Believe me, they r watching... they even told me what i had written in forum

Good so now we are requesting for our shiiinnngggggggggg car park can they fulfill us, just make our Zest even sweeter. The shiny floor will look new all the time not so dusty feel.........

We want shiny, we want shiny, we want shiny........

come on lah. so what if they are reading. They are not going to fullfill just because you ask for it in this thread.

you have signed the S&P and they will deliver what is stated there, nothing more nothing less.

True, especially those SAs

But I wonder if the bigshots really care what we write here

I hope the Developer will really listen or at least consider those suggestions.

Only satisfied purchasers will repeat to purchase more properties from the same developer in their future launches.

Let's cross our fingers Trinity is one of them

(P/S : I am a regular investor and currently have 5 investment properties. I am sure there are a lot of investors like me too. Cheer......... )

My loan application is still on-going but the developer and lawyer are rushing me tightly

OCBC told me that quota is full for them - but will try to do something for me.

The developer side told me that PBB's quota might be full already

Other bankers are still in process!

Anyone can share their information on housing loan? Please share share here or PM me! thanks.

kimhoong, try UOB, they r not bad at all.

Taiko which side you are standing now? Someone reading this will know what to do, no need to talk on behalf of them...


We still want shiny, we still want shiny shiny shiny.........

haha aramis is just being frank. Although I also hope it will be shiny as well. But putting a layer of epoxy on the carpark is just being too luxurious isn't it?

Is the carpark in IKEA epoxy ?

kimhoong, yes ocbc has this quota per month thing. They will be renewed beginning of every month. They won't reject you straight off, but you'll get either not so attractive interest rate or lower loan margin. You can try RHB (which is also the bridging financier for zest) or UOB.

For RHB, just be aware of the additional pre-payment (on top of your monthly installment) which is in blocks of 1k, if you have the extra cash to dump in. For UOB, choose the right loan package (some will not allow your pre-payment to cover more than 50% of the principle i think).

Anyhow, the lock down period is generally 5 years and by then you may be itching to change to another more attractive mortgage loan which you can negotiate again.

You seems to have a lot of business with UOB

Anyway, I believe UOB has changed their strategy.

Instead of giving out BLR-2.2 (which is common for our project), they are giving BLR-2.1.

Their strategy is to implement weekly installment payment. You may refer back to my posts earlier or the Housing Loan thread. Anyway, here's the conclusion of the strategy:


Anyway, it's an interesting strategy and I will look at it before deciding.

Can you tell me more about the "additional pre-payment (in blocks of 1k)"?
DO you mean if I got 10k to dump in, I will need to dump in 11k for that pre-payment?

I just met RHB banker just now and he told me that lock down period for RHB is 5 years AFTER FINAL DRAWDOWN

I was very surprised because I only know PBB is doing so. When I asked the banker to double confirm, he told me to give him time to check

This post has been edited by kimhoong: Jun 23 2009, 10:33 PM

Kakaka...
Naleh, i think its epoxy, thats the only thing that can give a seamless smooth finish. So far not seen it widely used, but definitely very impressive, also less maintenance in future cos its tough, chemically inert, non porous, easy to clean, maintains its look for a long time, etc.

It looks like everyone got a wish for zest
- Epoxy floor
- Bamboo plants
- lcd tv & sofa at the lobby (my wish )
Anybody got any more ah ? Maybe we can start a WISH LIST, everyone add their desired things they want to see in zest.. up to developer they wan to respond or not lo ..

The lawyer firm quite frenly & efficient, called me to sign spa already, too bad their bankers called me so late so cannot sign yet. Awaiting rhb & eon letters. Now i'm using uob for another property, asked them for refinancing the property & they imposed lots onerous & unfair clauses eg '..fees to be ascertained in the future..' 'RM1,000 processing fees' Dang Dang kiasu singaporean bank .. Sori pai, venting my frust.

additional pre-payment (in blocks of 1k) meaning if you were to make any pre-payment you have to do in rounded amount to thousands, for example 1k,2k,3k...10k etc..but not odd amount like rm500 or rm 988

Yes, i got the loan from RHB as well, must be in thousand block.......

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Added on June 24, 2009, 6:41 pmdude, RHB told me is started from the first drawn, confirmed.....

This post has been edited by paul5005: Jun 24 2009, 06:41 PM

i got mine frm RHB n the lock-in period starts from the 1st drawdown as well.

yepp, first drawn down ler...............

any site progress photo?

hey guys,

is zet a joint state goverment proj or etc ?

BUMP

Thanks for your clarification. It makes sense too for the 1k block to minimize the overhead.

I have just called to double confirm with RHB banker.

The 5 years lock-in period starts from FINAL drawdown.

I even asked if that means the 5 years lock-in period starts after the completion of the project. He said yes

Seriously, something is not right

It will be good to have a RHB representative to clear the cloud.

FYI, the banker in contact is located at Damansara Utama (Regional Sales Centre)