif
WhiteWing
post Apr 6 2009, 05:38 PM

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Today went to Public Bank and apply the visa credit card smile.gif ~
hye
post Apr 6 2009, 11:58 PM

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I just received my SIA AMEX credit card. What bothers me is that at the back of the card it states - 24 hours CS hotline and when I called (at night) ... I got a voice mail that says ... operating hours are between 8.45 am - 5pm.

I suddenly need to rethink about using this card coz I don't like the idea of a limited CS operating hours. When I travel, it is difficult for me as I would normally be in a different time zone.

Anyone here faces the same problem with AMEX credit card CS operating hours ?
Reventon
post Apr 7 2009, 01:37 AM

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hye , call this number 03-20500880.
Amex green and gold card CS only provide office hours call center number behind the card. Plat card is 24 hours, they can check whatever you need also. No worry. The number provided above is platinum charge call center.
Zack Styler
post Apr 7 2009, 09:18 AM

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QUOTE(zenwell @ Apr 6 2009, 05:31 PM)
should be okay to apply for another one. Did you call them up to ask if there is a mistake? I applied for PBB card too recently. and no mistake there biggrin.gif
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Thanks for the advice, will call them up soon.. biggrin.gif

hye
post Apr 7 2009, 09:50 AM

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QUOTE(Reventon @ Apr 7 2009, 01:37 AM)
hye , call this number 03-20500880.
Amex green and gold card CS only provide office hours call center number behind the card. Plat card is 24 hours, they can check whatever you need also. No worry. The number provided above is platinum charge call center.
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Thanks Bro Reventon biggrin.gif
I'm just a little shocked that the CS working hours are structured that way. Plus it makes me feel like a second class citizen if I'm not a AMEX plat holder.
tgeoklin
post Apr 7 2009, 10:58 AM

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QUOTE(hye @ Apr 7 2009, 09:50 AM)
Thanks Bro Reventon  biggrin.gif
I'm just a little shocked that the CS working hours are structured that way. Plus it makes me feel like a second class citizen if I'm not a AMEX plat holder.
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well, if it makes you feel any better, can always pay RM2K+ and upgrade to first class tongue.gif
Reventon
post Apr 7 2009, 11:35 AM

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QUOTE(hye @ Apr 7 2009, 09:50 AM)
Thanks Bro Reventon  biggrin.gif
I'm just a little shocked that the CS working hours are structured that way. Plus it makes me feel like a second class citizen if I'm not a AMEX plat holder.
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no problem bro brows.gif , my Amex Gold Charge Card CS number is 03-20500077 , which is operate at normal office hour too, since then i never bother to call the number stated behind the card, instead i call using Amex Plat Credit or Charge Card number, which is 24 hours and they can do whatever your request also.
Just the 2nd Class CS from MBB to our green and gold member! True enough it is quite troublesome if the CS time no available 24 hours. Maybe there is many others here has the same problem too.














truth_seeker_09
post Apr 7 2009, 02:15 PM

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i applied AM credit card recently with a supplementary card. I received principal card. but i do not receive the supplementary card. 2 days after, i received pin for both card. what happen??? should i just cancel the card? i have not activate the card yet.
hye
post Apr 7 2009, 02:29 PM

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QUOTE(truth_seeker_09 @ Apr 7 2009, 02:15 PM)
i applied AM credit card recently with a supplementary card. I received principal card. but i do not receive the supplementary card. 2 days after, i received pin for both card. what happen??? should i just cancel the card? i have not activate the card yet.
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Isn't the supplementary card will be sent to the supplementary holder of the card ? And why don't you call the bank and ask what's going on instead of asking the people in forum ? The bank will definately can tell you whether they approved and sent out the supplementary card but I'm sure the folks in the forum can't.

Apologies for the words.

This post has been edited by hye: Apr 7 2009, 02:37 PM
wirelessdude
post Apr 7 2009, 04:04 PM

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QUOTE(hye @ Apr 7 2009, 02:29 PM)
And why don't you call the bank and ask what's going on instead of asking the people in forum ?
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Because Lowyat forummers trust their fellow members more than the bank. icon_idea.gif

wkf
post Apr 8 2009, 12:29 AM

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i having the credit card with hsbc. the bank charged quite expensive on its annual fees. if i ask for the fee waiver on my credit card, will they give up the fees charge on me instead, or i need to arugue with them very hard then only can get the waiver.
CSS
post Apr 8 2009, 01:10 AM

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QUOTE(wkf @ Apr 8 2009, 12:29 AM)
i having the credit card with hsbc.  the bank charged quite expensive on its annual fees.  if i ask for the fee waiver on my credit card, will they give up the fees charge on me instead, or i need to arugue with them very hard then only can get the waiver.
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I believe in asking nicely smile.gif
elhh82
post Apr 8 2009, 06:51 AM

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QUOTE(wkf @ Apr 8 2009, 12:29 AM)
i having the credit card with hsbc.  the bank charged quite expensive on its annual fees.  if i ask for the fee waiver on my credit card, will they give up the fees charge on me instead, or i need to arugue with them very hard then only can get the waiver.
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if you have used the card quite frequently, they will waive it for you once you ask. Ask nicely.
GHz
post Apr 8 2009, 07:46 AM

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QUOTE(wkf @ Apr 8 2009, 12:29 AM)
i having the credit card with hsbc.  the bank charged quite expensive on its annual fees.  if i ask for the fee waiver on my credit card, will they give up the fees charge on me instead, or i need to arugue with them very hard then only can get the waiver.
*
If they do not want to entertain you, just tell them that you would like to cancel the card. Through this way I manage to get 5 years AF waiver although I never use the card.

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