@eddievh,
Either U use your points to waive the AF or just tell them U wanna cancel the card. I haven't at all threatened my banks just to get an AF.

erh, sorry to burst your bubble but we don't condon or teach dirty tactic here. For that, may I suggest you join BN?

Agreed. We don't teach anyone or condone anyone here threatening the banks. If they don't want to give you waiver, then just proceed to cancel the card. No big deal. Again, if you have not been using the card - don't expect the banks to be nice to you. The seniors here have been a good paymaster, use the card regularly and generously. If you follow these rules, I don't think the bank will say no to you.

Again, we never threaten the bank or use dirty tactics. AF waivers are conditional and the banks will look at the way you have been paying and using your card - PERIOD . (Unless you are using those free for life cards)

Correct! If you are really do not want to pay AF, then get CC that is Free For Life Without Condition. So easy!

who knows Public Bank require how much minimum deposit & how long the minimum tenure (lock in period) of FD to be entitle to their complimentary card ?

if let say minimum tenure = 6 months, so after that period, if i withdraw the money, they'll cancel the card or what ??

According to the cancellation department, "Your card come as twin cards, hence cancelling any of the cards will affect the remaining card."

BTW, any EON credit card salesperson here? I wanna apply to use it to pay for my Car Insurance with EPP plan so might as well give you a chance to earn commission.

EON bank has friend-to-friend recommendation. May be I recommend you and I will earn something.. we will share, ok bo?

PBB CC 12times per year (once every month) will get you AF automatically waived, if let say I have a Auto-Debit transaction every month (12 transaction per year), would it consider AF waiver? Or these 12 times usage per year need to be retail transactions?

They only consider retail transaction. Petrol & pay bills not consider retail.

oredi pm u....

To SCB holders, normally they send the cc using which company? Thx

Where do you guys refer for CIMB Card monthly promotions? Its not annual promotion. Because what I can see is, CIMB always send me late mail for the monthly promotion which sometimes the promotion end already.

Hi,
Supp card for u??? After my gf pull my ear lah........he...he...he...
Will keep u all update after I talk to my friend.

@RockIron,
I won't tell her if U don't And if / when she finds out, just tell her I'm your long lost sister U just found out about and bumped into of late

@PutraSkyline,
I think it's becoming a norm - banks send promo leaflets to you together with your monthly bills so as not to incur additional postage charges hence you receive the information depending on your bill cycle date. Unfortunately for me, mine too is month end. I've given up complaining to the CCs so I just accept it *siGh*

Sudah apply walk in. I do things very fast wan ok

Yeah mine is at the end of the month too. Any chances to get the leaflet online? I have searching through CIMB website but none of them are related. I know the promo are good enough for dining.

Anyone using SCB card ? What's the benefit ?

As i know SCB card don't have MEPS ... and must pay at SCB branches which is rarely available around klang valley

I thought we can use Interbank Transfer to Standard Chartered?

Just pay RM 2 for each Interbank Fund Transfer.

That is right but if you have basic saving account, you will be only charged 50cent for the first 2 transaction per month.