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Credit Card Thread V6
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alexwsk
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 Mar 23 2009, 06:52 PM
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QUOTE(Putraskyline @ Mar 23 2009, 05:46 PM) I just call them up tell what you said earlier but their call centre said no such thing for MBB hence they cant provide that facilities to me.
Added on March 23, 2009, 5:47 pmActually hotel payment itself over my limit. So I guess the solution is to swipe 2 card when paying, is it right? Do they accept for swiping 2 cards to pay one bill?
Added on March 23, 2009, 5:50 pmWhy the call centre answer different from your experience? Should I call them up again perhaps other people who know more about this? For MBB, surely have temp increase you can fill in this form and fax to them http://www.maybank2u.com.my/maybank_docs/p...s/inc_limit.pdfAnd yes, most hotels can split the bill to two cards This post has been edited by alexwsk: Mar 23 2009, 06:54 PM |
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hye
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Mar 23 2009, 07:01 PM
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White Tiger
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QUOTE(High-End Power @ Mar 23 2009, 05:17 PM) damn citibank rejected application...no reason given...no bad debts and over the salary requirements....wtf but BEWARE of roadside credit card salesmans...i checked my application status on phone i found out i applied for 2 times in 2009 and 1 more dated back in October BUT I DID NOT APPLIED ANY CITIBANK CARD IN OCTOBER 2008 AND PREVIOUS 2009. Must be those salesmans they will keep ur documents & details if u got rejected previously. They will sneakingly RESUBMITTING your application to hit their sales target. That is why someone here mentioned before applied a card long time ago did not approved then suddenly received a card from them. It is the salesman keep on resubmitting on your behalf without u knowing. It will tarnish the record or give a bad impression of too many times appllying card omgggg Why don't you make a written formal complaint to the bank ? Make sure it is written and not just call in to CS. And before that make a police report as well if you think you have a genuine case. That will make sure Citibank pay attention to you. I got hit by Citibank's agents fraudly applying cards which I don't want before. I made sure they heard my complaints and the head of credit card sales called me to apologise. Your case is even stronger (if you think you have a case) and I'm sure they will notice it - hey complain to the press as well !  This post has been edited by hye: Mar 23 2009, 07:02 PM |
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Reventon
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Mar 23 2009, 08:06 PM
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i can confirm with you that MBB can temporary increase limit by time frame. You need to tell them that you're going aboard and wish to have extra limit for unforeseen expenses. By right the CS will ask you when you are going and coming back. Double check with the CS.
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dotcom
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Mar 23 2009, 08:08 PM
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i wan to apply a CC but not sure which offer the best benefit.
mostly use the CC to pump petrol....any recommendation which bank offer the best deal CC that suitable?
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hye
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Mar 23 2009, 08:20 PM
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White Tiger
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QUOTE(dotcom @ Mar 23 2009, 08:08 PM) i wan to apply a CC but not sure which offer the best benefit. mostly use the CC to pump petrol....any recommendation which bank offer the best deal CC that suitable? I recommend you to read the past threads for the best bank deal that's suitable to pump petrol. Don't be lazy. |
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dotcom
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Mar 23 2009, 08:32 PM
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yeah i did read up... alliance cc and cimb and SCB seems the choice.... am i rite? not sure which petrol pump can go for...like the Citibank shell only can go shell... that's y ask all expert here to recommend me...hehe...  i pump mobil most the time... This post has been edited by dotcom: Mar 23 2009, 08:33 PM |
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hye
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Mar 23 2009, 09:26 PM
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White Tiger
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QUOTE(dotcom @ Mar 23 2009, 08:32 PM) yeah i did read up... alliance cc and cimb and SCB seems the choice.... am i rite? not sure which petrol pump can go for...like the Citibank shell only can go shell... that's y ask all expert here to recommend me...hehe... i pump mobil most the time... Actually, the best answer to your question is not even in this thread. It is in the debit card thread. |
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dotcom
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Mar 23 2009, 09:42 PM
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debit card? hmm... not sure on this...anyway thanks bro...  go research on db card first..hehe.. |
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GHz
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Mar 23 2009, 09:47 PM
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QUOTE(dotcom @ Mar 23 2009, 09:42 PM) debit card? hmm... not sure on this...anyway thanks bro... go research on db card first..hehe.. If you want your life to be easy, just look at my signature for card that hye mentioned. |
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RockIron
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Mar 23 2009, 10:22 PM
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Getting Started
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QUOTE(Reventon @ Mar 23 2009, 08:06 PM) i can confirm with you that MBB can temporary increase limit by time frame. You need to tell them that you're going aboard and wish to have extra limit for unforeseen expenses. By right the CS will ask you when you are going and coming back. Double check with the CS. Reventon, Agreed with what u hav mentioned. Comfirm can apply for temporary CL increase with MBB cc. |
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hye
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Mar 23 2009, 10:51 PM
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White Tiger
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QUOTE(dotcom @ Mar 23 2009, 09:42 PM) debit card? hmm... not sure on this...anyway thanks bro... go research on db card first..hehe.. I'm confident on my advice bro. That's why most seniors here refrain from giving out the recommendations on "best" card here and there coz then people ask us back sure or not. It is annoying coz we speak from our experiences in most cases (or good cases) and not just heresay from some unreliable sources. Now a little regret giving out advice coz ppl maybe other ppl think they know better. Next time I won't be so nice whenever someone ask "best card" question in this forum. This post has been edited by hye: Mar 23 2009, 10:57 PM |
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Putraskyline
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Mar 24 2009, 06:34 AM
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Non-Regular
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QUOTE(Reventon @ Mar 23 2009, 08:06 PM) i can confirm with you that MBB can temporary increase limit by time frame. You need to tell them that you're going aboard and wish to have extra limit for unforeseen expenses. By right the CS will ask you when you are going and coming back. Double check with the CS. Yeah...Last night I try to call them again. For this time, the call centre personnel there seem to have more experience though. Not much she ask me about that. Its easy though. I'm giving them date and amount that I want but she said must be maximum of 3x normal credit limit. Will confirm back with MBB when 2 days before depart. Thanks ya bro. |
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leyley
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Mar 24 2009, 09:10 AM
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Can MBB increase our credit limit twice in 3 months? Cos i just increased my limit las month but i found it was insufficient for my spending. furthermore going to Australia next month ...can they increase it again ehh
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RockIron
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Mar 24 2009, 12:51 PM
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Getting Started
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QUOTE(leyley @ Mar 24 2009, 09:10 AM) Can MBB increase our credit limit twice in 3 months? Cos i just increased my limit las month but i found it was insufficient for my spending. furthermore going to Australia next month ...can they increase it again ehh Hi leyley, It's subject to approval. But as I know they hardly approve another CL increase within 6 month period. No harm try to request from them anyway. Wish u good luck. |
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cute_boboi
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Mar 24 2009, 01:18 PM
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QUOTE(Putraskyline @ Mar 23 2009, 05:46 PM) Actually hotel payment itself over my limit. So I guess the solution is to swipe 2 card when paying, is it right? Do they accept for swiping 2 cards to pay one bill? Yes, most (if not all) do allow swipe multiple cards for a bill. Normally 2 cards should have sufficient CL. However, ensure the cards are not combined CL. |
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zenwell
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Mar 24 2009, 01:43 PM
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Affin bank cc is offering 0% interest on balance transfer for 12 months. No other conditions attached. Anyone can confirm this?
also they are offering 9.99% interest on outstanding balance with prompt minimum payment monthly.
I saw it on their online application form.
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tinkerbel
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Mar 24 2009, 03:15 PM
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Fanaddict!
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@leyley, Shouldn't be a problem for MBB to give you another increment assuming your credit record with them is still good. I asked for an increment to make a big purchase in the month of December and a week after that I asked for another increment. They gave me a total of additional RM20k for the month  |
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tgeoklin
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 Mar 24 2009, 04:17 PM
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QUOTE(tinkerbel @ Mar 24 2009, 03:15 PM) @leyley, Shouldn't be a problem for MBB to give you another increment assuming your credit record with them is still good. I asked for an increment to make a big purchase in the month of December and a week after that I asked for another increment. They gave me a total of additional RM20k for the month This is outrageous bias & preferential treatment  must boycott Maybank lieu
Added on March 24, 2009, 4:18 pmQUOTE(zenwell @ Mar 24 2009, 01:43 PM) Affin bank cc is offering 0% interest on balance transfer for 12 months. No other conditions attached. Anyone can confirm this? also they are offering 9.99% interest on outstanding balance with prompt minimum payment monthly. I saw it on their online application form. No admin charges as well??? or one off processing fee?  This post has been edited by tgeoklin: Mar 24 2009, 04:18 PM |
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tinkerbel
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Mar 24 2009, 04:21 PM
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Fanaddict!
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@tgeoklin, Er.. bias and preferential treatment?! Er.. I never got an increase CL from Citibank despite having been their loyal customer until about 10 months ago  I guess it also helps that I been paying my bills regularly and that it was for the Amex Platinum CC This post has been edited by tinkerbel: Mar 24 2009, 04:21 PM |
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tgeoklin
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Mar 24 2009, 04:37 PM
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QUOTE(tinkerbel @ Mar 24 2009, 04:21 PM) @tgeoklin, Er.. bias and preferential treatment?! Er.. I never got an increase CL from Citibank despite having been their loyal customer until about 10 months ago I guess it also helps that I been paying my bills regularly and that it was for the Amex Platinum CC Yo, just kiddding but the amount of increase MBB gave you was outrageous ....... I never even got any CL from them at all fyi ......... ops, charge card no limit, right? |
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