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Credit Card Thread V6
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aarex
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Jun 2 2009, 09:40 AM
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QUOTE(David83 @ Jun 2 2009, 09:24 AM) Do like what you did to apply for CIMBClicks using using ATM card. But first, you need to apply the ATM PIN from your CIMB CC. Thanks! but how to apply the ATM Pin for my CIMB CC? Call customer service or need to go to bank apply?
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hye
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Jun 2 2009, 09:51 AM
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White Tiger
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QUOTE(winner @ Jun 2 2009, 08:48 AM) As you don't subscribe autopay, are you sure the rebates come from TM? Or it's your UOB who gives you rebates? But it sounds unordinary either. Btw, what's the amount of the rebate you receive on monthly basis? Rebate comes from TM coz is reflected in the bill. Can't remember the amount (bill @ home), it should be at least RM2.
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SUSDavid83
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Jun 2 2009, 10:27 AM
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QUOTE(aarex @ Jun 2 2009, 09:40 AM) Thanks! but how to apply the ATM Pin for my CIMB CC? Call customer service or need to go to bank apply?  You need to fill a form. The best way is to go to the nearest CIMB branch.
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aarex
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Jun 2 2009, 10:39 AM
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QUOTE(David83 @ Jun 2 2009, 10:27 AM) You need to fill a form. The best way is to go to the nearest CIMB branch.  So troublesome 1....haih!
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hye
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Jun 2 2009, 10:46 AM
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White Tiger
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QUOTE(aarex @ Jun 2 2009, 10:39 AM)  So troublesome 1....haih!  That's the quick approach. You can mail the form but be prepared for a 4-8 weeks wait. I've checked the new SCB banking online system. The list states that you could use it to pay your bills via credit card. List may not be as extensive as CitiOnline but it should cover most of the major bills. I've noted down the major bills that is covered ... Astro, Celcom, Digi, DBKL, IWK, MPAJ, Maxis, Selangor Cukai Hasil Tanah, Syabas, TM and TNB. This post has been edited by hye: Jun 2 2009, 10:49 AM
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santaclaus
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Jun 2 2009, 11:04 AM
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i had received my justone current account cheque book. i had oso received a scb platinum ( which i never applied ) BUT i stil havent got my justone cc wats wrong wif this scb? now i hafta cancel either the scb plat or citi plat ( wan to consolidate my cc into 2 major ) any idea which 1 worth keeping? and any1 noes whether i can combine the cl of my hsbc amanah cc with my hsbc premier cc? if can i wan to combine the limit then cancel the premier  ... so no nid keep so many cc around.
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tgeoklin
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Jun 2 2009, 11:12 AM
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QUOTE(santaclaus @ Jun 2 2009, 11:04 AM) i had received my justone current account cheque book. i had oso received a scb platinum ( which i never applied ) BUT i stil havent got my justone cc wats wrong wif this scb? now i hafta cancel either the scb plat or citi plat ( wan to consolidate my cc into 2 major ) any idea which 1 worth keeping? and any1 noes whether i can combine the cl of my hsbc amanah cc with my hsbc premier cc? if can i wan to combine the limit then cancel the premier  ... so no nid keep so many cc around. As to whether SCB or Citi is better, its a matter of preferences, though you have an option to upgrade to their Infinite Card whereas such is not the case with Citi. As to the combine limit for your HSBC, confirmed not possible as separate entity
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hye
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Jun 2 2009, 11:13 AM
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White Tiger
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QUOTE(santaclaus @ Jun 2 2009, 11:04 AM) now i hafta cancel either the scb plat or citi plat ( wan to consolidate my cc into 2 major ) any idea which 1 worth keeping? and any1 noes whether i can combine the cl of my hsbc amanah cc with my hsbc premier cc? if can i wan to combine the limit then cancel the premier  ... so no nid keep so many cc around. They just want to meet their target, that's why give you so many cards. CitiPlat got access to Plaza Lounge. Other than that it is your preferences. CL HSBC Amanah cannot join with HSBC Premier. Wierd right ? Actually Premier it is their own CL, it won't mix up with the normal HSBC cards. normal HSBC cards will carry a combined limit.
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santaclaus
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Jun 2 2009, 11:46 AM
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just called hsbc and yep cant combine the limit the weird thing is i cant even cancel the premier card as long as i maintain their premier account  somemore the cs keep saying its actually higher level than platinum  din notice any special oso except the golf privilege. actually im thinking citi haf more privileges as in shopping discount , whr scb i seldom saw their promotion. citi oso can enter klia lounge ma ... even if i keep the citi i would onli use when thr is special discount for citi member , other than tht rather use those with rebate. for low transaction , any1 haf experience in waiving its annual fee?
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winner
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Jun 2 2009, 12:19 PM
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Santaclaus, better wait till you receive SCB Titanium. Then you can cancel SCB Plat. If you hold both SCB cards, the CL is combined.
I got my Citi Plat AF waived for 2nd year. The reward points are everlasting anyway.
This post has been edited by winner: Jun 2 2009, 12:23 PM
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ask_dino
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Jun 2 2009, 12:28 PM
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any comment on the latest credit card of GSC-EON Bank? I'm planning to apply for 1..fyi first time user of CCard
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santaclaus
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Jun 2 2009, 12:30 PM
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QUOTE(winner @ Jun 2 2009, 12:19 PM) Santaclaus, better wait till you receive SCB Titanium. Then you can cancel SCB Plat. If you hold both SCB cards, the CL is combined. I got my Citi Plat AF waived for 2nd year. The reward points are everlasting anyway. how's the waiver works? do they haf anything like minimum swipes or amount per annum?
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winner
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Jun 2 2009, 12:43 PM
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QUOTE(santaclaus @ Jun 2 2009, 12:30 PM) how's the waiver works? do they haf anything like minimum swipes or amount per annum? It has to be 24 swipes of any amount per year, if I am not mistaken. Anyway, it's more a lifestyle card for me. Unfortunately, it does not give cash back. This post has been edited by winner: Jun 2 2009, 12:46 PM
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Reventon
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Jun 2 2009, 01:09 PM
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Most eon bank cards AF are waivable .  , recently i've canceled their card and they send back a new card to me with 5 yrs AF free unconditionally + CL increment
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santaclaus
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Jun 2 2009, 02:15 PM
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QUOTE(winner @ Jun 2 2009, 12:43 PM) It has to be 24 swipes of any amount per year, if I am not mistaken. Anyway, it's more a lifestyle card for me. Unfortunately, it does not give cash back. oh ... in tht case then can consider keeping it since a lot places haf citi privileges so scb will b cancelled la  Added on June 2, 2009, 2:18 pmn i heard from a fren ... for overseas spending citibank charge a lower exchange rate compared to other banks? true ar? i tot the rate is determine by visa/master not the bank? i noe hsbc charge another 1% n their rate is quite high compared to market exchange rate. This post has been edited by santaclaus: Jun 2 2009, 02:18 PM
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ask_dino
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Jun 2 2009, 02:19 PM
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QUOTE(Reventon @ Jun 2 2009, 01:09 PM) Most eon bank cards AF are waivable .  , recently i've canceled their card and they send back a new card to me with 5 yrs AF free unconditionally + CL increment  so thats a goog thing or what? i'm noobs here
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Reventon
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Jun 2 2009, 03:15 PM
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QUOTE(ask_dino @ Jun 2 2009, 02:19 PM) so thats a goog thing or what? i'm noobs here 5 years AF free plus an increment is surely a good thing isn't it
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cute_boboi
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Jun 2 2009, 03:22 PM
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I also canceled EON MATTA card recently. No plan to keep for further, even if they renew. Cause not using it.
Recently my MBB Amex Credit Card 3 yrs free waiver is up. They charge me RM130. I have called MBB for waiver and hopefully it'll reflect in my next statement.
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ask_dino
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Jun 2 2009, 03:25 PM
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QUOTE(Reventon @ Jun 2 2009, 03:15 PM) 5 years AF free plus an increment is surely a good thing isn't it  QUOTE(cute_boboi @ Jun 2 2009, 03:22 PM) I also canceled EON MATTA card recently. No plan to keep for further, even if they renew. Cause not using it. Recently my MBB Amex Credit Card 3 yrs free waiver is up. They charge me RM130. I have called MBB for waiver and hopefully it'll reflect in my next statement. so, i should go for EON or not, because this card is perfect for me as i frequently watch movie at GSC
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cenkudu
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Jun 2 2009, 03:30 PM
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QUOTE(santaclaus @ Jun 2 2009, 02:15 PM) oh ... in tht case then can consider keeping it since a lot places haf citi privileges so scb will b cancelled la  Added on June 2, 2009, 2:18 pmn i heard from a fren ... for overseas spending citibank charge a lower exchange rate compared to other banks? true ar? i tot the rate is determine by visa/master not the bank? i noe hsbc charge another 1% n their rate is quite high compared to market exchange rate. if you hold SCB Business Platinum, you will receive 0.5% cash back on every transaction except petrol. that the only advantage that I can think off
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