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 Credit Card Thread V6

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skygreen
post Mar 7 2009, 03:06 PM

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I wonder if I don't have a degree cert, am I eligible for CIMB Direct Access card? biggrin.gif
skygreen
post Mar 7 2009, 03:13 PM

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QUOTE(kei18kun @ Mar 4 2009, 03:30 PM)
OCBC bank:
overseas transaction 1%
http://www.ocbc.com.my/personal-banking/Ca....shtm?bcid=M5_1

correction:
OCBC Platinum Robinson annual fee waiver - swipe 3x any amount even few ringgit also can at robinson from month on card expiry not following year basis

http://www.ocbc.com.my/personal-banking/Ca...Privileges.shtm

hope u find it useful and congrats on V6!!! thumbup.gif
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Online transaction is include in overseas transaction? If it's, I want to start using my OCBC GE card now. biggrin.gif
skygreen
post Mar 8 2009, 06:29 PM

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QUOTE(huakenny @ Mar 7 2009, 05:12 PM)
im having my dinner (buffet) at pyramid tower/hotel last nite....

d cashier told me..if i pay wit citibank credit card, there is 30% discount.

the bill is rm598, i paid wit credit card....after discount is rm418++....

really saves alots....
btw,

any got standard chartered credit card here? i was at bangkok last month but not sure why...i cannot use at there..its declined...but my HSBC card can use..

anyone experience tis?
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Woah, that's a lot of saving.
I know HSBC have 10% promotions in SushiKing and Starbucks only,
but I seldom use it.
I don't really go these places to have my meal.

Maybe you have to call standard chartered to inform them before you go for travel,
I have no problems with my card when I was in Bangkok.
But I had call them regarding I will go Thailand during when to when. smile.gif
skygreen
post Mar 8 2009, 06:33 PM

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QUOTE(lcl832002 @ Mar 5 2009, 08:28 PM)
Sure. I am currently using VISA and MASTERCARD from Public Bank, MASTERCARD from CIMB and AmBank.

All the cards are free for life absolutely without any condition, except for Public Bank. As long as I am a Public Mutual unitholder, my Public Bank credit cards are free without any condition.

My Public Bank credit cards offer cash rebate although it is not a huge amount. CIMB gives me 2 % cash rebate if I go to Petronas.

So far, their staffs are quite polite especially AmBank in SS2, Petaling Jaya, Selangor.

If you want higher cash rebate for every petrol station in Malaysia, you can try applying RHB Travel Money credit card. It gives 5 % cash rebate for every first Saturday and Sunday of a month, then 2 % for the rest of the days of the month. The promotion is until the end of this June, if I am not mistaken. But bear in mind, RHB service is very bad. I mean the attitude of the staffs. Why am I using its credit card? I just want to enjoy the cash rebate. After promotion period, I will cancel it without hesitation.

Hope my little advice helps you.

<< MY LIFE AS AN INSURANCE AGENT >>
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Woah, interest with 5% Petrol Cash rebate biggrin.gif
skygreen
post Mar 9 2009, 10:45 PM

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QUOTE(hye @ Mar 8 2009, 06:57 PM)
Don't be surprise, there is another product (I have mentioned it in V6) which gives 7% rebate for petrol purchases. It is a debit card product so I won't discuss it here.


Added on March 8, 2009, 6:59 pm

That is exactly my practice.  biggrin.gif  Actually, you should do this for all your cards when you travel - you don't want to be stuck in a foreign country with no way to pay your bills.
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Don't know my place Standard Chartered bank can apply this Saadiq debit card or not, or I must go TTDI to apply for it? hmm.gif
skygreen
post Mar 9 2009, 10:50 PM

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QUOTE(wkf @ Mar 9 2009, 01:19 AM)
hsbc card not bad.  u can have a try.  but the bad thing is the fees charged quite expensive.
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Their fee can waive one. I ask for waive for my late payment and interest charges if I forgot to pay it that month or bank in cheque on the due date but which will not clear before the due date:D
skygreen
post Mar 9 2009, 11:14 PM

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QUOTE(lcl832002 @ Mar 9 2009, 10:54 PM)
Are you sure that late payment charges can be waived? Or you mean annual fee... Just want to confirm...
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It's late payment charges and interest charges.
I already called them up few times before.
But other than this few months, all my bills are fully settlement, I not sure whether they treat this as a record or not.

Not only HSBC can waive, Alliancebank can waive also.
Just tell them any excuse you think is acceptable. tongue.gif
skygreen
post Mar 9 2009, 11:23 PM

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QUOTE(wkf @ Mar 9 2009, 11:18 PM)
hi...  do hsbc allow us to waive annual fees...
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Yes, they do,
Usually I call them 1-2 month before the annual fee charge. smile.gif
skygreen
post Apr 11 2009, 03:07 PM

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QUOTE(fauzistt @ Apr 10 2009, 09:54 PM)
i've read few times about this... however, when i obtained my MC gold PB card early this year (got RM50 credited as well), i already had cards from 8 different banks (the number of cards are a lot more of course!)

but my case include these as well; i'm a guarantor for my wife HP loan with PB, my salary is credited to my PB saving, my cards records with other banks should be clean...

so, moral of the story, if you have more than 6 cards, PB might still approves you, keep trying... hehe..
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Seems I have chance to apply PB CC as well. I might want to try it also biggrin.gif
skygreen
post Apr 18 2009, 04:52 PM

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QUOTE(Shinichi @ Apr 18 2009, 02:40 PM)
My company has offerings for SCB CC with NO annual fee (waived), NO hidden cost and NO strings attached...

I'm a bit skeptical on the no annual fee part as I know SCB do not have any free for life CC without conditions.

But is it possible for SCB to offer free for life CC through company?
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My SCB CC only get 3 years annual fee waive.wink.gif
skygreen
post Apr 18 2009, 07:24 PM

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QUOTE(cenkudu @ Apr 18 2009, 05:51 PM)
just happen to me today. I applied for 1 CC only and I've read the declaration form and confident that the agent has marked and show to me I only applied for 1 CC. Suddenly SCB approved and sent to me  3 CC  mad.gif
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This has been always happend to me as well.
That's why I don't really like to apply CC through the outside agent anymore. wink.gif
skygreen
post Apr 18 2009, 07:55 PM

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QUOTE(azmi_tech @ Apr 18 2009, 07:38 PM)
no problem... you can cancel them immediately without any cost...  biggrin.gif
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If the card can cancel just by a phone call then no problem,
but like last time when I want to cancel my MBF Cards,
I need to go to their office in person to fill up the form.
rclxub.gif
skygreen
post May 6 2009, 02:53 AM

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Woah, I'm interest in the 5% rebate, I heard can get 5% rebate in retail transaction under certain conditions, not sure what's the actual condition.biggrin.gif

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