Credit Card Thread V6
Credit Card Thread V6
|
|
May 6 2009, 02:53 AM
|
![]() ![]()
Junior Member
51 posts Joined: Apr 2008 |
Woah, I'm interest in the 5% rebate, I heard can get 5% rebate in retail transaction under certain conditions, not sure what's the actual condition.
|
|
|
|
|
|
May 6 2009, 06:42 AM
|
|
Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
SCB's JustOne Titanium Mastercard cash rebate is interesting but not sure how does it work. I don't mind getting this card coz it is so cool!
And yes ... this card definately look way better than HSBC's Premier's card. |
|
|
May 6 2009, 07:01 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,139 posts Joined: Nov 2008 |
Yes 5% is very nice. In SCB website there is a pdf that show the calculation on the cash rebate. Looks like it is 5% on Friday & 2 % rebate on any other day.
Edit - Seem like they award the rebate based on every RM50 rebate earn per month. Not sure about it but this is what I see from their calculation. It it is true then need to spend quite a lot to get that. This post has been edited by GHz: May 6 2009, 07:47 AM |
|
|
May 6 2009, 08:27 AM
|
![]()
Junior Member
14 posts Joined: Feb 2009 |
|
|
|
May 6 2009, 09:33 AM
|
![]() ![]()
Junior Member
76 posts Joined: Jun 2008 |
anyone can explain me about outstanding balance..
i have used my card for petrol about 20.01 and shop something with 510 i have paid the cc through online 180 and credit available is 5450 and the outstanding balance is 159.99 i dont understand the value of outstanding balance and why i only have credit available 5450 if i only used 530 from 6000 .. anyone can explain?i too nerd about this |
|
|
May 6 2009, 10:26 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,743 posts Joined: Jul 2006 From: Shah Alam |
maybe the statement still not updated yet?
|
|
|
|
|
|
May 6 2009, 11:13 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,248 posts Joined: Jul 2005 |
QUOTE(fauzistt @ May 4 2009, 04:54 PM) ..ya ya, sure got TnC; if i'm not mistaken, it's for every 1st wednesday of the month of any wednesday within this promotion period ??- need to SMS - in block of RM50 and RM100 for petrol and groceries respectively - they're giving away RM100,000 worth of rebates only per month, meaning first come, first serve -each cardmember can get only RM50 max per month -AmBank True and Insurance, and supp card not eligible ..if like this, come every first Weds of the month for 4 months (May to Aug), i will charge RM150 to fill up petrol and another RM350 for groceries, then my quota of the month habis already.. and i'll use AMEX after that for the 8X points... i already register and received the sms "Tq. Yr registration in AmBank's Cash Back Promo is subject to the validity of the credit card no. you keyed -in. T& Cs" if i pump petrol today i already entitle to 10% rebate or not ?? must pump minimum rm50 hah ?? |
|
|
May 6 2009, 12:31 PM
|
![]() ![]()
Junior Member
102 posts Joined: Apr 2009 |
QUOTE(he-sham @ May 6 2009, 11:13 AM) it's for every 1st wednesday of the month of any wednesday within this promotion period ?? ..i think every weds, 10%; i just refer to thestar ads, their web not update yet...i already register and received the sms "Tq. Yr registration in AmBank's Cash Back Promo is subject to the validity of the credit card no. you keyed -in. T& Cs" if i pump petrol today i already entitle to 10% rebate or not ?? must pump minimum rm50 hah ?? ..yeah, i received that reply also upon sms them; sounds not so convincinglah, unlike AMEX reply, huh... ..yeah let's wait whether they'll credited the rebates or not; the TnC is quite tricky... btw, i think it'll be easier if every 1st weds of the month we go shopping and top RM500; the petrol we use AMEXlah, coz it guaranteed 8X points... i'm attaching the pdf of the ads i scanned... [attachmentid=947128] |
|
|
May 6 2009, 02:54 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
4,095 posts Joined: Jan 2003 From: USJ |
QUOTE(GHz @ May 6 2009, 07:01 AM) Yes 5% is very nice. In SCB website there is a pdf that show the calculation on the cash rebate. Looks like it is 5% on Friday & 2 % rebate on any other day. hmm, i'm oso interested Edit - Seem like they award the rebate based on every RM50 rebate earn per month. Not sure about it but this is what I see from their calculation. It it is true then need to spend quite a lot to get that. but too little information from them, how to calculate the rebate, points, how much is the annual fee..... |
|
|
May 6 2009, 03:34 PM
|
![]() ![]()
Junior Member
132 posts Joined: Oct 2007 |
QUOTE(alexwsk @ May 6 2009, 02:54 PM) hmm, i'm oso interested AF RM200 p.a.but too little information from them, how to calculate the rebate, points, how much is the annual fee..... Annual Fee Waiver Principal Cardmembers - To enjoy annual fee waiver, spend at least RM15,000 p.a. Supplementary Cardmembers - To enjoy annual fee waiver, spend at least RM7,000 p.a. |
|
|
May 6 2009, 04:36 PM
|
![]() ![]()
Junior Member
102 posts Joined: Apr 2009 |
QUOTE(boonsin23 @ May 6 2009, 03:34 PM) AF RM200 p.a. wah... this kind of CC not interestedlah..Annual Fee Waiver Principal Cardmembers - To enjoy annual fee waiver, spend at least RM15,000 p.a. Supplementary Cardmembers - To enjoy annual fee waiver, spend at least RM7,000 p.a. talking about titanium, OCBC got so long time already; the titanium is a card in between gold and platinum (the OCBClah..and if i'm not mistakenlah...) and talking about OCBC, if you are a policy holder of GE, you can get free for life OCBC GE co branded CC, provided you auto pay your premium to the card... |
|
|
May 6 2009, 04:54 PM
|
![]()
Junior Member
24 posts Joined: Apr 2009 |
I am spending 25k per year..which category am i considered as? definitely not those very high spenders but do i qualify for a gold card? how much credit limit i deserved? using maybank for quite some time now but just get 8k credit limit and classic card...feel like ditching this stupid bank
This post has been edited by Regist: May 6 2009, 04:55 PM |
|
|
May 6 2009, 05:16 PM
|
|
VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@Regist,
If RM8k p/month is sufficient, Y do U want more?! If you really need more, just ask MBB to increase your CL - if your payment is good, it shouldn't be a problem. Also, banks generally look at your earning power and not spending power in issuing or offering you a CC. |
|
|
|
|
|
May 6 2009, 05:36 PM
|
![]()
Junior Member
24 posts Joined: Apr 2009 |
HAH CHIN HOO - Maybank Credit Card Centre Superior = Puan Faridah I will definately lodge a formal complaint to the higher authority and relevant parties on this and get it to the end. As a loyal Maybank customer, i do not encounter this unpleasant experience before. Therefore, i had compose an e-mail to be sent out followed by a call straight to the manager. |
|
|
May 6 2009, 05:45 PM
|
|
VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@Regist,
Er.... how was he rude to U and uhm... maybe the line dropped? |
|
|
May 6 2009, 05:59 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,248 posts Joined: Jul 2005 |
QUOTE(fauzistt @ May 6 2009, 12:31 PM) ..i think every weds, 10%; i just refer to thestar ads, their web not update yet... yerp.. i think AMEX better...as for my car, if fill full thank around rm64...if times 8...it would be around 500 amex points.....yeah, i received that reply also upon sms them; sounds not so convincinglah, unlike AMEX reply, huh... ..yeah let's wait whether they'll credited the rebates or not; the TnC is quite tricky... btw, i think it'll be easier if every 1st weds of the month we go shopping and top RM500; the petrol we use AMEXlah, coz it guaranteed 8X points... i'm attaching the pdf of the ads i scanned... [attachmentid=947128] 2 times pump already 1000 AMEX points.. every 5400 AMEX points = 1000 enrich miles points 24000 enrich miles point = can fly for free to NZ or aussie with MAS.....haha..... This post has been edited by he-sham: May 6 2009, 06:00 PM |
|
|
May 6 2009, 06:03 PM
|
|
VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@he-sham,
That would mean, in order to get a FREE return ticket to AU/NZ, we only need 129,600 MR points?! hMm... just to check - do we need to pay for airport taxes and all? Also, if we ain't Enrich members, we can just join right?! |
|
|
May 6 2009, 06:31 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship |
QUOTE(hye @ May 5 2009, 10:20 PM) 1. Check if you can remember at the point of application whether your card is free for the 1st year. Hi, thanks for the explanation, will do once I back to Malaysia.2. A sample of the cancellation letter is available @ the 1st page. 3. Call CS and ask for fax number to send letter. Can try to cancel over the phone as well. (Some banks allow this) 4. You can ask whether yr card will be imposed charges for card termination (usually should be no) That should do it ! Remember to follow up after a week just to confirm yr card has been cancelled. Just to be safe coz sometimes CS might not do it or they may pass it to another dept for the card cancellation. |
|
|
May 6 2009, 06:31 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(Regist @ May 6 2009, 05:36 PM) HAH CHIN HOO - Maybank Credit Card Centre Superior = Puan Faridah I will definately lodge a formal complaint to the higher authority and relevant parties on this and get it to the end. As a loyal Maybank customer, i do not encounter this unpleasant experience before. Therefore, i had compose an e-mail to be sent out followed by a call straight to the manager. Added on May 6, 2009, 6:34 pmThat day I passed by 1U. If I remember correct: Petronas RM100 voucher = 16500 TP Jusco RM100 voucher = 17000 TP Or is it the other way around ? As usual, I look like I'm invisible to the CS there. This post has been edited by cute_boboi: May 6 2009, 06:34 PM |
|
|
May 6 2009, 06:48 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
15,192 posts Joined: Oct 2004 |
QUOTE(Regist @ May 6 2009, 05:36 PM) HAH CHIN HOO - Maybank Credit Card Centre Superior = Puan Faridah I will definately lodge a formal complaint to the higher authority and relevant parties on this and get it to the end. As a loyal Maybank customer, i do not encounter this unpleasant experience before. Therefore, i had compose an e-mail to be sent out followed by a call straight to the manager. |
|
Topic ClosedOptions
|
| Change to: | 0.0335sec
0.88
6 queries
GZIP Disabled
Time is now: 16th December 2025 - 12:34 AM |