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 Credit Card Thread V6

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tgeoklin
post Mar 17 2009, 04:09 PM

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QUOTE(he-sham @ Mar 17 2009, 03:20 PM)
anyone know hsbc amanah 5% cash rebate every fifth transaction is permanent of  just a promotion ?

how can we know it's our fifth transaction aaa??

hmm...i'm thinking of...

1st transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
2rd transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
3rd transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
4th transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
5th transaction (5% rebate)  - real normal purchase or petrol or something grand la....

and the cycle goes on for the next 4th i just used, just to finish 4 lesser rebate (0.5%) transactions to get 5% rebate on real purchase every 5th transaction....

complicated haa??....huhu..
*
Great idea ...... pls try and keep us posted biggrin.gif
virgel87
post Mar 17 2009, 04:42 PM

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how come i visit the websites like CIMB,Maybank don't hv those Direct Access information?

how to apply o??

thanks:)
GHz
post Mar 17 2009, 04:49 PM

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http://www.directaccess.com.my/
virgel87
post Mar 17 2009, 04:53 PM

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QUOTE(GHz @ Mar 17 2009, 04:49 PM)
thank you very much... rclxms.gif rclxms.gif


just wan to make sure that,

1.Direct access card is direct deduct the money on ur account?

2.I need to create an account for particular propose? or can use exiting account?



This post has been edited by virgel87: Mar 17 2009, 05:08 PM
JamesPond
post Mar 17 2009, 05:05 PM

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QUOTE(RockIron @ Mar 17 2009, 10:52 AM)
I m not sifu but can share my experiance with u.
Other than u hav high income(but this is the fastest way to increase CL bcoz issuer always want u to proof ur income if u apply for increasing CL),huge spending,good repayment record and membership vintage might help u to get auto increase of cc CL.
Focus ur spending in single issuer and hold the cc for longer time(show them ur loyalty). I think u should get CL increase nearly every year.
When I was age of 21 few years back,my 1st cc CL only RM2k.... doh.gif  Today my lowest cc CL was RM45k and highest already 6 digits.
*
how old are you now?
RockIron
post Mar 17 2009, 05:12 PM

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QUOTE(JamesPond @ Mar 17 2009, 05:05 PM)
how old are you now?
*
Hi,
This thread only for cc discussion.
Better dun talk about my age here or later someone will kick my ass....... tongue.gif
tgeoklin
post Mar 17 2009, 05:25 PM

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QUOTE(RockIron @ Mar 17 2009, 05:12 PM)
Hi,
This thread only for cc discussion.
Better dun talk about my age here or later someone will kick my ass....... tongue.gif
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He's like Alam Tam, forever 21 thumbup.gif
SUSkockroach
post Mar 17 2009, 05:26 PM

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Regarding the HSBC Amanah, when we will get our 0.5% cash back? Thanks
he-sham
post Mar 17 2009, 05:30 PM

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QUOTE(tinkerbel @ Mar 17 2009, 03:35 PM)
@he-sham,
Kiasu!
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not kiasu laa....just to maximize the my rebate maaa....

if it is a permanent thing, i'll looking forward to imply my usage trend of 4 "virtual" transactions plus 1 real transaction.... so that my card become unofficially 5% cash rebate credit card... brows.gif ...maxis CDM just below my office... brows.gif

but sadly just found out that 5% rebate on every 5th transaction only on promotion laa and it's cap up to rm30 only (for gold card)......not permanent thingy.. tongue.gif

This post has been edited by he-sham: Mar 17 2009, 05:32 PM
RockIron
post Mar 17 2009, 05:31 PM

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QUOTE(tgeoklin @ Mar 17 2009, 05:25 PM)
He's like Alam Tam, forever 21  thumbup.gif
*
Wahahahah........... laugh.gif
TqTq, looks like I hav to buy u dinner for the compliment. tongue.gif
tgeoklin
post Mar 17 2009, 05:53 PM

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QUOTE(RockIron @ Mar 17 2009, 05:31 PM)
Wahahahah........... laugh.gif
TqTq, looks like I hav to buy u dinner for the compliment. tongue.gif
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Thank you thank you ...... I will be sure to take up your offer one of these days brows.gif
sailou
post Mar 18 2009, 12:12 AM

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Does anyone have inside contact with AMBank? They only want to approve 12k for my Quickcash application instead of 15k i'm applying for. Can't get the free LCD TV already. Damn.
Reventon
post Mar 18 2009, 11:11 AM

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just receive courier from Amex today , guess what ? Received an ipod nano 8gb. Letter inside written i've won on the month of november!!
Suprised as i checked back , my first 3k transaction was dated on 2nd of Nov, rarely win from those cc contest before. Lol. Hope the X6 will be the next one!

This post has been edited by Reventon: Mar 18 2009, 11:13 AM
GHz
post Mar 18 2009, 11:16 AM

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QUOTE(Reventon @ Mar 18 2009, 11:11 AM)
just receive courier from Amex today , guess what ? Received an ipod nano 8gb. Letter inside written i've won on the month of november!!
Suprised as i checked back , my first 3k transaction was dated on 2nd of Nov, rarely win from those cc contest before. Lol. Hope the X6 will be the next one!
*
Congratulation for the winning. I hope I can win X6 too. biggrin.gif
tinkerbel
post Mar 18 2009, 11:47 AM

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@Reventon,
Er.. the X6 is mine!
Reventon
post Mar 18 2009, 12:45 PM

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tinky,
no worry, i'll drive you around the town when i collect the car at Sapura ! tongue.gif
start to love this card dy. Hahahaha
tinkerbel
post Mar 18 2009, 01:25 PM

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@Reventon,
hMmm.. So U gonna be my full time chauffeur? Now, that's a bargain! smile.gif

@tgeoklin,
I just checked out the 'SCB Guaranteed Gifts' - uhm... it's RM5k + there's only 50 TVs that's being given out. No good lah. Stick with Amex better, for now smile.gif

This post has been edited by tinkerbel: Mar 18 2009, 01:29 PM
WhiteWing
post Mar 18 2009, 02:37 PM

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Went to CIMB Bank just now and grab credit card form , now filling and getting all the document ready like salary slip and photocopy of IC,now going to EPF website to print my statement ..
tinkerbel
post Mar 18 2009, 03:03 PM

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@WhiteWing,
You had to make a special trip to CIMB to get CC form?! hMm.. aren't those application forms available for download online?! Anyhow, good luck ! smile.gif
boonsin23
post Mar 18 2009, 03:07 PM

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QUOTE(tinkerbel @ Mar 18 2009, 01:25 PM)
@tgeoklin,
I just checked out the 'SCB Guaranteed Gifts' - uhm... it's RM5k + there's only 50 TVs that's being given out.  No good lah.  Stick with Amex better, for now smile.gif
*
I only get my "consolation" prize.

user posted image

I am dreaming of X6 as well tongue.gif

This post has been edited by boonsin23: Mar 18 2009, 03:09 PM

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