.. and you need to charge at least once a month; basically you've to use the card every month...

btw, i'm new here (and i'm from Kuala Terengganu)... but have been following this forum since 3 Vs ago... hehe...

guys, i'm not sure whether the auto debit counts coz i think i read it should be retail transactions..

i've read few times about this... however, when i obtained my MC gold PB card early this year (got RM50 credited as well), i already had cards from 8 different banks (the number of cards are a lot more of course!)

but my case include these as well; i'm a guarantor for my wife HP loan with PB, my salary is credited to my PB saving, my cards records with other banks should be clean...

so, moral of the story, if you have more than 6 cards, PB might still approves you, keep trying... hehe..

congratulations, i remember when i obtained my first card, it was Citi Clear MC.. haha.. now i'm still with Citi, but i have converted the Clear card to Air Asia...

btw, CIMB gives you 2 MC cards? if like that people like me who has DA MC still has chance to obtain CIMB Petronas MC...

lastly, i suggest you to apply Maybank Petronas card if you still want a Visa, and it's free for life too...

---

Added on April 10, 2009, 10:18 pmtry with others (and keep on trying) and maybe you want to apply through agents, find them at shopping malls.. one of these agents has done wonders for me, giving me MBf Plat and Alliance Plat at one go...

This post has been edited by fauzistt: Apr 10 2009, 10:18 PM

i check my statements,

1. AmIslamic - 1%
2. not a member yet
3. up to 1%
4. no mention of admin fee - nil?

dude, it's actually the provision of the maximum interest they can charge you for one year usage of the card; of course in islamic banking they wont call it interest but profit...

..American Express credit card holders,
from 15 April to 15 July 2009, we'll get 8X points for our petrol and grocery spending

hurry SMS now to qualify, check Maybank2U website...

luckily i got Ikhwan AE, but in Kuala Terengganu, i so far able to use AE at Shell only...

..i think it's a permanent feature; i have one too

..talking about BT, if you already a defaulter, possibly the new bank wont grant you the BT...

..the CIMB Petronas is genuinely free for life, no condition; i plan to apply one also...

..after filling in online, you still need to print the form for you to sign on and together with the relevant supporting documents to be posted to them within 30 days.. quick and you'll get RM50 too, like me...

omg.. omg...

..read thestar just now, AmBank offering rebates up to 10 percent on petrol and groceries (10 percent only on Wednesday, the other days 5%) until 31 August...

try to check their website, but none..

..i could be wrong! can somebody read thestar and tell me i'm not dreaming!!!

thankgod, i also got AmIslamic card, phew...

This post has been edited by fauzistt: May 4 2009, 02:17 PM

..haha... btw, did you read the ads or their staff told you?

..ya ya, sure got TnC; if i'm not mistaken,

- need to SMS
- in block of RM50 and RM100 for petrol and groceries respectively
- they're giving away RM100,000 worth of rebates only per month, meaning first come, first serve
-each cardmember can get only RM50 max per month
-AmBank True and Insurance, and supp card not eligible


..if like this, come every first Weds of the month for 4 months (May to Aug), i will charge RM150 to fill up petrol and another RM350 for groceries, then my quota of the month habis already.. and i'll use AMEX after that for the 8X points...

.. i hope they will revert to old rule, under this new adjustment/rule even if you underpaid RM10, the bank will charge interest on the whole transactions right from the start... what if you really short of RM10 at that time?...

..i think every weds, 10%; i just refer to thestar ads, their web not update yet...

..yeah, i received that reply also upon sms them; sounds not so convincinglah, unlike AMEX reply, huh...

..yeah let's wait whether they'll credited the rebates or not; the TnC is quite tricky...


btw, i think it'll be easier if every 1st weds of the month we go shopping and top RM500; the petrol we use AMEXlah, coz it guaranteed 8X points...

i'm attaching the pdf of the ads i scanned...





[attachmentid=947128]

wah... this kind of CC not interestedlah..

talking about titanium, OCBC got so long time already; the titanium is a card in between gold and platinum (the OCBClah..and if i'm not mistakenlah...)

and talking about OCBC, if you are a policy holder of GE, you can get free for life OCBC GE co branded CC, provided you auto pay your premium to the card...

.. i would love it if somebody could point me a heavenly credit card... hehe..

..care to share how much the rate now?

..i've been 'tarik-tali' with Citibank about cancelling the cards seems like forever; everytime want to cancel they'll counter offer, ahh.. i'm easily bought...

anyway, Citibank i think the one card with most offers, all the time; so most of the months, its cards, are my main cards, sometime Visa and other times MC.. it's been 9 years already...

Citi, keep the offers coming.. it's been quiet this last one month.. hehe...