S&P is paid by developer
MOT is bear by owner
Loan agreement is optional (ZEC or NZEC)

I am the lone ranger in Block B 

hi guys..  i told my close friends about me buying a unit at TZ. some of them are happy .. yeah.. finally i found one..but some make me feels like i made the wrong decision. why apartment? not landed? of course, i have my very own reasons. im done searching for landed prop even it always be my dream to have one. if i choose landed (good + quality + affordable) but its so far far away from the office or other places, is it worth? i have to go out early then back late..then owh.. feel tired. i cant imagine that everyday with the same routine. i have few more reasons but i believe most of us have the same common reasons. but i just need some opinions from u guys.. something that makes me believe i have made the right decision. 

waaa.. u working at TPM? hehehe..  me too.

ya lorr.. no choice and i cant wait any longer until i can afford landed.

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Added on April 15, 2009, 3:15 pm

hi cedrickang.. me 1st floor tower c. working at tpm. i choose TZ not only just becoz i work @tpm. i dunno in future i might be working at other place..who knows.. but i think TZ still i can afford and near to many places in lembah klang.. puchong of course, sunway, Subang, KL (thru jln klang lama), mines, putrajaya, cyberjaya.. wht else.. LRT station would be bonus point if it really happen.. and also i love kinrara's neigbourhood.

when sign SPA u need to settle the 10% down payment,

- legal fee & stamp duty for loan is mostly absorb by banks ZEC package but rates no as low as u pay the fee's NZEC.. lesser cost to bank lesser % charge on your account lo...

no matter wat package ur offered, must remember to give n take lo..

if ZEC normal rates but better cash flow during purchase lo...

if NZEC u need to have more cash in hand during purchase but in long run u save up more on %

if FEC - finance entry.. fee add into your loan.. pay back when u have the extra cash lo...

correct me if im wrong

FYI

Memorandum of Transfer (MOT)

MOT is payable upon transfer of title from vendor / developer to purchaser

First 100,000          :  1.0%  100,000  1,000.00
Next 400,000          :  2.0%  200,000  4,000.00
Exceed 500,000  :  3.0%  0                0.00

just noticed some blockage on the side of the road..
but dunno if anything is on there?
somewer opposite alam sutera?

no matter BLR drop onot bank will still need to release money to developer whenever they received proper billing from developer

BLR will drop... but to which extend wait & see

any macho guys here kind enough to go up to those bangla / mangla workers to ask '' aloo, buat u-turn kah?'' xD

is ur s&p lawyer tee & teoh or soo thien ming? i tink u should be able to get their numbers by googling...

write in letter to postpone s&p signing?!