the current a/c will be open automatically upon card approval
they will call you to confirm that they can use your signature on the cc application to open the current a/c

i just received the call yesterday, now waiting for approval

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Added on May 29, 2009, 4:50 pmbig customers always have, small one sry

This post has been edited by alexwsk: May 29 2009, 04:50 PM

I think the bank more interested in how much I spent than on my earnings

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Added on May 29, 2009, 4:53 pmIn the scheme of things that are, I am but a small but extremely cumbersome customer for them

This post has been edited by tgeoklin: May 29 2009, 04:53 PM

can i cut off the 3 digit security code thats at the back of my card? im scared my CC got stolen n used for internet purchase.

i did rub off the digit make the black ink disappear, still got the mark. i thought when doing first time online purchases, require to set password and secret question to fill in. next online shopping the same password and secret question you set.

i applied GSC-EON CC...

filling form asks the CS this and that...

then when back to office realised, i did not filled in the annual income...

any1 can confirm on this scb titanium card:-

each card can hav yearly limit of rebate up to rm600, meaning if i hav a principal and sup card, i will hav 1200 rebate per year??!

thanks..

AMEX Gold credit card or AMEX Gold charge card ? The free laptop bag is applicable for newly approved charge card only.

Public Bank's Cash-Back promotion :-

Tier 1 - 8% Cash Back
The Participants who swipe a minimum of EIGHT (8) times on any retail purchases with PB Cards in a tracking month are qualified for the 8% Cash Back (the “Qualified Cardmembers”).

Tier 2 - Additional 2% Cash Back
Qualified Cardmembers who spend at selected participating merchants during the respective tracking month are qualified for an additional 2% Cash Back.

http://www.pbebank.com/en/en_content/perso...tions/real.html

Nope ... it is based on the principal's yearly limit only means only RM600 per year.

but the salesperson called me this afternoon saying that each card will hav 600 limit per year meaning tat if u hav 5 sup(maximum sup card per principal is 5), u will hav 6x600..?? need to confirm it again on monday, will update every1.. or any1 has goes thru this situation.. how much rebate(max per year) u hav..

salesperson will always say something like that to attract you, then after you get the card/item...they tell a different story. Its best to confirm yourself before signing up next time.

then again...wat u spend until can get that much rebate O_o

yeah, but what if the thief creates another new PAYPAL account with just ur cc card n security code info? luckily PAYPAL needs 2 days for processing new accounts, so hopefully u notice ur cc is stolen within that 2 days n make a report to prevent misuse.

i fill the form and ask CS everything...when i back home..only i know i forgot to tick gold or platinum

Guys,

I'm thinking of applying for my first credit card soon. Any bank that you guys can suggest that are easy to get the CC's application approved?

You can use toothpaste to clean off the 3 digit that printed back of the credit card.

If your income documents meet the cc requirements, I don't see the application being rejected. Local banks are slightly easier than foreign banks for first time application.

Which local bank ? Choose the cc product that meets yr requirements and apply.

@MilesAndMore,
Ehm... got free laptop bag for new approved Amex Charged Cards? hMm... perhaps it's time I put my application in for one then

CIMB Bank


Yes. Only newly approved one. I received mine back in February

Edited

This post has been edited by cute_boboi: May 31 2009, 12:11 AM

Citibank the best cause now they have borderlinx