Credit Card Thread V6
Credit Card Thread V6
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Mar 7 2009, 03:06 PM
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#1
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51 posts Joined: Apr 2008 |
I wonder if I don't have a degree cert, am I eligible for CIMB Direct Access card?
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Mar 7 2009, 03:13 PM
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#2
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51 posts Joined: Apr 2008 |
QUOTE(kei18kun @ Mar 4 2009, 03:30 PM) OCBC bank: Online transaction is include in overseas transaction? If it's, I want to start using my OCBC GE card now. overseas transaction 1% http://www.ocbc.com.my/personal-banking/Ca....shtm?bcid=M5_1 correction: OCBC Platinum Robinson annual fee waiver - swipe 3x any amount even few ringgit also can at robinson from month on card expiry not following year basis http://www.ocbc.com.my/personal-banking/Ca...Privileges.shtm hope u find it useful and congrats on V6!!! |
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Mar 8 2009, 06:29 PM
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#3
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51 posts Joined: Apr 2008 |
QUOTE(huakenny @ Mar 7 2009, 05:12 PM) im having my dinner (buffet) at pyramid tower/hotel last nite.... Woah, that's a lot of saving.d cashier told me..if i pay wit citibank credit card, there is 30% discount. the bill is rm598, i paid wit credit card....after discount is rm418++.... really saves alots.... btw, any got standard chartered credit card here? i was at bangkok last month but not sure why...i cannot use at there..its declined...but my HSBC card can use.. anyone experience tis? I know HSBC have 10% promotions in SushiKing and Starbucks only, but I seldom use it. I don't really go these places to have my meal. Maybe you have to call standard chartered to inform them before you go for travel, I have no problems with my card when I was in Bangkok. But I had call them regarding I will go Thailand during when to when. |
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Mar 8 2009, 06:33 PM
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#4
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51 posts Joined: Apr 2008 |
QUOTE(lcl832002 @ Mar 5 2009, 08:28 PM) Sure. I am currently using VISA and MASTERCARD from Public Bank, MASTERCARD from CIMB and AmBank. Woah, interest with 5% Petrol Cash rebate All the cards are free for life absolutely without any condition, except for Public Bank. As long as I am a Public Mutual unitholder, my Public Bank credit cards are free without any condition. My Public Bank credit cards offer cash rebate although it is not a huge amount. CIMB gives me 2 % cash rebate if I go to Petronas. So far, their staffs are quite polite especially AmBank in SS2, Petaling Jaya, Selangor. If you want higher cash rebate for every petrol station in Malaysia, you can try applying RHB Travel Money credit card. It gives 5 % cash rebate for every first Saturday and Sunday of a month, then 2 % for the rest of the days of the month. The promotion is until the end of this June, if I am not mistaken. But bear in mind, RHB service is very bad. I mean the attitude of the staffs. Why am I using its credit card? I just want to enjoy the cash rebate. After promotion period, I will cancel it without hesitation. Hope my little advice helps you. << MY LIFE AS AN INSURANCE AGENT >> |
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Mar 9 2009, 10:45 PM
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#5
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51 posts Joined: Apr 2008 |
QUOTE(hye @ Mar 8 2009, 06:57 PM) Don't be surprise, there is another product (I have mentioned it in V6) which gives 7% rebate for petrol purchases. It is a debit card product so I won't discuss it here. Don't know my place Standard Chartered bank can apply this Saadiq debit card or not, or I must go TTDI to apply for it? Added on March 8, 2009, 6:59 pm That is exactly my practice. |
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Mar 9 2009, 10:50 PM
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#6
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51 posts Joined: Apr 2008 |
QUOTE(wkf @ Mar 9 2009, 01:19 AM) Their fee can waive one. I ask for waive for my late payment and interest charges if I forgot to pay it that month or bank in cheque on the due date but which will not clear before the due date:D |
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Mar 9 2009, 11:14 PM
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#7
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51 posts Joined: Apr 2008 |
QUOTE(lcl832002 @ Mar 9 2009, 10:54 PM) Are you sure that late payment charges can be waived? Or you mean annual fee... Just want to confirm... It's late payment charges and interest charges.I already called them up few times before. But other than this few months, all my bills are fully settlement, I not sure whether they treat this as a record or not. Not only HSBC can waive, Alliancebank can waive also. Just tell them any excuse you think is acceptable. |
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Mar 9 2009, 11:23 PM
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#8
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51 posts Joined: Apr 2008 |
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Apr 11 2009, 03:07 PM
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#9
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51 posts Joined: Apr 2008 |
QUOTE(fauzistt @ Apr 10 2009, 09:54 PM) i've read few times about this... however, when i obtained my MC gold PB card early this year (got RM50 credited as well), i already had cards from 8 different banks (the number of cards are a lot more of course!) Seems I have chance to apply PB CC as well. I might want to try it also but my case include these as well; i'm a guarantor for my wife HP loan with PB, my salary is credited to my PB saving, my cards records with other banks should be clean... so, moral of the story, if you have more than 6 cards, PB might still approves you, keep trying... hehe.. |
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Apr 18 2009, 04:52 PM
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#10
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51 posts Joined: Apr 2008 |
QUOTE(Shinichi @ Apr 18 2009, 02:40 PM) My company has offerings for SCB CC with NO annual fee (waived), NO hidden cost and NO strings attached... My SCB CC only get 3 years annual fee waive.I'm a bit skeptical on the no annual fee part as I know SCB do not have any free for life CC without conditions. But is it possible for SCB to offer free for life CC through company? |
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Apr 18 2009, 07:24 PM
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#11
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QUOTE(cenkudu @ Apr 18 2009, 05:51 PM) just happen to me today. I applied for 1 CC only and I've read the declaration form and confident that the agent has marked and show to me I only applied for 1 CC. Suddenly SCB approved and sent to me 3 CC This has been always happend to me as well.That's why I don't really like to apply CC through the outside agent anymore. |
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Apr 18 2009, 07:55 PM
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#12
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51 posts Joined: Apr 2008 |
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May 6 2009, 02:53 AM
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#13
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Woah, I'm interest in the 5% rebate, I heard can get 5% rebate in retail transaction under certain conditions, not sure what's the actual condition.
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