Er.. that iPod shuffle is the old one; the new one's much more compact! Saw it the other day when I went into Machines to make my iPod redemption
Also, better to have won than not, right?
Credit Card Thread V6
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Mar 18 2009, 03:09 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@boonsin23,
Er.. that iPod shuffle is the old one; the new one's much more compact! Saw it the other day when I went into Machines to make my iPod redemption Also, better to have won than not, right? |
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Mar 18 2009, 03:10 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
QUOTE(tinkerbel @ Mar 18 2009, 01:25 PM) @Reventon, Tinkerbel u really rich....how u spend so much no need pay back?hMmm.. So U gonna be my full time chauffeur? Now, that's a bargain! @tgeoklin, I just checked out the 'SCB Guaranteed Gifts' - uhm... it's RM5k + there's only 50 TVs that's being given out. No good lah. Stick with Amex better, for now |
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Mar 18 2009, 03:12 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@WaCKy-Angel,
Huh? U know any banks who don't bill their consumers for what they've charged to their cards? If so, please let me know - I'll love to be their customer |
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Mar 18 2009, 03:32 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
QUOTE(tinkerbel @ Mar 18 2009, 03:03 PM) @WhiteWing, Haha,I work in Low Yat Plaza only and CIMB bank just behind me so I gave them a trip. Pass them 6 months salary slip because reason first time apply wo,then EPF statement and photocopy of IC.You had to make a special trip to CIMB to get CC form?! hMm.. aren't those application forms available for download online?! Anyhow, good luck ! Signed 2 form ... one is CIMB basic credit card and another one is CIMB Petronas card woh .. Thank you |
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Mar 18 2009, 03:33 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
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Mar 18 2009, 03:43 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@WaCKy-Angel,
Rich & poor is relative. Haven't U heard of the story about this very 'rich' family who donated 80c to help the poor; rich considering 80c was all they had in their savings versus a rich tycoon in the likes of Unc Lim & YTL giving a couple of thousand dollars? |
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Mar 18 2009, 03:50 PM
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Senior Member
3,589 posts Joined: Nov 2004 |
UOB dun lemme cancel my supp card.
» Click to show Spoiler - click again to hide... « |
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Mar 18 2009, 04:07 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@suiteng,
Er.. but if U cancelled the supp card, U wouldn't be paying fees for the supp card, just the principle card right?! |
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Mar 18 2009, 04:13 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
The chance for me to get dun know ok or not
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Mar 18 2009, 04:15 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@WhiteWing,
You just have to wait and see what the bank says. Perhaps you could check on your application some time middle of next week |
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Mar 18 2009, 04:20 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Mar 18 2009, 01:25 PM) @tgeoklin, erh ..... I think the idea is to go fo all of it, right? That way can have a bigger chance of winning as well I just checked out the 'SCB Guaranteed Gifts' - uhm... it's RM5k + there's only 50 TVs that's being given out. No good lah. Stick with Amex better, for now |
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Mar 18 2009, 04:23 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
In order to go for all of it, U would need to spend RM15k, isn't it?! Or well just spend RM5k and hope your SMS is within those 3 prizes? Nah.. it's not that easy to spend RM5k these days [oK.. it's easy to spend, but it's not easy to pay up, so nah!] |
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Mar 18 2009, 04:24 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
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Mar 18 2009, 04:25 PM
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Junior Member
354 posts Joined: Apr 2007 From: sarawak |
advice to those using credit card : never default or u pay a very HEAVY price.
Last time i defaulted 3 cards in 2005, HLBB, Eon and MBf with balance about 15k, 7k and 22k. Now i check outstanding balances already 3 or 4 times of amount I actually used because of late payment and penalty default charges. HLBB- 41k, Eon - 22k and MBf i dont want to know Call the banks already to ask how much to fully settle liao and officer can offer only 25% off. If want more discount have to appeal but chances very slim they would reduce more...... moral of story, no more credit card for life. Learn the hard and expensive way..... |
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Mar 18 2009, 04:36 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Mar 18 2009, 04:23 PM) @tgeoklin, Coming from you, that'a an understatement In order to go for all of it, U would need to spend RM15k, isn't it?! Or well just spend RM5k and hope your SMS is within those 3 prizes? Nah.. it's not that easy to spend RM5k these days [oK.. it's easy to spend, but it's not easy to pay up, so nah!] Well, its pretty easy to be the first few to sms in, right? Sad to say, I had not managed to win yet but my friend got a TV already, and I am still hopeful. And its in addition to the RM100K contest, plus that Corum watch plus the nice looking Delsey Cabin Trolley Case and Laptop Briefcase as well This post has been edited by tgeoklin: Mar 18 2009, 04:41 PM |
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Mar 18 2009, 04:40 PM
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Senior Member
2,921 posts Joined: Oct 2007 |
QUOTE(tinkerbel @ Mar 18 2009, 03:09 PM) @boonsin23, hmmm... I guess Amex send the redemption letter to you again for that ipod nano, they straight away send me the ipod together with the letter. wonder they practice different method in kl and selangor. Er.. that iPod shuffle is the old one; the new one's much more compact! Saw it the other day when I went into Machines to make my iPod redemption Also, better to have won than not, right? But for sure they will not courier the Beemer X6 to my house, lol |
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Mar 18 2009, 04:42 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@WhiteWing,
Call the bank and go through the automated process and U should come to an option where U get to check on your CC application. @stryfox, Y on earth did U let the debt accumulate for such a long time?! @tgeoklin, It's not like I spend RM15k all the time. If only I could pay my house installments through my credit card - then, RM5k doesn't seem to be that difficult afterall but well it's not possible! @Reventon, You got the iPod sent to U instead of getting a letter?! Gee Whizzz.. what is this double standard thingy?! HmM.. maybe cause your big customer kua *shrugs* I live in Sg Buloh.. U? PS: I guess it's not a bad thing cause what if the iPod colour came out really bad?! This post has been edited by tinkerbel: Mar 18 2009, 04:44 PM |
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Mar 18 2009, 04:45 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Mar 18 2009, 04:42 PM) @tgeoklin, Do forget to let me know once you find such a bank, I am also very interested in such It's not like I spend RM15k all the time. If only I could pay my house installments through my credit card - then, RM5k doesn't seem to be that difficult afterall but well it's not possible! Added on March 18, 2009, 4:46 pm QUOTE(stryfox @ Mar 18 2009, 04:25 PM) advice to those using credit card : never default or u pay a very HEAVY price. Better get AKPK to help you out there Last time i defaulted 3 cards in 2005, HLBB, Eon and MBf with balance about 15k, 7k and 22k. Now i check outstanding balances already 3 or 4 times of amount I actually used because of late payment and penalty default charges. HLBB- 41k, Eon - 22k and MBf i dont want to know Call the banks already to ask how much to fully settle liao and officer can offer only 25% off. If want more discount have to appeal but chances very slim they would reduce more...... moral of story, no more credit card for life. Learn the hard and expensive way..... This post has been edited by tgeoklin: Mar 18 2009, 04:46 PM |
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Mar 18 2009, 04:47 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
hEHheh I'll keep U informed. I know SP Setia allows their customers to make downpayment via Credit Card cause I received their uhm... flyers through my CC. Unfortunately, Gamuda doesn't! *siGh* |
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Mar 18 2009, 04:48 PM
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Junior Member
354 posts Joined: Apr 2007 From: sarawak |
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