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 Credit Card Thread V6

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cute_boboi
post May 31 2009, 07:04 PM

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tinkerbel,

Gold is RM48k p.a. only lah tongue.gif Maybe need to change zoom/view to 125% or more tongue.gif
Reventon
post May 31 2009, 07:25 PM

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QUOTE(tinkerbel @ May 31 2009, 06:53 PM)
@MilesAndMore,
Thanks! I didn't go into the application form; and the information is there! *grrrr*

hMm.. the bag does look quite nice, but nothing compares to my good ol Crumpler biggrin.gif

@Reventon,
I'm just too far off the RM190,000 p/annum figure and the only reason I'm switching to the Gold Charge Card is because I don't want to incur the RM800 AF !!! sad.gif

G.. I just read... the Gold Charge card requires RM148,000 p/annum.  I don't even qualify for that card !!! hAHahAHhaHAa... but am going to put in my application anyways biggrin.gif
*
RM 48k per annum lahh !!!! shakehead.gif
ronnie
post May 31 2009, 11:23 PM

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QUOTE(bingozero @ May 31 2009, 06:47 PM)
All of my credit card I already rub off the 3 digit behind the card, there is no problem at all thumbup.gif
*
How you gonna use your CC to buy online ?
SUSDavid83
post May 31 2009, 11:32 PM

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I used a round shape sticker to cover that.
tinkerbel
post Jun 1 2009, 12:04 AM

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@cute_boboi & Reventon,
OopSs... I tersalah read ! *grins* Yeah it's RM48k p/annum; now that is definitely more realistic biggrin.gif
SUSDavid83
post Jun 1 2009, 08:40 AM

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Just now I browsed through M2U. If I'm not mistaken, now you can pay TNB bills using MBB CC from M2U like TM bills.
tgeoklin
post Jun 1 2009, 08:44 AM

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QUOTE(David83 @ Jun 1 2009, 08:40 AM)
Just now I browsed through M2U. If I'm not mistaken, now you can pay TNB bills using MBB CC from M2U like TM bills.
*
They sure took their time. Been able to do that at SCB since way way earlier for the info of interested parties tongue.gif
SUSDavid83
post Jun 1 2009, 08:46 AM

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QUOTE(tgeoklin @ Jun 1 2009, 08:44 AM)
They sure took their time. Been able to do that at SCB since way way earlier for the info of interested parties  tongue.gif
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I'm not sure about SCB but previously somebody said that PBebank could do so.
winner
post Jun 1 2009, 08:54 AM

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Why don't you pay your utility bills (except water) by direct debit from your cc? It will not only ensure timely payments, but also give you some rebates (such as telecommunication).
SUSDavid83
post Jun 1 2009, 09:08 AM

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Direct Debit is good provided that you're having the card for long. If you're not planning to do so, it'll be hassle to cancel the Auto Debit facility.
alexwsk
post Jun 1 2009, 09:11 AM

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QUOTE(tgeoklin @ Jun 1 2009, 08:44 AM)
They sure took their time. Been able to do that at SCB since way way earlier for the info of interested parties  tongue.gif
*
hmm, how do you do that?
my scb online banking seems like does not allow me to add TNB/Telekom for bills


Added on June 1, 2009, 9:15 am
QUOTE(David83 @ Jun 1 2009, 08:46 AM)
I'm not sure about SCB but previously somebody said that PBebank could do so.
*
yes, pbebank can pay anything using cc


Added on June 1, 2009, 9:16 am
QUOTE(winner @ Jun 1 2009, 08:54 AM)
Why don't you pay your utility bills (except water) by direct debit from your cc? It will not only ensure timely payments, but also give you some rebates (such as telecommunication).
*
and also skip TNB, as they always misread sweat.gif

This post has been edited by alexwsk: Jun 1 2009, 09:16 AM
tgeoklin
post Jun 1 2009, 09:30 AM

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QUOTE(alexwsk @ Jun 1 2009, 09:11 AM)
hmm, how do you do that?
my scb online banking seems like does not allow me to add TNB/Telekom for bills

*
Weird, mine has no problem with adding the bill and making payment via my credit card. Not sure about paying from savings/current account cause have never done that before. Maybe you can call up their CS? hmm.gif
winner
post Jun 1 2009, 09:46 AM

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QUOTE(David83 @ Jun 1 2009, 09:08 AM)
Direct Debit is good provided that you're having the card for long. If you're not planning to do so, it'll be hassle to cancel the Auto Debit facility.
*
You do nothing wrong if you keep changing your cc no. I have been doing this for years just to hit target and accumulate reward points within a specific period. By doing auto debit, I am being given rebates for both h/p and house phone bills. I was surprised as I was selected by TM and given a free modern phone. smile.gif

It's so hassle-free without remembering all the due dates...Astro, TNB, TM, Broadband, h/p, insurance, just to name a few. More importantly, I am able to earn reward points!
SUSDavid83
post Jun 1 2009, 09:58 AM

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QUOTE(winner @ Jun 1 2009, 09:46 AM)
You do nothing wrong if you keep changing your cc no. I have been doing this for years just to hit target and accumulate reward points within a specific period. By doing auto debit, I am being given rebates for both h/p and house phone bills. I was surprised as I was selected by TM and given a free modern phone. smile.gif

It's so hassle-free without remembering all the due dates...Astro, TNB, TM, Broadband, h/p, insurance, just to name a few. More importantly, I am able to earn reward points!
*
I understand what you meant. Hassle only occurs when you're modifying the CC info.

For TNB, I have to pay a visit to Kedai Tenaga.
jack2
post Jun 1 2009, 11:26 AM

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Besides TM Autopay offers for RM2 rebate, any others offer rebate for auto billing?
alexwsk
post Jun 1 2009, 11:28 AM

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QUOTE(jack2 @ Jun 1 2009, 11:26 AM)
Besides TM Autopay offers for RM2 rebate, any others offer rebate for auto billing?
*
so far others dun hv
tgeoklin
post Jun 1 2009, 11:56 AM

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QUOTE(alexwsk @ Jun 1 2009, 11:28 AM)
so far others dun hv
*
Digi give RM5 off for auto debit fyi
SUSDavid83
post Jun 1 2009, 12:08 PM

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QUOTE(jack2 @ Jun 1 2009, 11:26 AM)
Besides TM Autopay offers for RM2 rebate, any others offer rebate for auto billing?
*
Make sure the total amount is above RM 20:

QUOTE
Sign up for Autopay today and you shall enjoy a monthly discount of *RM2 on each telephone line every month (with payment above RM20).

alexwsk
post Jun 1 2009, 01:58 PM

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QUOTE(tgeoklin @ Jun 1 2009, 11:56 AM)
Digi give RM5 off for auto debit fyi
*
hehe, i don't use postpaid blush.gif

This post has been edited by alexwsk: Jun 1 2009, 01:59 PM
winner
post Jun 1 2009, 02:08 PM

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RM2 rebate is also applicable to TMNet internet bill.


Added on June 1, 2009, 2:14 pm
QUOTE(David83 @ Jun 1 2009, 12:08 PM)
Make sure the total amount is above RM 20:
*
Which fixed line costs less than RM20 per month nowadays? smile.gif

This post has been edited by winner: Jun 1 2009, 02:17 PM

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