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 Credit Card Thread V5, (added FMB website to 1st post)

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vin_ann
post Jan 9 2009, 09:56 PM

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QUOTE(GHz @ Jan 9 2009, 09:21 PM)
I just received a letter dated 2nd jan that mention that my application for Platinum HSBC Amanah CC rejected. cry.gif
But I just make a call yesterday to HSBC asking my application status, the CS told me that my application still under process. rclxub.gif

What happened to their CS.
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1st time fail then apply again lo....

my colleague also fail to get 1st time application, n she got it on her 2nd application.

she said, no need to wait time frame, just apply again!!
GHz
post Jan 9 2009, 10:11 PM

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QUOTE(vin_ann @ Jan 9 2009, 09:56 PM)
1st time fail then apply again lo....

my colleague also fail to get 1st time application, n she got it on her 2nd application.

she said, no need to wait time frame, just apply again!!
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OK I may try again later smile.gif I just don't understand why their CS says it under process while I received reject letter.
vin_ann
post Jan 9 2009, 10:33 PM

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QUOTE(GHz @ Jan 9 2009, 10:11 PM)
OK I may try again later smile.gif  I just don't understand why their CS says it under process while I received reject letter.
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each n every time, when you call CS, remember to ask for the name.
and confirm again n again!

so after something happened, then u can call back n chase for the responsiblity... n ask them solve for you.
ed0gawa
post Jan 9 2009, 10:42 PM

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QUOTE(zenwell @ Jan 9 2009, 04:25 PM)
Hi,

anyone own Ambank true cc? Mind to share the benefit and if it is worth having?  hmm.gif
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at first sight, i liked the clean nice 'design'
kinda love the colors of the 'true' fonts as well ...

but nothing much to shout about after i saw you:nique

Now i can have my card personalized
GHz
post Jan 9 2009, 10:44 PM

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QUOTE(vin_ann @ Jan 9 2009, 10:33 PM)
each n every time, when you call CS, remember to ask for the name.
and confirm again n again!

so after something happened, then u can call back n chase for the responsiblity... n ask them solve for you.
*
Good point. I do that next time.
cHipoLatas
post Jan 10 2009, 12:21 AM

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QUOTE(vin_ann @ Nov 7 2008, 12:08 AM)
today my office below got HSBC CC counter opened, they promoting islamic credit card, n saying give 5%  or 2% rebates (forget extract how many %) on the all purchases.
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HSBC Amanah Mpower Card-i :
-0.5%cash back for all retail transaction
-Current promotion, get EXTRA 5% for EVERY 5th transaction.

HSBC Amanah Platinum Card-i :
-0.5%cash back for all retail transaction
-1.0%cash back for overseas transaction
-Current promotion, get EXTRA 5% for EVERY 5th transaction.


Added on January 10, 2009, 12:22 am
QUOTE(hye @ Nov 7 2008, 06:39 AM)
May I know what card is it ? + If the rebates are promos or permanant. Can't get any info on it in their website.
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HSBC Amanah Mpower Card-i :
-0.5%cash back for all retail transaction
-Current promotion, get EXTRA 5% for EVERY 5th transaction.

HSBC Amanah Platinum Card-i :
-0.5%cash back for all retail transaction
-1.0%cash back for overseas transaction
-Current promotion, get EXTRA 5% for EVERY 5th transaction.

This post has been edited by cHipoLatas: Jan 10 2009, 12:22 AM
Reventon
post Jan 10 2009, 12:43 AM

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amex officer called up earlier and quote that unable to waive my amex AF. Now can sure that Amex Plat Cc is same as Charge card. No waiver will be given.
cenkudu
post Jan 10 2009, 05:35 AM

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sometimes I can't understand why you can get a credit card for example from Bank A and then got rejected from Bank B. Different bank has different criterion for their potential customer?
kindaichi
post Jan 10 2009, 08:18 AM

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so what is the must have card now for classic level?
GHz
post Jan 10 2009, 08:22 AM

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QUOTE(kindaichi @ Jan 10 2009, 08:18 AM)
so what is the must have card now for classic level?
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alliance bank You:nique. tongue.gif
kei18kun
post Jan 10 2009, 11:34 AM

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well said!!!


Added on January 10, 2009, 11:35 am
QUOTE(cenkudu @ Jan 10 2009, 05:35 AM)
sometimes I can't understand why you can get a credit card for example from Bank A and then got rejected from Bank B. Different bank has different criterion for their potential customer?
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most probably they check ur CCRIS record and decide. Each bank have their own criteria for approving CC

This post has been edited by kei18kun: Jan 10 2009, 11:35 AM
vin_ann
post Jan 10 2009, 12:33 PM

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QUOTE(GHz @ Jan 10 2009, 08:22 AM)
alliance bank You:nique. tongue.gif
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yesterday i tried to upload my own picture, too but, my pic resolution is too low below the required resolution!
Sigh.


Reventon
post Jan 10 2009, 01:19 PM

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just go to cimb at plaza damansara and apply for the world mastercard. Approval is faster than citibank. Managed to get the card less than 1 hour.
The card material looks alike uob preferred plat and quite normal design for this exclusive card. Best part of this card i think is they still maintain the free for life. Free gift for approved card is a luggage bag, not samsonite la. Got some light refreshment food at there while waiting for your card.
For prompt card application is min 100k cl and for document application is 240k income per annum, however they do accept gross salary including allowance, incentive etc.
The open house is for today and tomorrow.

hye
post Jan 10 2009, 02:32 PM

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QUOTE(kei18kun @ Jan 9 2009, 02:44 PM)
i also just got approval for the pic, going to get another supp card just for the pic...haha

my image is here http://forum.lowyat.net/index.php?showtopic=901811&st=
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Bro ... the image which you just selected ... is not the standard image from the library right ? Share with us the image ... it is cool !


@ Reventon ... seems you are the first one to own the card here ... Congratulations !

This post has been edited by hye: Jan 10 2009, 02:33 PM
siutimtim
post Jan 10 2009, 02:45 PM

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so many ppl got reject when apply amanah platinum card de.. so high class de meh?
wirelessdude
post Jan 10 2009, 02:53 PM

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QUOTE(siutimtim @ Jan 10 2009, 02:45 PM)
so many ppl got reject when apply amanah platinum card de.. so high class de meh?
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Just received my Platinum card today - applied almost 3 wks ago at Midvalley roadshow. Funny thing is the CL is the same as my gold card, i.e. RM21k. When I applied, they used my Premier card as reference and which has RM40K CL.
Reventon
post Jan 10 2009, 03:03 PM

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QUOTE(hye @ Jan 10 2009, 02:32 PM)
@ Reventon ... seems you are the first one to own the card here ... Congratulations !
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Thanks bro ! icon_rolleyes.gif , i believe there are many to come along thumbup.gif , the CL approved is crazy , almost double up my current plat card. Maybe special offer during open house this weekend.. sweat.gif

The card material just same with uob..

user posted image
hye
post Jan 10 2009, 03:04 PM

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QUOTE(siutimtim @ Jan 10 2009, 02:45 PM)
so many ppl got reject when apply amanah platinum card de.. so high class de meh?
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Bank got very strict approval criteria. Plus, this ensures card is exclusive.
wirelessdude
post Jan 10 2009, 03:12 PM

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Btw, anyone receive Sushi King voucher from HSBC yet?

Reventon: that's a really nice looking card!
cenkudu
post Jan 10 2009, 05:19 PM

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normally how long will the bank 'examine' our credit record through CCRIS? just the current record (past 3-4 months) or throughout entire life. aiyoo, suppose if we have bad record payment previously and we have resolve it, should be fine.. biggrin.gif haha just my opinion

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